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 Posted: Fri Jul 07, 2006 3:37 pm Subject: |
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JediJeff............Make sure "Charline" does not step on your toes during the quick step!
Say hello...... from all of us to the other "smooth operators" Mr. David and Mr. S (whoever) while you are there!!!
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| Posted: Mon Jul 10, 2006 5:49 am Subject: |
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$2000 for a $330 overdue??? Now that is some ridiculous fees.
A - check with your local attorney general. Kupferstein must be registered to collect a debt in your state.
B - by law, if you ask for proof of debt, he HAS to send it. Don't listen too him when he says "have your lawyer contact me". That will get you nowhere, because even my lawyer calling did nothing. Both Canadian and US debt collection laws state that upon request, a collect MUST furnish proof of the debt, the debtor and explaination of the fees.
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jedijeff13
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| Posted: Wed Jul 12, 2006 4:58 pm Subject: |
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Jockman 811, contact me at the office (905) 474-3535, contrary to the advise being given to you on this forum, eWallet will need to send you the verification of this matter. Since the file is now in our office eWallet will no longer deal with this matter. If you call me and let me know who you are, I will contact eWallet and request that they send you the necessary information.
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Charline
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| Posted: Wed Jul 12, 2006 6:01 pm Subject: |
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I do exist, honest.
jedijeff13, I'll pay this time! LOL
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Charline
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| Posted: Wed Jul 12, 2006 6:13 pm Subject: |
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FYI - I am out of the office this week, returning Monday July 17, 2006 - Jockman811 if you leave me a voice message I will get back to you.
my extension is 513
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Charline
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| Posted: Thu Jul 13, 2006 5:34 am Subject: |
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| Quote: | | eWallet will need to send you the verification of this matter. Since the file is now in our office eWallet will no longer deal with this matter. |
Charline - you contradict yourself with that statement, and go against the debt collection acts of both the US & Cananda.
| Quote: | Per US law:
809. Validation of debts [15 USC 1692g]
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing --
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. |
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
And from the Canadian law (summarized on the Ontario Ministry of Government website):
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The Ontario Ministry of Government Services consulted the collection industry to develop a standard to be followed by all collectors. Having a standard also allows the public to have a better understanding of what collection agencies can and can't do. The regulations forbid collection agencies from:
* Contacting you until six days have passed from sending you written notice of the following:
* The name of the creditor
* The balance owing
* The name of the agency and its authority to demand payment.
* Continuing to contact you if you did not receive the notice unless a second copy of the written notice is sent to an address provided by you, and then contact may only be made six days after sending notice.
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http://www.gov.on.ca/MGS/en/ConsProt/STEL02_045978.html
Charline, since your company has been retained to collect the debt, you are now the "debt collector" per US law and the "collection agency" per Canadian law. In that regard, it is up to you to send out proof of debt, and not eWallet.
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jedijeff13
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| Posted: Thu Jul 13, 2006 11:22 am Subject: |
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eWallet transaction are processed electronically. They will not deal with the indebted consumer regarding their file as it has now been placed with the Law Office. Bottom line is - you want debt validation and I can provide this for you. In order for this to happen I need to communicate with eWallet and request they electronically send validation. You will get your debt validation at my request.
eWallet has sent out several requests for payment which were ignored, (everyone we speaks with claims to have never received anything) in a last ditch effort to still avoid paying they want yet again a debt validation notice.
We've heard it all, every excuss in the book. If someone wanted to honestly take care of their indebtedness, we never would have received the file in the first place.
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Charline
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| Posted: Thu Jul 13, 2006 1:32 pm Subject: |
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I understand. So I guess what we will wait for jockman telling us when he receives debt notification from you.
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jedijeff13
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| Posted: Fri Jul 14, 2006 3:54 am Subject: |
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No one has ever called, and you know why; don't you? They don't want to receive debt validation, because they don't want to pay.
This isn't rocket science.
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Charline
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| Posted: Fri Jul 14, 2006 4:41 am Subject: |
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Charline
I haven't called because as per Mr. David's request, he wanted to talk to my lawyer. Thus, I got a lawyer and because I hired a lawyer all communication with your law firm must go through my lawyer.
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FED UP
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| Posted: Fri Jul 14, 2006 4:49 am Subject: |
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Charline - should I post copies of my phone bill to show the times I called long distance (over $40), and got jack squat from your company?
Say what you want - make all the claims you want. The truth comes from the people that deal with Mr. David/Sargent/Kupferstein, and not from your claims.
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jedijeff13
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| Posted: Fri Jul 14, 2006 2:01 pm Subject: |
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Correct....jedi
6000 views and 350 replies since November 2005!!!!!!
Guess most of those people must have a lot of free time to sit at a computer and make up stories about scammers in Canada!!!!
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Pandaeyes
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| Posted: Sat Jul 15, 2006 12:20 am Subject: Why bother.... |
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I've already wasted my time contacting your office and having David inform me that there was a lawsuit against me even though I requested validation of this debt or this lawsuit. I have the whole conversation recorded. Hey, FED UP should I even bother hiring a lawyer or is it going to be a total waste of my time and money? JJ, is Kupferstein even legally eligible to sue me since their law jurisdiction isn't even registered within my home state, let alone the United States? Anyways, what's the point of talking to you Charline when your co-workers don't seem to know how to listen or communicate intelligently beyond, "There's a lawsuit against you, have your lawyer contact us."
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jockman811
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| Posted: Sat Jul 15, 2006 6:43 am Subject: |
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If a file is handed over, then Kuperstein should have all the same documentation that eWallet Express has.
What are you trying to say Charline, that Ewallet said "hey, we'd like to hire you, here is a phone number, name, amount - now collect" but that they didn't provide you with any other particulars. Give me a break!
If you were hired by eWallet to collect the money and that you request the money be sent to you, then you should be one the one sending out debt validation. The company hired you, doesn't that mean you are the one in charge of this file now - why do you need to contact them back to authorize them to send out validation. Why on earth would a company hire you when in the end you are dumping the responsibility back on them to send out validation. They could have done that in the first place themselves and not needed you. They hired you to take charge of this account now take charge and send him validation or is it that this is another boggus scam out of this so called law firm.
How do you jump from $330.00 to $2000.00 - this one definately has SCAM written all over it. How do you explain the difference of amount Charline or are you going to come back with the same old comment "contact our office with your case number". I don't expect you to trying and justify this with an intelligent straight forward comment - you'll just beat around the bush again.
Don't do anything jockman811 until KUPERSTEIN sends you validation because they were the ones hired to collect, they should be the ones sending you validation - plain and simple.
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Intimidated
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| Posted: Sat Jul 15, 2006 12:13 pm Subject: |
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Jockman-
I hired a lawyer because nothing like this had ever happened to me and I knew I did't owe the money. My lawyer called Mr. David first and that got no where. All Mr. David would tell my lawyer is that he wouldn't talk to him unless my lawyer faxed over a letter of representation. My lawyer did that and asked for proof of the "debt" as well as proof of any and all intentions that had been taken in the past to try to collect this "debt." Months, months, months, months and more months later neither I nor my lawyer have heard from Mr. David.
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FED UP
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| Posted: Sat Jul 15, 2006 12:14 pm Subject: |
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Jockman-
I hired a lawyer because nothing like this had ever happened to me and I knew I did't owe the money. My lawyer called Mr. David first and that got no where. All Mr. David would tell my lawyer is that he wouldn't talk to him unless my lawyer faxed over a letter of representation. My lawyer did that and asked for proof of the "debt" as well as proof of any and all intentions that had been taken in the past to try to collect this "debt." Months, months, months, months and more months later neither I nor my lawyer have heard from Mr. David.
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