Two years ago my daughter purchased an AT&T cell phone from a marketing company at a local mall. She told them she had bad credit, and would not qualify. The person told her she could use a reference with good credit and could obtain a phone. She used me (without my permission; the person needed my social security number for the reference. She signed the contract with her full name, address & a copy of her driver's license. The first bill came to her house with my name on it. She tried to call AT&T to change it, but they said since she was not me (my ss), they could not help her, nor would they put the phone in her name. She called me to tell me what happened, and we did a conference call with AT&T. They refused to put it in her name, and told me it was my problem, and they did not have to have a contract with my name on it. I told them to close the account with my name ($974). They said I would have to pay it first. They were charging her $600 for the two phones she had gotten and cancelation fees. They also stated it was between me and my daughter. I have the contract she signed, which also has a line "Guarantor Name" which is blank. They have been sending the bills to her for two years. (she has moved three times). Now it is on my CRA's. I have requested validation from AT&T, and Palisades sent certified...no response. I have also sent dispute letters and a letter for my files to the CRAs also certified. All I got back from CRAs is they verified the debt is mine. My daughter is on disablity because she has a mental condition, and sometimes does not understand the implications of her actions. I am going to see an attorney for advise, but don't know what sort of attorney....please help.