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Send message to cajunbulldog
Sub: #49
Replied on 04-11-2007, 06:23 AM
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You still have not made a valid point. It is not up to an individual to find out if a company is operating legally. The business has a requirement to keep their company in compliance of the proper laws. If you are not operating legally,then your contract is null and void.Be happy that we tell our posters to repay the loan principal because certain Attorney Generals are telling their residents to not pay a dime because said company is unlicensed to loan.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Sub: #50 pay day lone
Replied on 04-13-2007, 01:28 PM
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i would like to get another $300.lone

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Sub: #51 northway credit
Replied on 04-14-2007, 09:46 AM
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I had a deposit from them that we did not even want when they called us, and they deposited it anyway and I show they are trying to take 190.00 x 2 on the same day, nsf fees, can we stop them from debiting????

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Send message to Trenity
Sub: #52
Replied on 04-14-2007, 02:37 PM
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Ask your bank to block the debit from Northway Credit. If you can prove their transaction to be unauthorized, your bank will revert the NSF fees. They will also dispute the charges with Northway Credit and get your money back.


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Send message to kscornell
Sub: #53
Replied on 04-14-2007, 02:48 PM
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Cajun is right. Noone held a gun to anyone's head to borrow the money and yes, we are totally obligated to payback what we borrowed. What we are not obligated to do is pay outrageous interest rates and fees.
And when you say that since a company is located out of the USA and it's not obligated to follow the laws of a state it's doing business in, I ask you whether other international companies doing business in the USA, (Toyota, Nestle for starters) are required to follow state law where they are operating. And you know what, that would be a huge yes!
So this argument doesn't hold any water here.

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Sub: #54
Replied on 04-15-2007, 11:20 AM
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KS, you must be kidding when you compare Toyota, Nestle and other international companies in reference to "International" pay companies....first of all, Toyota and those "BIG" companies are established brands and corporations. Payday companies come and go! Then you say "not obligated" to pay "outrageous" interest and fee's then why NOT look into that before taking the loan to begin with? I find you all don't have a clue as to what it is you compare and talk about here. Get you facts straight before making your comparisons, it just makes you look that less wiser.

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Send message to WHEREAMI?
Sub: #55
Replied on 04-15-2007, 12:31 PM
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I don't think that being an "established" coorporation makes you more obligated to follow laws. They are businesses just like pdls who are also required to follow the laws. Just because pdl companies "come and go" doesn't make them any less obligated to follow the laws. That is just ridiculous.


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Send message to cajunbulldog
Sub: #56
Replied on 04-15-2007, 01:47 PM
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Again with the useless lawless drivel! The ladies have spoken and I have already said it once. If you decide to do business in our country,you are obligated to following the licensing and regulatory procedures of each state you lend in. You cry and moan about not getting paid and consumers not reading or following your contract. Sorry,if contract is not based on law,it is not a valid contract in any court system.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Sub: #57 Northway Credit/Cash
Replied on 04-19-2007, 02:52 PM
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I've been dealing with these people for a week now, after they racked up my bank account with charges. My grandmother died, I didn't work for 3 weeks, and they refused to negotiate with me. Today, finally, I got them to make a settlement with me, amazing. It was a good settlement, I will pay in a week, and they will stop debiting my bank account. They must be getting a lot of pressure from someone now, in order to settle for less than I borrowed, right? I told them I could make payments on the total amount, was willing too, but, couldn't make one lump sum payment, so they asked if I would settle for paying 1/3 of the total, why would they do that? I was more than willing to pay the full amount, just not all at once. Any ideas?


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Send message to cajunbulldog
Sub: #58
Replied on 04-19-2007, 03:09 PM
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They are receiving pressure from multiple states just like any other internet pdl that is not licensed in states they wish to lend in.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Sub: #59 I applied to Northway Credit for a $5000.00 loan and they se
Replied on 04-25-2007, 11:22 AM
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I applied to Northway Credit for a $5000.00 loan and they seemed pretty interested in lending it to me. I am also hopelessly in debt with these PDL and I can't see myself getting better I can't pay any of my bills this month I don't know what I am going to do.

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Sub: #60 addresses for cash transfer center or northway credit
Replied on 05-22-2007, 05:06 PM
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They have taken two seperate payments of $200.00 each which made me overdraw, i have a company helping me now to settle my pay day loans (which i will never do again) and i need the mailing address and correct phone numbers if anyone has them please. I need tonight if possible

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Sub: #61 northway debt
Replied on 06-08-2007, 09:01 AM
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northway debt is cash transfer center their number is 1-866-958-3278

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Sub: #62 out of debt
Replied on 06-08-2007, 09:05 AM
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does anyone know how to get out of debt with payday loans other than not get them. someone who would lean you money to get out payday loans debts

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Sub: #63 northway debit payment
Replied on 06-15-2007, 08:34 AM
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how do I contact them people they took money out of my account and was not authorized. other than blocking my account from them. please let me know

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Send message to WHEREAMI?
Sub: #64
Replied on 06-15-2007, 01:56 PM
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Blocking your account may not be enough. You may need to close and open a new account. If you had a payday loan with this company, you will need to send them a voluntary wage assignment revokation letter immediately and give a copy to your payroll department. Otherwise this is one company that WILL attempt to garnish your entire paycheck.

Also, if you did not authorize this debit, did you dispute it with your bank? If not, you should do this.




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