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Palisades Collection Agency collecting for wrong account – what to do?

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  #49  
Old 04-04-2006, 03:41 PM
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Does anyone have the contact number for PALISADES COLLECTION LLC?
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  #50  
Old 04-05-2006, 08:06 AM
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Default AT&T Wireless

I made some mistakes. I gave them information before I found this site. I thought I was working towards resolving the issue, but apparently they had other ideas. After I sent the information I was told I'm a liar, and they had all kinds of evidence.

This steems from an AT&T Wireless acoount from 2000 that I thought the issue was resolved, but they made an entry on my credit report in 2005.

Will not give me an address, the person's name I'm speaking to, or a supervisor. Seem to be more interested in raising a person blood pressure than listening to what someone is saying.

I've filed a complaint with the BBB, FTC, and am now trying to reach the State's Attoney Generals office (sort of like trying to get Palisades address.

Quick question. I can't find any information on the Brookfield, WI office. It also looks like there is another office in Atlanta, GA.
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  #51  
Old 04-05-2006, 08:46 AM
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Default Account number

They wont give me the account number without my social security number
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  #52  
Old 04-05-2006, 11:43 AM
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Quote:
This steems from an AT&T Wireless acoount from 2000 that I thought the issue was resolved
Could you explain it more? Have you paid the account in full? Do you have any document that proves you paid the account? In that case you can dispute the entry with credit bureaus.

Won't AT&T help you to solve this problem? Try to get some records from them.
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  #53  
Old 04-10-2006, 11:42 AM
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Default Palisades Collection

My husband & I are also dealing with Palisades. I disputed their charges in May 2005 via certified mail. (In my letter I requested that they provide me with monthly statements showing where the charges were incurred in addition to the original signed contract.) In June 2005, they sent me a letter confirming my request and stated that they have requested these documents from AT&T & it might take up to 90 days for them to recieve that information. In March 2006, we finally receive an April 2001 bill for $162.72 and an Oct 2001 bill for $.25. This doesn't seem to add up to the $569.18 they are claiming that I owe. (Still no signed contract has been provided.) At this point, I'm throwing my hands in the air and contacting an attorney.

By the way, AT&T has been absolutely no help in our situation. It's been hard to get a straight answer from anyone involoved in this whole ordeal. Good luck to everyone out there fighting this same battle.
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  #54  
Old 04-10-2006, 02:09 PM
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SS, have you checked the SOL of your state? I'm sure your attorney will definitely look after this issue. Keep us informed.
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  #55  
Old 04-12-2006, 10:10 AM
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Default Palisades Collection

I've received a notice from Palisades Collection and am in the process of submitting a validation letter. Do I need to send that letter to AT&T or to Palisades?
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  #56  
Old 04-12-2006, 01:59 PM
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Request for validation is to be sent to collection agency. Don't forget to make it certified.
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  #57  
Old 04-13-2006, 03:22 PM
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Default these people are nuts!

I just checked my credit report for the first time in my life and I had no idea what this collection notice was all about. I had AT&T about 4 years ago, and they sent me a bill for 500 dollars for calls I never made. I called them and they told me that it was all taken care of and I cancelled my service with the. So for 4 years I thought it was fine, until today and I found that they gave my account to these people who still claim that I owe 500 dollars for calls I never made! I'm so happy I found this forum, so that I could find the information that I need to fight this and get it taken off of my credit report. These people are nuts!
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  #58  
Old 04-17-2006, 01:29 PM
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Default Palisades

Who the heck are these people and where are they getting their inaccurate information from? How do you get rid of them?
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  #59  
Old 04-17-2006, 02:36 PM
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Default Palisades

Just filed online complaints with the Federal Trade Commission. Will now attempt to do same with our state's (PA) Attorney General. Thanks to all who posted here. This is nuts that ATT can conjure up an account, I dispute it and have it removed from my credit report, and now these people turn up out of nowhere and hassle me again. what a waste of time and energy!!!
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  #60  
Old 04-17-2006, 04:06 PM
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Are they calling you or they are on your credit report too? You can use the response from credit bureaus that you received when you disputed the item earlier as evidence against them.
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  #61  
Old 04-18-2006, 09:27 AM
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Default collection

hi i recently checked my credit report and it says that i owe u guys money i would like to find out who do i talk 2 pay this collection
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  #62  
Old 04-18-2006, 03:15 PM
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Rigo, this is debt consolidation care. You have to contact Pallisade to sort out the problem. Ask for validation. Send your debt validation request through certified mail with return receipt requested. You can also contact the original creditor to know if they can settle the account directly with you.
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  #63  
Old 04-20-2006, 08:02 PM
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Default Response received from Pressler

Update from last post, I wrote a request for validation to Pressler and Pressler. Here's a partial insert:

[img]/forums/attachments//bsm1_132.jpg[/img]
* * * * * *
I also sent a copy to Palisades. I received both return receipts dated April 10th. Today, April 20 I get a response from Pressler. A typed letter on their letter head. Stating:
[img]/forums/attachments//bsm2_109.jpg[/img]

(then shows a short statement of what was stated above.)

1)No response yet from Palisades
2)Pressler didnot contact original creditor for a signed contract (or copy of)
3)this letter looks as though they are setting up payment
4)Any suggestions on what my response should be Now?

Next, I'm sending (if I can find my paper work from that year) I had a fraud alert on my report which meant creditors were suppose to call me at the number I attached to the Fraud alert to verify with me if it was me before they do anything else. I also, have a letter from the FTC, when my case went on file with them. Question: the letter Pressler sent is this considered validated. Note: they sent nothing with my signature. Yet, Palisades is on my CR
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  #64  
Old 04-21-2006, 12:41 PM
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dont_owe_no, have you posted here earlier? I cannot locate your post. It seems the account was with Palisades initially and then Pressler & Pressler contacted you for the same debt right? Are both of them appearing on your report? You can dispute it, one of them should be removed.

When did you send out the validation letter? If 30 days have been over already, send another letter and give them another 15 days to respond. Then ask credit bureau to remove the item b/c they failed to validate.
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