I recently went through something very similar, my dad passed away and I put a stop payment on the loan because I would no sooner take out the loan that it would take them8 days to reloan and by the time I was reloaning again, I only had the loan in hand for a week. So I was being double charged for money I didn't even have in hand. Now, they are calling me at work, constantly harrassing me, when asked for an address to send payments they refused to give me one, stating I could only send the full amount via Money Gram or they will garnishee my wages. I have printed out that form to revoke the wages and plan to send that to the Winnipeg address tomorrow, but find myself disgusted and at a loss with this god awful company who won't even listen to reason.