Palisades collection-Consumer complaints and tips to deal with the CA

funny how AT&T keep coming up, I just found a Palisades charge from AT&T on my credit report. It states that the account was open in 2006..... funny that, concidering I was in the United Kingdom at that time.

Dispute it with the credit bureau (their dispute policies will be on their website).

I am dealing with Palisades now and its concerning a car purchased at Nissan and Nissan defaulted on repairing some of the deficiencies they promised to repair if I bought the car. Well I gave the car back as a voluntary surrender because they refused and now the car is sold by Nissan for a lessor price to someone else and Palisades is trying to get me to pay the difference. I think not!!!!! Where is the car and why should I pay for a car I don't have? Whats up with that!!!!

I am a paralegal working for a firm that does bankruptcy law for debtors. I was very interested to locate your site. My clients have Palisades listed on their credit report and have no idea who these people are, or what debt they are attempting to collect. Reading your comments has assisted me in assisting my clients.

Thanks!

our pleasure.

Power Safe Collections has been hasseling my wife since she got a new cell phone 3 months ago. They keep calling her looking for someone else. They hang up when she answers. If you call back their robo system ask for your SS#. I will not give it to them so there is no way to get in touch with them.
Today I decided to find a way. I spend hours searching the Web. I called every phone number I could find for Power safe, Palisades and ASTA Funding. Either they went to the same robo phone answering system, answering machine or disconnected. I finally found a site where someone had the same problem. They told how they finally got in touch with Powersafe.
Call what ever number you have that goes to the robo phone system. When it asks for your SS# type in 555 55 5555. It went throught to a real person. She sounded like she was from India. I explained that they had the wrong number. They were looking for an Anglo male. My wife is Chinese. I was told they removed her phone number. I asked them what other numbers they had. They wanted mine I told her no. I only gave her my area code. The other numbers were not ours. They had 3 other numbers for this person. So I guess 3 other people are being harrased by them.
Report them to the FTC and the Do Not Call List! Do what ever you can to stop them. Good luck!

Palisaides collector has called my neighbor 3 times but has never called me even once.
The number left to him was 866-230-8094. That number only gives an option to send a letter and they say it is required by law. If that is required by law...then why are they calling at all...much less my neighbor. I will follow this through as an infringement on privacy and a violation of the fair debt and collections practices (rule 53). Get ready, Palidades...

I did attempt to contact Palisades per pho numbers listed in here and was able to get through as and interest in paying the debt in full.... but the person (Dave) speaking for Palisades tried to pawn me off on the number that only mentions address... when I told him that... he said he would have to transfer... and the phone line went dead.

Maybe I'm not seeing the whole picture here.... but just to make sure that my protection and rights are guarded.... I did let Dave know from the beginning that I was recording the call.

As of yet... I have no idea what bill the collection is for.... and I would have thought that "Dave' would have made sure I knew... so he could get credit if I was paying it off on the line my call was coming in from.

I got a large packet of information from Pacific Palisades, regarding a motorhome loan from 14 years ago. My ex got that motorhome in our divorce 10 years ago. I called to inform them of this, and they stated that *ex* name was not on the record, just mine and I had to pay. The papers this firm sent me showed both my and my ex's names. I told them they were obviously inept, this was paid years ago (I know when he remarried he refinanced home and paid off everything) so stop bothering me. Can I sue them, I got turned down for something based on my credit rating and this is the only negative. I have no real positives, but no negatives.

Send them a demand for validation of the debt, CMRRR. When you get the card back, dispute the tradeline with the credit reporting agencies. It should drop off, unless Pallisades verifies it. If that happens, then yes, you can sue.

I have been reading all of the posts on several collection agencies complaint sites and I feel that most people have a right to their opinion. I was contacted on 11/02/09 about a debt I thought had been just forgotten. I made the debt and I owed the money. Now, I have been located and it is time to pay the piper. If we just take a moment and listen with an open mind, MOST of the people are just doing a job. The toll that it takes on them physically, emotionally and mentally is gut wrenching. I was able to work out a deal to pay them along for the next several months to pay this off. I have dealt with some of the most heinous and vicious collectors but the guy I spoke to gave me an offer, I countered and he accepted. Hopefully, within six months this debt will be gone and I won't ever have to worry about a call coming in on this debt. Let's just own up to what debt is ours and be responsible for it. There are some instances where it is zombie debt and well, that is debateable for collection. Anyway, that is my opinion.

opinion noted,but it won't change ours about palisades.

Our family has US Cellular phones (the only company we have ever used). My 26 yr old son randomly checked his credit report to find 2 mos ago a negative mark was placed on his credit by Palisades for an AT&T bill. He has NEVER had an At&T acct. Further more the debt was from 2002.....he was overseas in the army. We cannot get a response with Palisades....went to an At&T store they tried to help us (even stated they have no record of the account or bill) I realize people don't pay bills and we all suffer the consequences, however this is NOT my sons bill. It looks like our only recourse at this time to get this fixed will be to either hire an attorney or pay the $300 to clear it.....which will probably be cheaper than the attorney. So NO, sorry, but all collections are not legit! I know this first hand.

how's about using the info from your CR to send this bottomfeeder a DV(debt validation letter).send it certified mail return receipt,then send formal disputes to the CRA'S for this debt.once you send out the letters,and they don't validate,and they don't remove the entry.then you can find a lawyer to work on a contiungency,and sue palisades at no cost.probably get a settlement as well.whatever you do.do not pay them a dime.they broke the law,and are continuing to break it by reporting a debt that doesn't exist.get your ducks in a row and make THEM PAY!!!!!!!!!!!!

There are people who would like nothing better than to take responsibility for their debts and make payment arrangements with Palisades. Unfortunately, their propensity for illegal activities and unethical business practices make those willing to pay, terrified of doing business with them.

I have personally tried to come to an agreement and make payment arrangements with Palisades yet they refuse to put anything in writing. Most debtors would like some sort of assurance that once a debt is addressed and paid for...it's gone for good and not going to come back and haunt them at a later date.

What legitimate business refuses to put payment terms in writing?

I have to believe they have written payment agreements with their creditors (The Bank of Montreal and IDB Bank), so why would they not afford the same courtesy to the debtors they are trying to collect from?

What I also don't understand is how any bank would even consider financing the likes of Asta Funding, Inc./Palisades Collections, LLC when considering the company's long history of illegal activities.

Asta Funding/Palisade's apparently gets a perverse pleasure out of harassing people and making their lives miserable for over debts they've purchased for between 2.7 - 4.8 cents on the dollar.

Anyone dealing with dishonest "junk debt buyers" like Asta Funding, Inc./Palisades Collections, LLC should submit their experiences to the FTC. They are discussing “Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion”

http://www.ftc.gov/bcp/workshops/deb...und/index.shtm

You have until November 30th to speak your peace.

In December 2007 I recieved a letter from Palisades saying that I owed a debt that I settled back in 2004. I asked for validation and didn't hear from them (I asked them to reply within 30 days). Nearly TWO YEARS later (October 2009) I get their "validation". I had initially called my state AG (attorney general) and they said if I had any more communication, to email them. After nearly two years I sent them my original request and the new communication.

I have the letter from the original collection agency that I settled the debt in full. I can provide checks where I've paid this AND I can show them on my tax returns that I have added the settled debt as earned income.

Do Palisades have a case?