Collection Agencies and Creditors

Palisades Collection, LLC collecting for wrong account

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Author

Posted: Wed Jun 28, 2006 2:09 pm Post subject:

I hope that person gets fair hearing. Palisades often has large number of accounts that are disputed. Just thinking what the case with that person will be!!! He/she really needs to cover his back and put a strong fight in the courtroom.

anthony

anthony

Joined: 22 Jun 2006
Posts: 462

Debtcc Points: 8670

Posted: Wed Jun 28, 2006 3:05 pm Post subject: Mass SOL

Anyone? F' these Jerks. They cant speak English on the phone... also... can my work phone is recorded... do I have to tell them?

Ha....
Guest

Debtcc Points: 100

Posted: Wed Jun 28, 2006 3:27 pm Post subject:

You need to check your state laws. Confirm the information with your local AG's office and see if you can do the recording secretly. In which state do you reside? I can help you in confirming the laws.

andyyoung

Joined: 05 Jun 2006
Posts: 473

Debtcc Points: 6485

Posted: Thu Jun 29, 2006 2:00 pm Post subject:

My mom jus received an apt. to go to court on sept 19th. That must mean that they sent more papers to court, but yet they failed to validate my moms debt saying that she did not answer in time. I dont understand what they are trying to do. Can anyone help? The receptionist told me on the phone that even though i responded in time to their first claim, I have to respond to this second letter they sent me. We are going to get a lawyer and will see what happens.

girly
Guest

Debtcc Points: 100

Posted: Mon Jul 03, 2006 9:52 pm Post subject: Oh my !!!

Came home to a notice on my door from the sheriffs dept. regarding a Civil process bureau and case number. Called a friend that is an attorney and was able to pull up the case number and said it is through Palisades. Went online, typed in Palisades Collection and see all the comments regarding rip offs and harrassment. Any words of advice??

HeidiRegarding Palisades
Guest

Debtcc Points: 100

Posted: Mon Jul 03, 2006 10:03 pm Post subject:

Can you locate the debt Palisade is trying to collect? Do you owe it? Is it still within SOL? Has Palisade contacted you earlier? Have they validated the debt? BTW, it is always suggested to respond to any legal notice. I think your attorney- friend can help you in this matter. Do let us know how it works. http://www.debtconsolidationcare.com/palisadescollections/

stella

stella

Joined: 07 Dec 2005
Posts: 511

Debtcc Points: 6104

Posted: Thu Jul 06, 2006 11:10 am Post subject:

Hi I just found out that I have this Palisades collection on my credit report. When I send the DV Letter does it have to have a lawyer's name on it?? Thank you

Yvette
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Debtcc Points: 100

Posted: Thu Jul 06, 2006 3:29 pm Post subject:

It's not mandatory to have a lawyer backing your debt validation approach to the collection agency. Most of the agencies are hard to deal with and a lawyer's presence makes a difference. If Palisades is doing an incorrect reporting in your credit report, you need to dispute the item with the bureaus and request immediate investigation. They will find out the actual reasons of the reporting. If it is incorrect, the item will be deleted. Check the FCRA laws about fair reporting in your credit report. The collection agencies are bound to follow the legal norms. http://www.ftc.gov/os/statutes/031224fcra.pdf

Justme
Debt Samaritan
Justme

Joined: 19 Jan 2005
Posts: 502

Debtcc Points: 8026

Posted: Fri Jul 21, 2006 10:20 am Post subject: Palisades

Palisades have there heads in there butts/ They posted a judgement on my credit report for 24,000. I called to check into the matter and the lady (Christine) tells me that it was a mistake but then she refused to do anything about it. I am still fighting with these people and have no idea how to get it off my credit report. _________________ Register today to encash debtcc points.

PLEGG
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Debtcc Points: 100

Posted: Fri Jul 21, 2006 4:12 pm Post subject:

PLEGG, your credit report should not display wrong information about your credit. If this judgment has been posted incorrectly in your file, Palisades or the CRA must remove it from your file. You can use the FCRA laws to get this matter sorted out. Highlight this item and send a dispute letter to the CRA reporting the item. They will check with the company and the wrong information will be immediately removed from your file.

GunsNroses
Debt Samaritan

Joined: 08 Jun 2006
Posts: 495

Debtcc Points: 7991

Posted: Mon Jul 24, 2006 9:29 pm Post subject: Palasades collection co

This company is trying to collect for att as they indicate, and i have not had an account from att for 11 years., this is a fraud and the cosumer credit reporting agency needs to stop this practice. Write your attorney general in colorado, wisconson, pa, ca. Etc.

K.L.
Guest

Debtcc Points: 100

Posted: Wed Jul 26, 2006 4:20 pm Post subject: ATT Account 2001

When i Contact Palisades Collection they Gave me another Company (Merchant Credit Guide Corporation) 1-888-249-4134.

Zuhair.M
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Debtcc Points: 100

Posted: Thu Jul 27, 2006 10:27 am Post subject: PALISDALES

corporate-ir.net/ireye/ir_site.zhtml?ticker=ASFI&script=2100 LINK TO PALIDALES PARENT COMPANY. _________________ Register today to encash debtcc points.

MMD
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Debtcc Points: 100

Posted: Thu Jul 27, 2006 11:04 am Post subject: SHIRLEY.....

I have seen this place sue a number of people. I am not very familiar with them but apparently they will take you to court. I would make sure to do something with them before it gets that far. They probably purchased it very cheap. .05 cents on the dollar..

BILL C. LECTOR
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Debtcc Points: 100

Posted: Fri Jul 28, 2006 11:07 am Post subject:

i went to a free legal aid lawyer yesterday regarding my case and this guy is a joke. I think ive learned more in a month than he did for "years". He didnt even read the letters I sent pressler & pressler and the court. The first letter was asking for validation of debt, copy of contract, signed application, etc...well the lawyer tells me that I had to break down those sentences into question per court rule and send the plaintiff an interrogatory. I mean isnt the same thing? Then i told him how they replied back with 2 letters; one saying that i did not respond on time to the summons so they couldnt validate the debt (not saying that I didnt respond correctly) and the other one saying that i had to answer 3 interrogatory questions. He didnt even know that I had responded on time, and I had to get up and show him every single page with dates etc.... He then said that he couldnt help me because I had already started doing the process by myself. He only gave me a few advices. He said the judge cant garnish my moms check, my child support nor arrange a payment plan because she doesnt work and has no money to pay for it, and also because she was a victim of identity theft and she did not do this, she was a patient of cancer at that time. He then said that the judge could dismissed the case once I tell him/her that my mom asks to see her signature and proof that it is hers because the plaintiff will not be able to proof it and/or pay for someone to inevstigate it because it will cost them more to do that than it cost them to file for the small claims court. He also said to call pressler and ask them if they have filed judgment against my mom, if they say they havent, then i had to ask them if i could send them the interrogatory questions to be answered right away because I didnt know that I had to do that the first time. Now, if they had entered judgement then i had to go to court and file a motion vacant to appeal basically... My mom hasnt received any papers in the mail saying they filed for judgement. Hope they dont, but one thing I thought that i should not communicate with the plaintif over the phone just in writing and every single communication we have, I have to send to court because how will the judge know what has been going on if i dont send them copies?? The lawyer said, that i didnt have to send the court no copies of anything just the first letter and that was it. is he right about that? Then when i was walking out he goes "good luck" but being an ass!!! of course the government pays him so he doesnt care of what happens next. What you guys think?

girly
Guest

Debtcc Points: 100

Posted: Sat Jul 29, 2006 5:02 pm Post subject: PALISADES COLLECTION

For all those debitors getting calls from palisades collections, just want to let you know that you need to keep all documents for at least from the time you receive paid for bills with other agencies at home in a safe place. Statue is 7 yrs and sometimes more b/c they use the excuse we bought your account and others to collect. When you state that your debt is not paid, make copies of all paper work and send it to them. I worked for them for a few months here in pa and let me tell you they always say whether you owe the debt or not to pay it. Alot of debitors i spoke to never had anything in collections and still had to pay. Also for everyone one else, if you do have a debt with palisades collections, they are not caring what problems you have, they just want there money. Also they have a quota to meet every month. Palisades collection never sends you documentation to any debitors. They dont care what your excuse is. Do not verify any personal information to them at all. Palisades collection is a crock and i hope all of you read this very carefully. Go to bbb.org and type in the state where you live at and you will see that i am right. If anyone has any questions, pls do write a blog and i will try to answer all of the questions as i possible could. New info to: always settle your debts. Its quick and easy. All collection agencies pull your credit report to see if you can pay your debt. A lot of debitors have nice homes and some are poor but they still want you to pay full price, don't!!! Peace out!!