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Guest8 · Posted: Mon May 29, 2006 4:42 pm Subject:

Guest (in Markham)==== While you are attempting to be ethically correct ... LOL. Would you like to take the same opportunity to explain to everyone about your failed efforts and accompanying harrasment involving the 900# scam?
Go on ...Dare you!

Posted: Tue May 30, 2006 5:37 am Subject:

Intimidated · Posted: Tue May 30, 2006 6:39 am Subject:

Well said Guest8 and JeffW. I couldn't have said it any better and are completely in agreement with everything you have stated to the infamous Mr. David hiding behind the name "Guest".

JeffW is correct in stating that you have written that same comment Mr. David or whoever you are before over and over again and ALSO when asked for validation of the so called debt you claim I have (which I don't) you also pathetically threatened me behind a telephone cord I might add. I wanted to confront you face to face at your boggus firm to shut your accusations down but you had stated that I could not make an appointment and that if I didn't pay some stupid amount of money, you would see me in court and sue me for twice the amount you were asking for in the first place. Don't try and deny it because it did happen. Your so called firm does not allow anyone to come in or you don't provide anyone with any sort of documentation you claim to have BECAUSE you don't have it and are running an illegal operation. When I had asked you to provide me with written validation, you had stated that you would send it to me after you received my payment by noon the day after your call and I also had to send it by Fedex to some boggus address - what an illegal operation! I am not sure of the laws in Canada but just in case for future reference if it can ever be used, I taped our conversation and hope that one day it can be used it to officially shut you down. You certainly weren't on your best behaviour when talking with me . . . .

I anticipate your comment for this one and please try and think of something different than all your other postings because you are starting to repeat yourself and are really wasting space and your breath.

Guest · Posted: Tue May 30, 2006 6:53 am Subject:

I don't know anything about a 900# scam. Our office is given (we do not, nor have we ever purchased) files from companies that require recovery services. Every debtor is provided with a case/file number, the name of the Lawer and the associate working the file, the amount owed and the company for which the debt file originated. If there were any discrepancies regarding the 900# business it was not in any way whatsoever the responsibility of the Law Office, I'm well aware many of you disagree. There have been many situations surounding the 900# industry, and I empathize with any and/or all of you who were a victim of the various activities regarding 900#'s.
Although I am not Mr. David I can't give my name because my extension would never stop ringing with harrassing calls from people such as yourself who strongly believe they've been wronged by the Law Office when in fact the blame lays elsewhere.
It's very difficult on this side of the fence. We encounter too many people who claim the debt isn't there's or they claim fraud - countless excusses are given as reasons in an attempt to get out of paying an outstaning debt. The associates, as with all recovery companies, job is to recover monies owed to other comapnies - if they simply believe everyone that told them "I didn't do it, the debt isn't mine" all recovery companies and/or firms would be out of business and no one would ever have to pay outstanding amounts owed.
Coming back to the 900# business, this is a bit tricky because the owner of the phone line is financially responsible for all calls coming to and from their phone line regardless of who made the calls. Anyone at anytime may have placed a 900# call from your residence without your knowledge, and unfair as it may seem you are responsible. 900# blocks are available from your local carrier, but they are not 100% fail proof. When a call is placed to your local carrier with a complaint regarding a 900# they simply remove the charge from your bill, the charge is still owing however. The carriers are paid in advance by the 900 services so removing the charge from your phone bill means nothing to them. It the 900 provider that is out, and many of them used names that were not easily recongnized by the person and/or persons that we made contact with. JeffW, I wish I could help you out more.

Intimidated · Posted: Tue May 30, 2006 10:11 am Subject:

Well "Guest", you have the upside to this as you keep your identity hidden so that you save yourself from what you call being harrassed yet unfortunately we cannot keep you from harrassing us AND I have been wrongly accused whether you agree or not!

Funny how you didn't touch base on anything really that I brought to your attention - why is that??????

Whether you are Mr. David or not, you are still a part of this firm who operates illegally. How do you explain or justify the way your office harrasses people and won't provide them with the documentation they request/require. If as you say you are hired from a particular company to work on behalf of them, then the excuse of not having the documentation to provide to the people you are harrassing should be readily available to send out at any request. No excuses for this one NONE. Don't give me the lame excuse that you don't have the documentation, that the company never provided you with anything because if you were a legit law firm and were hired by a company you would have the same documentation they have END OF STORY. They would pass onto you whatever they had and this is a FACT.

Try being on the other side of the fence as you call it and accused of owing money when in fact you don't! Even if I did owe money, no one deserves to be treated the way you treat people over the phone EVER!

In my opinion, there really isn't much you can say to me that would change my opinion of how you and Paul Kuperstein's office operates their business BUT I feel you owe me an answer to my questions.

Intimidated · Posted: Tue May 30, 2006 10:13 am Subject:

P.S. I was NEVER given a case number, etc. just a boggus address to send money and a fake name of the person calling (i.e. Mr. David) and from JeffW's post, sounds like he had the same scenario as me - how do you explain that one!

Guest · Posted: Tue May 30, 2006 11:40 am Subject:

First and foremeost, if you don't owe any money then move forward.
Mr. David is an associate here at the Law Office. It is illegal to use an alias when providing recovery services. The boggus address that you refer to was probably our post office box address.
I'm not sure where you get your facts from, but when files are received they are most often sent electronically, we very seldom, if ever have any sort of paper back up. If you truly do not recall the debt in question simply contact the company for which the debt originated. We're here to recover money, we're not in the business of re-invoicing people.
You may not recall being given a case number, but case numbers are the how we identify files.
I'm not attempting to change your opinion of the Law Office, your opinion is your right.

Guest · Posted: Tue May 30, 2006 12:08 pm Subject:

I second Intimidated. I was called on a daily basis concerning this debt your company was retained to collect. I had one simple question - please forward me proof of the debt. That was it. I didn't ask you to jump through hoops. I didn't ask you to overnight it. I didn't expect you to hand deliver it. I would have taken a fax. Hell - you called my house. All you had to do was have your fax machine dial the same number and I would have had my fax machine receive your documentation. But no. No.....that was too much for you to do. "SEND THE MONEY OR I WILL SEE YOU IN JAIL!" That's what was screamed over the phone line into my ear. I was polite. I never swore. I never used any disparaging language. But you did. You made no attempt to work with me. You are a man of the law? Then why won't you follow the law and send me proof of the debt? You would call me daily for 2 weeks - the second call could have been faxed proof and you would have gotten money from me. But no.....you couldn't. Then I found this board, and I dug in my heels. When I brought up the facts I learned about you and your illegal tactics from this very message board, for some reason you stopped calling. And when I notified the legal board of Canada, I was told that there was already a complaint against you. Further searching on the web brought up the Texas news channel report of their run in with you (I won't post the link - just go back a few pages in this thread, you can find it). I had a friend call you and try to work out the issue - you threatened him. In further searching I found your website is nothing but a front, and every single person that reads this knows what type of person you really are.

I just wish more people would find this board. Find out who you really are, and stop sending you money. You are the lowest of the low. The phone companies that originally billed th 900# know the reason for the calls, and they excused the debt. You know the reason of the 900# phone calls. But you prey on the weak. You cower in the dark of your hidden world, cursing everyone, screaming threats and being a complete joke to the profession you joined. You drive your dirty car with the dirty money you have gained being a bottom feeder. Live the high life off of people that did nothing wrong.

Just one. Post just one bit of proof of a single company that has a legitimate debt they asked you to collect. You can't. You have nothing, because you are nothing. Your day will come. I can't wait to see it.

Go ahead....respond. Make your false claims about feeling sorry and how documentation is provided. Empathize with us. Be my friend, my buddy. Say how you want to work with us. State that if I just give you more information you will be more than happy to help with my case.

No.

You had your chance. I never turn my back in my debts. Ever. Not when they are honest. But I will not deal with a man like yourself, with no honor, no tact and no soul. I gave you every chance to get financial restitution. But you tried to play hardball. And that is where you fell apart. That is when I took over, and when I was the one in charge. And then all of a sudden, you stopped calling. Wow.....one would think a debt as large as you wanted to claim would be an amount a company would not just write off. Unless the debt wasn't real. Maybe the phone calls weren't real? Oh wait....I know those are. I forwarded copies of all the phone records and recorded calls to my state's attorney. So why would you stop calling me the very day I brought up the fact that you used the same illegal collection tactics on other people??

So, "Guest/Mr. David/Mr. Savage/Mr. Kupferstein", I am going to give you a choice of which question you want to answer:

1) Why didn't you fax me proof of my debt when I asked?

or

2) Why did you stop calling me when I mentioned that I found out about your illegal actions?

Intimidated · Posted: Tue May 30, 2006 12:14 pm Subject:

Moving forward is all you have to offer me after what your company put me through. The reason I am posting on this forum is so that the other victims of your boguss law firm have somewhere to refer to in order to make sure that they don't fall victims of your scare tactics and illegal operations. As long as this forum maintains intact, people will always have somewhere to go hopefully before sending your company any money and learn about how you exactly operate your business.

Funny how you say he is an associate and that is his real name considering it took me almost 10 minutes just to get his name from him! Looks to me like someone else had taken over on belhalf of this firm with regards to posting on this forum or did Mr. Kuperstein finally terminate him.

You still never answered my question regarding setting up an appointment - why is that? Any real law firm would have no problem with meeting someone if they wanted a meeting. Still waiting for an answer. . .

So you admit to having some sort of documentation on hand be it electronic or a paper trail - you still HAVE some sort of documentation that if requested YOU would be able to provide. SO then why is it that when asked to prove validation YOU refuse to do so? There is such a thing in this day and age to print electronic files in order that you can forward documentation to people via mail or fax and be it you say you have electronic documentation you could send them a copy electronically! People are not asking you to re-invoice them, there are asking for validation and if you have been hired by the company to retrieve monies then you should have no problem forwarding any documentation that is requested.

Like I said before, the conversation I had (and taped) with Mr. David was based mainly on him harassing me whenever I had asked him to provide me with any documentation. NOT ONCE did he ever provide me with some sort of case number - I DO RECALL that in fact I am 100% certain. All he did was asked for a absurd amount of money and if I didn't pay up before noon the next he take me to court and sue for double! Get real.

I suggest you take your own advice and move on especially if you cannot provide any valid information on why your company operates the way they do.

ONCE again, I ask that you answer all my questions and not tip toe around them.

Intimidated · Posted: Tue May 30, 2006 12:17 pm Subject:

WELL SAID GUEST - I couldn't have said it better myself!

Guest · Posted: Tue May 30, 2006 12:22 pm Subject:

Intimidated · Posted: Tue May 30, 2006 12:33 pm Subject:

Guest - what can I say - fantastic job at setting this "secretive" person straight.

Everything you have stated is exactly everything that I have said over and over again to this firm.

Glad to see there is someone else out there who thinks outside of the box and confronts these people head on!

Let's actually see what they TRY to come back with this time!

Posted: Tue May 30, 2006 12:38 pm Subject:

DANG! For some reason I lost my password on my old acct, and my email addy is all messed up. Hope you don't mind I had to join up again...

FYI - those past couple of guest posts are mine (JeffW).

Guest · Posted: Tue May 30, 2006 2:44 pm Subject:

Look I've responded and answered your posts many times over. I've given the same answers, even tried to word them differently so all would understand. You keep coming back with the same things that I've already addressed many times over. I have only ever posted as 'Guest' as have many others.
I can't answer some of your concerns because you say you were never given a case/file number, when everyone we deal with is assigned a case/file number.
Our database is state of the art. We will under no circumstances print off of our database to send you information. We don't have access to all of your unpaid invoices, we have your contact information and the amount that your are indebted.
Our client list is confidential, I may only disclose a client name with written consent from them to do so. I'm not so sure why you feel a list of our client base is relevent.
Someone mentioned that they ever tried to have a friend call to get information. That is third party disclosure, and it is against the law for any company be it legal or collection agency to discuss particulars of a case with anyone other than the indebted person - unless they are a minor.
We will discuss particulars with a lawyer that you may have retained, but we must receive a signed letter of retainment on legal letter head before we will discuss anything.
These posts are going in circles. I've answered all I can to the very best of my ability. I know you don't think it's good enough - I can't respond to any allegations that you may have regarding Mr. David as I'm not him. As to whether or not he posts on this forum or not is entirely up to him.
If you would like to post your name on this forum so that I can verify the information you're giving me, I will respond with the particulars without disclosing any confidential information.
I have absolutely no concerns that you will put the Law Office out of business, you must have read my previous post rather quickly. I said (not quoting) 'if we believed every debtor that tried to convince us that they didn't owe anything', we along with all other firms and or collection companies would be out of business.
Intimidated, I'm extremely curious to know why you are here, you are a payday loan concern are you not? A previous post mentions a payday loan. I know the 900# industry is difficult to understand but the payday loan industry is cut and dry.

Intimidated · Posted: Tue May 30, 2006 3:06 pm Subject:

Guest, I AM extremely curious as to why you HAVE STILL not answered my question WHY you would not allow appointments at your office to determine relevancy of your calling in the first place.

Talk about circles, you seem to be going in one avoiding my questions . . .

I received a call from you this is why I am on the forum and like it or not, this is a free speaking forum. Might I add what are you doing here. You seem to be spending an awful amount of time on this forum, must be real slow or you have no one left to harrass at the so called firm.

I had a pay day loan, paid it off long before you called. So you see, it is not cut and dry especially when you people are harrassing me for something that doesn't exist. Upon contacting the pay day loan company itself, they have no idea why you are calling me and have received numerous complaints on how you conduct business.

ALSO, and read this very carefully Guest, you say your client list is Confidential well think again. Mr. David was not smart enough to indulge that information to me. He most certainly told (rather yelled) the company name that he said hired him and I knew this was a scam when I asked him to confirm the amount I supposidly owed. He stated an amount almost three times the amount I HAVE ALREADY PAID OFF.

IN ADDITION to your other comment about speaking with lawyers that have been retained, I told him I would retain a lawyer if he kept harrassing me and he told me, "I will see you in court and ensure you go to jail along with your lawyer". Interesting huh?!

I suggest you really think about what you write because it sounds to me like we all have a very good response for everything you try to bring forward. The way you and your collegues operate your business contradicts everything you are stating here because it is not one in the same. You are going around in circles and it looks like YOU can't out of the pattern.

You cannot fool the majority of people who have had the unfortunate pleasure of dealing with your so called firm. No matter what you say or how you try and justify the way this company operates, it won't matter.

You are not our friend, nor do you want to help so WHY ARE YOU HERE? You cannot set the situation straight, it is what it is and you have been exposed.

P.S. Are you going to answer my question now or yet avoid it for a third time?!

Guest · Posted: Tue May 30, 2006 4:28 pm Subject:

You are not represented by the Law Office, we provide collections services. If you wanted to come to the office to take care of your outstanding debt then you would have been given directions.
If your file was taken care of before we received it, then your file was sent to us in error. Perhaps your cheque was returned NSF? I encourage your to retain a lawyer, and have him/her contact the Law Office and we'll discuss the particulars of your case with him/her. If you think you've been wronged then take action.
You're pretty quick to attack me, but I've offered several times to look into this for you, but you won't give me the information I need to do so. You claim that you were harrassed and that Mr. David was rude, but you've repeatedly named called and defaimed my character. You are absolutely correct, yet again, I am not your friend, I do however want the truth posted on this forum.

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