Paragon Way also called me asking for the last 4 of my social. Not knowing who they were, I refused. Next thing I knew, they posted a 4 year old payday loan on all 3 credit reports. I immediately contacted them and paid the $310. That was on June 14th. It is now Sept. 19th and they still have not removed the item or marked it as paid in full. It is still showing as owing!
Firstly, do they have the right to put this on my credit report without any advance warning or correspondence?
Secondly, how can I have this item either removed or marked as paid?
I am in the midst of a refinance and this item is dragging my credit rating down!
Jeff Stilz