Collection Agencies and Creditors

Palisades Collection, LLC collecting for wrong account

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Author

Posted: Tue Apr 04, 2006 3:41 pm Post subject:

Does anyone have the contact number for PALISADES COLLECTION LLC? _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Wed Apr 05, 2006 8:06 am Post subject: AT&T Wireless

I made some mistakes. I gave them information before I found this site. I thought I was working towards resolving the issue, but apparently they had other ideas. After I sent the information I was told I'm a liar, and they had all kinds of evidence. This steems from an AT&T Wireless acoount from 2000 that I thought the issue was resolved, but they made an entry on my credit report in 2005. Will not give me an address, the person's name I'm speaking to, or a supervisor. Seem to be more interested in raising a person blood pressure than listening to what someone is saying. I've filed a complaint with the BBB, FTC, and am now trying to reach the State's Attoney Generals office (sort of like trying to get Palisades address. Quick question. I can't find any information on the Brookfield, WI office. It also looks like there is another office in Atlanta, GA. _________________ Register today to encash debtcc points.

Arnold
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Posted: Wed Apr 05, 2006 8:46 am Post subject: Account number

They wont give me the account number without my social security number _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Wed Apr 05, 2006 11:43 am Post subject:

Quote:

This steems from an AT&T Wireless acoount from 2000 that I thought the issue was resolved

Could you explain it more? Have you paid the account in full? Do you have any document that proves you paid the account? In that case you can dispute the entry with credit bureaus.

Won't AT&T help you to solve this problem? Try to get some records from them.

curlycarl
Debt Samaritan

Joined: 21 Jan 2005
Posts: 630

Debtcc Points: 12073

Posted: Mon Apr 10, 2006 11:42 am Post subject: Palisades Collection

My husband & I are also dealing with Palisades. I disputed their charges in May 2005 via certified mail. (In my letter I requested that they provide me with monthly statements showing where the charges were incurred in addition to the original signed contract.) In June 2005, they sent me a letter confirming my request and stated that they have requested these documents from AT&T & it might take up to 90 days for them to recieve that information. In March 2006, we finally receive an April 2001 bill for $162.72 and an Oct 2001 bill for $.25. This doesn't seem to add up to the $569.18 they are claiming that I owe. (Still no signed contract has been provided.) At this point, I'm throwing my hands in the air and contacting an attorney. By the way, AT&T has been absolutely no help in our situation. It's been hard to get a straight answer from anyone involoved in this whole ordeal. Good luck to everyone out there fighting this same battle. _________________ Register today to encash debtcc points.

SS
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Debtcc Points: 100

Posted: Mon Apr 10, 2006 2:09 pm Post subject:

SS, have you checked the SOL of your state? I'm sure your attorney will definitely look after this issue. Keep us informed.

curlycarl
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Joined: 21 Jan 2005
Posts: 630

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Posted: Wed Apr 12, 2006 10:10 am Post subject: Palisades Collection

I've received a notice from Palisades Collection and am in the process of submitting a validation letter. Do I need to send that letter to AT&T or to Palisades? _________________ Register today to encash debtcc points.

LB in UT
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Posted: Wed Apr 12, 2006 1:59 pm Post subject:

Request for validation is to be sent to collection agency. Don't forget to make it certified.

curlycarl
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Posted: Thu Apr 13, 2006 3:22 pm Post subject: these people are nuts!

I just checked my credit report for the first time in my life and I had no idea what this collection notice was all about. I had AT&T about 4 years ago, and they sent me a bill for 500 dollars for calls I never made. I called them and they told me that it was all taken care of and I cancelled my service with the. So for 4 years I thought it was fine, until today and I found that they gave my account to these people who still claim that I owe 500 dollars for calls I never made! I'm so happy I found this forum, so that I could find the information that I need to fight this and get it taken off of my credit report. These people are nuts! _________________ Register today to encash debtcc points.

Kat
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Posted: Mon Apr 17, 2006 1:29 pm Post subject: Palisades

Who the heck are these people and where are they getting their inaccurate information from? How do you get rid of them? _________________ Register today to encash debtcc points.

KMS
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Posted: Mon Apr 17, 2006 2:36 pm Post subject: Palisades

Just filed online complaints with the Federal Trade Commission. Will now attempt to do same with our state's (PA) Attorney General. Thanks to all who posted here. This is nuts that ATT can conjure up an account, I dispute it and have it removed from my credit report, and now these people turn up out of nowhere and hassle me again. what a waste of time and energy!!! _________________ Register today to encash debtcc points.

KMS
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Debtcc Points: 100

Posted: Mon Apr 17, 2006 4:06 pm Post subject:

Are they calling you or they are on your credit report too? You can use the response from credit bureaus that you received when you disputed the item earlier as evidence against them.

stella

stella

Joined: 07 Dec 2005
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Posted: Tue Apr 18, 2006 9:27 am Post subject: collection

hi i recently checked my credit report and it says that i owe u guys money i would like to find out who do i talk 2 pay this collection _________________ Register today to encash debtcc points.

rigo
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Debtcc Points: 100

Posted: Tue Apr 18, 2006 3:15 pm Post subject:

Rigo, this is debt consolidation care. You have to contact Pallisade to sort out the problem. Ask for validation. Send your debt validation request through certified mail with return receipt requested. You can also contact the original creditor to know if they can settle the account directly with you.

curlycarl
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Posts: 630

Debtcc Points: 12073

Posted: Thu Apr 20, 2006 8:02 pm Post subject: Response received from Pressler

Update from last post, I wrote a request for validation to Pressler and Pressler. Here's a partial insert:

Quote:

To whom it may concern:
I,______ am writing in response to the letter I received, dated 03/16/2006, from you stating I owe a delinquent account to AT&T purchased by Palisades Collection.
Pursuant to the Fair Debt Collection Practices Act 15 USC Sec. 1692 PLEASE BE ADVISED THAT THIS DEBT IS DISUPUTED.
Please have current purchaser Palisades obtain verification through original creditor and have copy(s) sent to me.
At this time I am requesting communication between myself and all parties including their affiliates, mentioned in this document pertaining said debt be done in writing.
Any attempts to collect such debt shall cease. Unless validation of said debt or any portion thereof is returned to me within 30 days from receipt of this letter, I shall assume this debt is null and void.

Thank you

Please note that I am requesting "validation"; that shows competent evidence bearing my signature, showing that I have some contractual obligation to pay. Such as: Copy of the original signed debt agreement or application.

* * * * * *
I also sent a copy to Palisades. I received both return receipts dated April 10th. Today, April 20 I get a response from Pressler. A typed letter on their letter head. Stating:

Quote:

Creditor: Palisades Collection
Debtor: (my name)
Account No. 0000000000000000000000
P&P File # ******

Pursuant to your request, enclosed please find verification of the debt in the above matter.

(2nd page)
Computer Generated Report of Financial Information
from 01/20/04 to 04/12/06 on AT&T Wireless Acct #---

Between ___(my name) and Palisades collection, L.L.C
as Successor in Interest to AT&T Wireless, Acct #-----

Previous balance as of 01/20/04 $942.38
Credits if any $0.00
Interest see below $188.94
Collection/Attorney fees $0.00, (15% of first $500.00, 10% of the excess
New Balance $1, 131.33

Balance subject to Interest $942.38
Interest is being calculated at the New York Statutory Rate of 9.00%
as set forth below.

(then shows a short statement of what was stated above.)

1)No response yet from Palisades
2)Pressler didnot contact original creditor for a signed contract (or copy of)
3)this letter looks as though they are setting up payment
4)Any suggestions on what my response should be Now?

Next, I'm sending (if I can find my paper work from that year) I had a fraud alert on my report which meant creditors were suppose to call me at the number I attached to the Fraud alert to verify with me if it was me before they do anything else. I also, have a letter from the FTC, when my case went on file with them. Question: the letter Pressler sent is this considered validated. Note: they sent nothing with my signature. Yet, Palisades is on my CR
_________________
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dont_owe_no
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Posted: Fri Apr 21, 2006 12:41 pm Post subject:

dont_owe_no, have you posted here earlier? I cannot locate your post. It seems the account was with Palisades initially and then Pressler & Pressler contacted you for the same debt right? Are both of them appearing on your report? You can dispute it, one of them should be removed. When did you send out the validation letter? If 30 days have been over already, send another letter and give them another 15 days to respond. Then ask credit bureau to remove the item b/c they failed to validate.