Internet's first get-out-of-debt community - 123,000 members

Posted: Fri Apr 06, 2007 3:12 pm Subject:

Truth,is there a point to this useless baseless drivel you're spouting or did you just not make quota for the week. I really don't know why people waste our time coming here and throwing all this negative mess around our board. I will close with my own deadly barb:If your company follows the laws of this country and each individual state you lend in,you would get the full amount lent! Now bugger off and go bother some other board.

Posted: Fri Apr 06, 2007 3:37 pm Subject:

I have to agree that Sonic/CTC/Northway is one of the worst companies that I dealt with. They do not follow state laws. Nor are they licensed to loan money in my state or any other state (that I know of) to loan money. They will try any ILLEGAL tactic to collect their money. Be careful when dealing with them but don't let them intimidate you. Evil or Very Mad

The Truth · Posted: Tue Apr 10, 2007 9:52 pm Subject:

baseless you say??? like I said before, all these people posting and whinnying about closing accounts, about not paying a cent, about sleeping better because they will not worry about collectors...instead of saying close accounts, ask the bank to stop debits, why not give better advice and options. Why not say you agreed to something and you should keep that promise/agreement you made. Not like many postings here "I will make an offer and if they take it fine, if not then too bad!" To begin, these payday companies did not drag you by the hair and make you sign agreements...you people are not blind and illiterate...or are you?....and as far as following "the laws of this country and each individual state you lend in" why not do your research to see if these laws are being followed before signing on the dotted line....NOT AFTER the loan is due and you find out nothing can be done to avoid paying the loan amount.

Posted: Wed Apr 11, 2007 6:23 am Subject:

You still have not made a valid point. It is not up to an individual to find out if a company is operating legally. The business has a requirement to keep their company in compliance of the proper laws. If you are not operating legally,then your contract is null and void.Be happy that we tell our posters to repay the loan principal because certain Attorney Generals are telling their residents to not pay a dime because said company is unlicensed to loan.

winston mighty · Posted: Fri Apr 13, 2007 1:28 pm Subject: pay day lone

i would like to get another $300.lone

vicdavemil · Posted: Sat Apr 14, 2007 9:46 am Subject: northway credit

I had a deposit from them that we did not even want when they called us, and they deposited it anyway and I show they are trying to take 190.00 x 2 on the same day, nsf fees, can we stop them from debiting????

Posted: Sat Apr 14, 2007 2:37 pm Subject:

Ask your bank to block the debit from Northway Credit. If you can prove their transaction to be unauthorized, your bank will revert the NSF fees. They will also dispute the charges with Northway Credit and get your money back.

Posted: Sat Apr 14, 2007 2:48 pm Subject:

Cajun is right. Noone held a gun to anyone's head to borrow the money and yes, we are totally obligated to payback what we borrowed. What we are not obligated to do is pay outrageous interest rates and fees.
And when you say that since a company is located out of the USA and it's not obligated to follow the laws of a state it's doing business in, I ask you whether other international companies doing business in the USA, (Toyota, Nestle for starters) are required to follow state law where they are operating. And you know what, that would be a huge yes!
So this argument doesn't hold any water here.

Truth · Posted: Sun Apr 15, 2007 11:20 am Subject:

KS, you must be kidding when you compare Toyota, Nestle and other international companies in reference to "International" pay companies....first of all, Toyota and those "BIG" companies are established brands and corporations. Payday companies come and go! Then you say "not obligated" to pay "outrageous" interest and fee's then why NOT look into that before taking the loan to begin with? I find you all don't have a clue as to what it is you compare and talk about here. Get you facts straight before making your comparisons, it just makes you look that less wiser.

Posted: Sun Apr 15, 2007 12:31 pm Subject:

I don't think that being an "established" coorporation makes you more obligated to follow laws. They are businesses just like pdls who are also required to follow the laws. Just because pdl companies "come and go" doesn't make them any less obligated to follow the laws. That is just ridiculous.

Posted: Sun Apr 15, 2007 1:47 pm Subject:

Again with the useless lawless drivel! The ladies have spoken and I have already said it once. If you decide to do business in our country,you are obligated to following the licensing and regulatory procedures of each state you lend in. You cry and moan about not getting paid and consumers not reading or following your contract. Sorry,if contract is not based on law,it is not a valid contract in any court system.

semanticjoe · Posted: Thu Apr 19, 2007 2:52 pm Subject: Northway Credit/Cash

I've been dealing with these people for a week now, after they racked up my bank account with charges. My grandmother died, I didn't work for 3 weeks, and they refused to negotiate with me. Today, finally, I got them to make a settlement with me, amazing. It was a good settlement, I will pay in a week, and they will stop debiting my bank account. They must be getting a lot of pressure from someone now, in order to settle for less than I borrowed, right? I told them I could make payments on the total amount, was willing too, but, couldn't make one lump sum payment, so they asked if I would settle for paying 1/3 of the total, why would they do that? I was more than willing to pay the full amount, just not all at once. Any ideas?

Posted: Thu Apr 19, 2007 3:09 pm Subject:

They are receiving pressure from multiple states just like any other internet pdl that is not licensed in states they wish to lend in.

Leticia Ross

I applied to Northway Credit for a $5000.00 loan and they seemed pretty interested in lending it to me. I am also hopelessly in debt with these PDL and I can't see myself getting better I can't pay any of my bills this month I don't know what I am going to do.

nanal

They have taken two seperate payments of $200.00 each which made me overdraw, i have a company helping me now to settle my pay day loans (which i will never do again) and i need the mailing address and correct phone numbers if anyone has them please. I need tonight if possible Sad

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