I need to contact them about payment.

Any help is appreciated.

[ben]

Palisades Collections once notoriously put bills on my credit reports. If the bills belong to you genuinely, it might be ATT as the original creditor because they use them often. It might also be a magazine subscription.

Palisades has been working a lot of magazine subscription accounts that have not gotten paid or where the company bills someone for a magazine subscriptions after they canceled subscription.

Had this happen to me once for Discover magazine.

You can also get this account verified from your credit bureaus and get the contact information. First dispute it as if it does not belong to you.

Thanks.

I am pretty sure it is my late/delinquint Sam Ash music card. They used to be HRS(HOUSEHOLD) which became HSBC or something. I beleive the credit is true, if I remember correctly, the account matched so I guess the Household(HSBC) sold my debt to them.

:-(

Thanks again ben.

Called them yesterday. Paid full balance. Will appear as paid in full on credit report.

[ben]

Did you take all the receipts? Make sure that everything is written. It’s good that your accounts will appear as "Paid in Full" in your credit report. This is the most important positive remark that is used to evaluate the financial worthiness.

Do you have the number for them. I have a 41 dollar bill I would like to find out who its from and pay it if it is truly mine.

[roxette]

Hi Kg2CBR

Welcome to the forums. You can contact Palisades Collection at the following address:

Palisades Collection, LLc
210 Sylvan Ave
Englewood Cliffs, NJ
201-567-5648

Regards
Roxette

Ben your statement "It's good that your accounts will appear as "Paid in Full" in your credit report. This is the most important positive remark that is used to evaluate the financial worthiness."

Is not truly accurate, a collection account or a public record regardless of payment status is still a negative for credit scoring models.

I would also suggest to anyone that has to deal with Palisades to do a Google search for my username. You will find where I frequent and my dealings with them.

There are currently a lot of complaints regarding the reporting policies of this company.

Just dropped by after running a google on my adversary.

When I had called them, the young lady on the phone was very nice. I paid this in full with them. She said it will appear as paid in full on the credit report, I didn't even have to ask. About 10 days later I got a letter from them stating that it will appear as paid in full to the CRA's. Now, just have to see how that turns out but hey, they were real nice to me and sent me that letter. No complaints here.

Now, I just have to attack Arrow Financial. Paid $821 in full to them and still no update on the ole credit report. I am slacking on this one but will hit them up by next week.

[ben]

RealtorKen,

Is not truly accurate, a collection account or a public record regardless of payment status is still a negative for credit scoring models.

I know what you meant by that statement. It is the best when the credit report is absolutely stain free. But if the credit report is having a negative stain, it is of less importance. But do consider the fact, that it is always viewed more favorably than before in spite of any negative remark which is unpaid.

They have me as defaulting on a ATT cell phone in Providece RI. in 1999. Never had an ATT cell phone or been in Providence. Lots of complaints on internet. They have not responded to several calls. Going to Florida Attorney General next week. pkw Fl.

[ben]

PKW, I hope they have not hit your credit report? Did you check it?

I too am a victim of Palisades. An old AT&T bill that was resolved in 1997 has now just shown up on my credit report. I tried the # (201) 567-5648 and got a message that the party I was trying to call was not available at this time. Please leave a message.... Is this what everyone else has experienced when contacting this #? They didn't even specify they were Palisades. Any feedback would be appreciated


[email removed as per forum rules-Mike]

[ben]

Creena, did you dispute with the credit bureau over this account? I guess some verification on this account is possible. Also, you can compare with the other two bureaus

I can tell you all now that Palisades Collection is one of the worst and most innaccurate collection agencys out there. I have dealt with them repeatedly over the past 5 years regarding a balance that should never have been reported by AT&T. I have spoken to accounts payable at AT&T already and confirmed that the bill was paid in full before collection, also, I have disputed the amount of 204 dollars on my credit file twice already resulting in it's removal, and Palisades has resubmitted the same amount again for a third time just this month. They are either poorly run and innaccurate, or they are trying to scam people into paying closed acounts. I believe that it is the latter due to my own personal experience with them. My advice is to dispute any of their reports, (if they are void). I am in the process if taking legal matters into hand in order to discontinue harassment from this company.

Good luck to you.

[roxette]

Hi Guest,

Welcome to the forums.

I can tell you all now that Palisades Collection is one of the worst and most inaccurate collection agencies out there.

You must be having all the records of your payments made. Did you pull a copy of your credit report once the said accounts were paid in full? I believe, this proof is the most important of all.

If Palisades Collection still reports a debt that has already been paid, you can take legal actions against them. Make sure that you do all your correspondence in writing through certified mail. You will be able to track your information.

Regards
Roxette