How to notify CA about Expiration of Statute of Limitation

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Malcave
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Sub: #33
Replied on 12-26-2010, 06:56 PM
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I just checked my credit report and find out that AFNI BLOOM a collection Agency is trying to get a debt is already paid off ,and it happened like 6yrs ago but in my credit repor apears from 3months ago, its been so long I dont have any receipts, acct number(It was cancelled then) or actually way to proof it , Can anybody help me and show me how i can faight back this Vultures

Sub: #34
Replied on 12-27-2010, 01:11 AM
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If you've paid off the dues to the original creditor, then they cannot sell off the account now to AFNI BLOOM. I guess the collection agency is trying to scam you. The next time AFNI calls you, make sure that you ask them to validate the debt. You can even send them a debt validation letter. If they are unable to validate the debt, ask them to stop contacting you any further.

dspell
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Sub: #35
Replied on 03-17-2011, 06:06 PM
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What is the SOL in Georgia




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Sub: #36
Replied on 03-17-2011, 08:27 PM
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for an open account (credit card) it is 4 years. On a written contract it is 6 years.

Taxed
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Sub: #37
Replied on 03-30-2011, 02:03 PM
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Can I have the CA remove two Federal Tax Liens on my credit report, one 15 yrs old , the other 19 yrs? If so, how?




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Sub: #38
Replied on 03-30-2011, 02:37 PM
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Er..CA's don't list tax liens..those are listed by the courts they were issued out of, or the state that issued them. Fed liens are tricky...I think they can remain indefinitely, or they can get renewed like judgments..

You can dispute them with the CRAs and when/if they get verified you can then request verification procedure..by law they have to get the info directly from the source...but it seems they like to use a third party and that is a violation....so you can nail the credit reporting agencies perhaps.....at the least they should tell you exactly where they came from.

Angelita2011
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Sub: #39
Replied on 04-04-2011, 05:45 PM
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How can I find out SOL in the state of Texas?




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Sub: #40
Replied on 04-08-2011, 04:41 PM
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SOL is 4 years for Texas.




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