Paragon Way called me, need some info on them

I just got off the phone with these people who were very vague because I wasn't who they were looking for...so then my roommate called back and they too asked to verify the last 4 of social..she said she was NOT verifying ANYthing without knowing what this was in reference to...she was VERY rude and said she would keep calling and HUNG UP!! I know companies like that take notation on their calling so she will QUOTE to them...KISS MY ASS next time they call...we are kinda looking forward to the tag game...I got online to find out who the hell they were and found your webpage...keep you updated!!! OHHHH...SCARRY COLLECTIONS>>>HAHAHAHHAHAHAHAHAHA....

I changed my phone number, they can't get ahold of me with harrassing phone calls. I am about to disconnect the home phone and go completely tracfone, at least there I can let time run out and get a new number every few months. They will have to find me to collect, isn't the first step in collecting-Location, Location, Location. You know those credit reporting agency only update that information ever so often, don't think they will have my tracfone number on file.

I have been inthe market for a new home.I finally find "My Dream Home",proceed to run my credit with a lender,and paragon way is on there for an account that I have no idea about. I reasearch the company, call them,notify them of my findings,and tell them that they eed to remove thsi eroneous information. the lady on the telephone states that I need to pay the debt. What should I do? Oh, by the way the collection that they placed on my account gave me a 35 point decrease in FICO,not to mention made me look like a poser. Please assist! I don't want to lose my dream home.

I received a collection notice for a cell phone acct via att/cingular-6yrs ago- i never purchased. I went through att cust. Op who requested a copy of the contract and bills for police report....nothing--now they phone my home 15 xs per day, no message.

My dad has been deceased since Nov of last year and all of a sudden my mom got a VERY rude phone call from these guys. Would give her NO info other than it was a debt owed by my dad, demanded a death certificate and got nasty nasty when she asked for something in writing. phone call was received April 10, 2007 he died Nov. 19, 2006. this is at the very least a suspious compnay, and at the best a bad business to deal with.

im dealing with paragon way at the moment they puchesed a debt from the cash store i sent them a validation letter and they responded and show they they own the debt and i turned it over to t and c and i havent heard a peep from them.. go t&c

I see that some of the people on this page are in fact officers at paragon inc... That have changed their last names, if you think you have been screwed by this company. write your atty general and the FTC. Talk to a lawyer. dispute your debt and get paragon to send you your signature and statments to verify the debt. Hold firm with this company they will settle your debts for 35%. ask them if they own the debt or if they are working the account for a 3rd party agency. if they own the account they will settle as low as 20% because they will have to sell it. when i was with this company they would not sue or garnish anyone under 1000.00 becuase of the lawyer fees involved. this may have changed. If you want to settle send the a 30% offer in writting and tell them you want all the calls to stop and let them know the only contact you want is by mail. and send it certified..... record your call and make sure the debt collector gives you the mini maranda every time they call. send them a check out of the blue for 25.00 writ on the back if chk is cashed then they settle your account for 25.00 call paragon way and get the reference number and put it on your memo area of your check. this way the worker will thinks its just a payment and they might post it to the account. do every think in writing. note if your get anything from steve brown this is a register name to a vp name keith boehme.

if you are going to buy a home or refi don't let anyone pull your credit. if you call paragon and they have the right to look at your credit report and they can see if any mortage or bank has looked at your credit report and they will not settle because they know your motivations. becuase the banks have to put R/E on the trade lines. hell claim fraud on the account becuase the are required to investigate the account they will tell you its your job to get a police report I don't thik it is your responibility so talk to a atty.....

We keep gettting calls from Paragon Way and we have no idea why. We have always paid off our debts. We are worried that this is a scam. We don't want to even call them back but after reading some of these entries we are worried that they are messing with our credit report. Should we call them back or leave it alone?

I am dealing with them right now and asked them to confirm this debt they told me they didnt have to. I dont owe this debt, so this looks like a fight now.

I just received a call asking to verify my SSN. After I interigated them they said they were Paragon Way and still asked for me to validate. I refused and they hung up without any word.

Is this a valid company?

I am going to call my Attorney General's office and let them know about this

Concerned phone answering guy

Paragon Way is a debt collector - they are asking for the last 4 of your SSN to verify your identity.

In the event that you feel the debt is not yours, that they are pursuing the wrong person, etc. - you need to tell them you are disputing the account, and then ask them for the account number so you can send them a debt validation letter. Get their address while they're on the phone, and send a debt validation letter via certified mail, return receipt requested so you know if they received it. (Post office will return the receipt to you as proof.)

I would like to settle my debt. I would like to also have it removed from my credit report. Is this something Paragon Way will negotiate?

I also got a letter from Paragon Way Inc, actually it's from "Merchant's Credit Guide Inc" who says they represent Paragon Way and I owe them 346.00 for something I have no clue on. Is this some type of scam? I have never applied for any merchant credit whatsoever. If I don't see proof of this, I will be contacting a lawyer. I see you people have the same problem. If they deliberately try to ruin people's credit, maybe a class action lawsuit will come in handy

I have not dealed with them directly but Paragon Way had gotten a hold of my account that originated in 2000. Paragon Way was outsourcing my information to other collection agency. The first was Merchant Credit Services. After serveral months and faxes of documentation from Check n Go this account was PIF and even having a rep from Check n Go call Merchant Credit Services it was sent back to Paragon Way only to have the account sent to another collection agency CBCS for collection. I believe Paragon Way is a fraud in collections and tactics on tring to collect a debit. I would try to work with the originating client before contaction Paragon Way. Remember a debit on your credit is only good from 7yrs where after it will fall off. If a collection agency tries to through it back on your credit report contact the agency (Trans Union, Ecqua Fax) that reported the debit. They will take it off your credit upon prof of the originating date. The collection agency trying to collect on the debit can still try to call you but can not report it again on your credit. Remember to pay your bills on time or you will have to do alot of faxing and running around even after the debit has been paid in full.

When paying off a debit from a collection agency and you are making payments. Send in a cashier check or money order with a letter stating the partical payment is to be applied to the orginal debit balance and keep a copy proof you have made a payment. When the debit is paid in full send a letter to Ecqua Fax or Trans Union depending on which credit report you have and state with proof payments the amount has been paid in full. They inturn drop it off your credit report. Collection agency's will try to collect on the debit plus their intertest they get from having your account with them. Dont be fooled by loud mouth collectors trying to intimidate you. A debit is only good for 7yrs, which after you can send letters to the different credit bueros and have them drop it from your credit report. You may need to send in proof. Remember even if you owe money you still have rights and are person who deserves respect. Just make sure to pay your bills on time to avoid any hassels.