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Palisades Collection Agency collecting for wrong account – what to do?

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  #449  
Old 04-14-2008, 05:55 AM
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thanks for keeping my mind at ease jcmt. they cant sneak it in with the cra but im wondering how these snakes can try? my stuff is already on a fraud alert so do you think they would investigate each claim? i sure hope so.what would stop them from suing me at a state i never lived?
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  #450  
Old 04-14-2008, 05:59 AM
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For proper civil procedure they would need to sue you in the district which you currently reside in. If they do then you have your defense, if they don't serve you and win you can have it vacated for improper service. If they try to sue you outside your county or state you can dismiss it for improper venue.
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  #451  
Old 04-14-2008, 05:09 PM
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Default very usefull

I really appreciated everyone for their helpfull information I was having a hard time finding out palisades collection phone #.
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  #452  
Old 04-16-2008, 06:39 AM
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Default ss disability garnish?

hi, i have some old debt from about 7 years ago, since then i have become disabled wiith MS. I do not work, so not own anything and currently dont even have A checking account. I didi just win my dissability case after a 4 year fight and am about to start getting my benenfits. can this be garnished or attacked in any way? i do have a few lawuits brought on by the creditors. help, i dont know if i should just declare bankruptcy.
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  #453  
Old 04-16-2008, 06:42 AM
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I don't think your disability can be touched, but certain debt may be (like federal debts, child support). The 7 year old debt might be out of SOL, what state are you in?

Goto whatever lawsuits you have, don't just not show up! Use the discovery process to demand validation, and if they can't provide it, you can get those cases dismissed.
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  #454  
Old 04-17-2008, 09:34 AM
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Default Palisades

Hi does anyone have any contact information for palisades..they keep updating my credit report, yet they never sent me any mail nor is there a contact number..Really wierd.
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  #455  
Old 04-17-2008, 09:34 AM
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Default Palisades

Hi does anyone have any contact information for palisades..they keep updating my credit report, yet they never sent me any mail nor is there a contact number..Really wierd.
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  #456  
Old 04-17-2008, 01:40 PM
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Here is contact information for Palisades:

210 Sylvan Ave., Englewood, NJ 07632 Phone: 800-991-9367

Phone: 201 567-5648 866-2330- 9094 866-230-8075

201-567-2438 866-230-8094

Fax: 610-758-9781 or 201-567-2203
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  #457  
Old 04-18-2008, 01:17 PM
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Default my account

i need to get the copy of my statement what i owed so that i can pay off the balance
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  #458  
Old 04-19-2008, 06:08 AM
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Welcome to the community Luz Cruz, we are a forum of consumer advocates, this site also offers debt consolidation services. We are in no way affiliated with Palisades, if you need any assistance with them we are here to help.
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  #459  
Old 04-29-2008, 12:44 PM
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Default Being Sued

PALLISADES ARE SUEING ME RIGHT NOW. THE CONSTABLE CAME BY MOM HOUSE TO SERVE ME. BUT I DONT LIVE THERE NO MORE. SO I LOOKED ON THE COUNTY WEBSITE UNDER CIVIL SUITS AND THIS WHERE I FOUND OUT WHAT WAS GOING ON. I LOOKED FOR THERE PHONE NUMBER ON THE YELLOW PAGES ON YAHOO, BUT NOTHING CAME UP. IM IN DALLAS TEXAS. I NEED HELP, BECAUSE I DONT KNOW WHAT IM BEING SUED FOR.
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  #460  
Old 05-01-2008, 06:26 PM
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Default Att wireless

Well at least I'm not alone, I was an AT&T employee now retired and back when there was AT&T wireless I was offered an employee discount. When I called to get the discount I asked if it would renew a new contract I was told "no" Well this is about 6 to 7 years ago. I ask for validation and my so called debt I guess gets sold to a different agency Palisades is my 4th agency to deal with on this. They are telling me since I can't talk to anyone at AT&T Wireless (because they don't exist) I can't get this cleared off my CR which they have already dinged me. Boy am I fighting mad...... Looking into what to do about this or if this is even leagal
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  #461  
Old 05-02-2008, 06:01 AM
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I would suggest sending them a debt validation letter (you can find a template via my signature link, be sure to send the enclosure with it) send it to them certified mail, return receipt requested. Once they receive it they will have to provide you with the requested validation and until that time they must cease all collection activity. Give them about a month and if they have not provided you with proper validation (generally consisting of documents from the original creditor) then you should dispute the items on your credit report for this account, if they cannot validate it with you they shouldn't be able to validate it with the credit reporting agencies.
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  #462  
Old 05-02-2008, 06:03 AM
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Default Palisides/att

I believe exactly what you are saying, I have three lines with att right now, but went to buy a house and palisades has me in collections for att right now, I am contacting an attourny today to see about filing a lawsuit.
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  #463  
Old 05-03-2008, 09:52 PM
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I posted about a month ago regarding a judgment entered against me by Palisades. I did not receive any notification to appear to any type of court date in this matter. The first correspondence received from Palisades/Pressler & Pressler was a letter including what I now understand are interrogatories.

I filed to Vacate judgment based on the lack of proper service. Palisades is taking me to court to block the motion. Is there anything I can do in the meantime? Has anyone gone to court in this type of situation?

After the sheriff served levy papers a few weeks ago, I discovered the account was from AT&T for approximately 380.00 with random attorney and court fees added on for another 100.00. I requested the paperwork from the court and the proof supplied are the first three pages of a 12 page random statement. I had AT&T at one time, it is pages of a random bill from months before I canceled it. To my knowledge, I do not have an outstanding bill with them.
Are three pages of a 12 page random bill adequate proof for a judgment? It is not itemized, just my name and a total amount due. Should I file an answer challenging the debt?

I am at a bit of a loss here, any help is greatly appreciated.
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  #464  
Old 05-09-2008, 09:50 AM
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Default Extra account with AT&T

Hello, I paid palisada 2,339 dollars for a AT&T account in a judgement and now they are claiming I still own them $572 they say that I most had two accounts with AT&T,but how that possible to have to cell phone accounts with AT&T AND I am not talking about extra line either? they erased it from my experian credit report but not the other it just doesn't make any sense what should I do
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