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Posted: Fri Mar 10, 2006 4:06 pm Subject: Paydayok - got letter today |
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I received a letter from paydayok saying that they recently discovered that an unauthorized individual may have gained access to some of my personal information.
They have arranged with Equifax to provide their highest level of credit monitoring and insurance serves free of charge.
I don't have the checking account that they have anymore but I wonder what happened?
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rmunson

Joined: 06 Feb 2006
Posts: 30
Debtcc Points: 1340
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Posted: Fri Mar 10, 2006 4:07 pm Subject: |
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take them up on the offer
_________________ Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator


Joined: 24 Oct 2005
Posts: 1047
Location: Washington State Debtcc Points: 8612
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Posted: Fri Mar 10, 2006 4:19 pm Subject: |
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I signed up for it. It was in fact free. So i guess for the next 12 months i'll know if anyone tries to do anything with my credit.
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rmunson

Joined: 06 Feb 2006
Posts: 30
Debtcc Points: 1340
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Posted: Fri Mar 10, 2006 4:51 pm Subject: |
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| Quote: | | They have arranged with Equifax to provide their highest level of credit monitoring and insurance serves free of charge. |
This is a new stuff in payday loan industry, I think. Keep us updated on how it is working. Hope you find it advantageous.
_________________ Read my thoughts about Debt and Credit.
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stanley
Moderator

Joined: 30 Sep 2005
Posts: 1714
Debtcc Points: 253
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Posted: Fri Mar 10, 2006 7:40 pm Subject: Payday ok |
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I got the same letter to this week. How did Payday OK find out about that information?
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oh2benc2

Joined: 06 Mar 2006
Posts: 291
Location: Virginia Debtcc Points: 3255
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Posted: Sat Mar 11, 2006 8:29 am Subject: |
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they may have used one of the third party payment centers that has been in hte news recently.. I think they are required by law to assist you in monitoring since they have a legal obligation to protect your info, but it is nice to see a pdl following the rules
_________________ Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator


Joined: 24 Oct 2005
Posts: 1047
Location: Washington State Debtcc Points: 8612
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Posted: Sat Mar 11, 2006 8:07 pm Subject: |
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I got the exact same letter today.
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finsfan13
Moderator


Joined: 17 Feb 2006
Posts: 7021
Debtcc Points: 59875
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Posted: Sat Mar 11, 2006 8:40 pm Subject: |
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WOW! There is actually a payday loan place following the rules?
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3154
Debtcc Points: 45650
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Posted: Sun Mar 12, 2006 6:12 am Subject: |
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LOL! That was my thinking too, Tammy. I heard a rumor that payday ok might be part of Sonic somehow. I'm not sure though but I'm glad to see this kind of thing happening for some of you.
_________________ RYDERS OF THE NIGHT
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CowampChicken

Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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Posted: Sun Mar 12, 2006 9:17 am Subject: |
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This is at the bottom of the letter that I received from payday ok,Hmmm
I understand that there will be additional terms and conditions included in the service materials that I will receive,including without limitation additional provisions regarding cancellation rights,and limitations on Equifaxs liability,and I will be bound by those terms and conditions unless I immediately cancel the Services upon receipt of the complete terms and conditions.
_________________ "No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat

Joined: 31 Jul 2005
Posts: 627
Debtcc Points: 37813
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Posted: Mon Mar 13, 2006 8:36 am Subject: |
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hmmmm twokid, make sure you read everything very carefully so that your not agreeing to any charges by equifax after a period of time
_________________ Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator


Joined: 24 Oct 2005
Posts: 1047
Location: Washington State Debtcc Points: 8612
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Posted: Mon Mar 13, 2006 9:00 am Subject: |
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Did everyone receive this letter if they had a loan with paydayok? i have a loan out with them but havent received it.
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fka

Joined: 28 Feb 2006
Posts: 212
Debtcc Points: 6318
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Posted: Mon Mar 13, 2006 9:42 am Subject: |
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I received this too. It made me curious as to actually what has happened to our information. I'm glad to see that I am not the only one who got this too.
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Htgt123

Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12379
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Posted: Mon Mar 13, 2006 10:03 pm Subject: |
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Equifax won't be charging me because I didn't click the button to continue the credit watch after the year. So I didn't have to enter my credit card number.
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rmunson

Joined: 06 Feb 2006
Posts: 30
Debtcc Points: 1340
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Posted: Fri Mar 17, 2006 4:47 pm Subject: |
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We received one of these letters last week, and it didn't give information as to where the ssn leak was. We had paid off this company last summer, so it wasn't even current customers affected I guess.
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set4sail

Joined: 03 Jun 2005
Posts: 414
Debtcc Points: 7636
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Posted: Fri Mar 17, 2006 5:32 pm Subject: |
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GOT it too..leverage for lowering the fees on my outstanding loan, is how I see it
_________________ I am working to payoff my payday loan debts - all Debt CC point doantions are so appreciated!!
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rkai93

Joined: 27 Jan 2006
Posts: 132
Debtcc Points: 8426
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