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 Posted: Thu Apr 27, 2006 8:13 pm Subject: The light at the end of the tunnel is almost here |
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Today my last Payday loan was changed to paid in full,after paying them over $3500 in interest and complaining to the AGs office in thier state,a very nice person from Gecc call me today and told me that they a going to forgive the rest of my loan.They followed up with an email,and will be sending me the paperwork in the mail.I have no more payday loans,I so happy,now all the money Im putting into consolidation will be going toward my credit card bills,and they should be paid in full in about 11 months.Im so happy I found this board when I did,or I might be living in my car now.Thank you, to all that gave me advice and the courage to fight these payday loan people.I will never resort to a payday loan again,I have learned my lesson.I have learned how to budget better,and even though my credit is still pretty bad,I can now concentrate and getting my scores up by focusing on getting the credit card accounts paid off. 
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"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
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| Posted: Thu Apr 27, 2006 8:26 pm Subject: |
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Congratulations. That is so cool. Can't wait until I am in the same place.
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celticlass_4
Joined: 27 Mar 2006
Posts: 137
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| Posted: Thu Apr 27, 2006 8:27 pm Subject: |
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Sweet! How does it feel to be winning?
On a personal note, thinking back to what you told me earlier, you seem to have forgiven your ex for not only cheating, but digging this hole for you. Your resolve must be absolutely formidable, and that's a repectable trait. As for me, I still hope my ex dies of gonorrhea and rots in hell for all the trouble and indignity. Perhaps I need anger management.
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JediMistressAri
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Joined: 05 Dec 2005
Posts: 2242
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| Posted: Thu Apr 27, 2006 8:47 pm Subject: |
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I guess,I just feel that life is to short,I lost both my parents when they were still to young to go,my dad was only 54 and my mom was 63.It took awhile,but I soon realzied that him leaving was the best thing that could have happened.He did give me two wonderful talented children(who take after me  )
So if I had never meant him,they would not exist,and I cant imagine a world without them.Even though he turned out to be a jerk of a husband,he helped me create our children,How can you hate someone,that is a part of your children,my son looks just like him,it just doesnt do any good to hold on to anger,anyway,its his loss.I guess,I just feel that we are all human,and all make mistakes,I am probaly one of the most liberal people you will ever meet.That being said,my kids might not be who they are today,if he had been around.
And its does feel great to be winning for a change.
_________________
"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
Posts: 628
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| Posted: Thu Apr 27, 2006 10:46 pm Subject: |
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YEAH!! I'm so glad that you were able to get all of the PDL forgiven. 11 months isn't that long a time to have your credit cards paid off too. I bet it does feel like a huge weight lifted.
Dana
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set4sail
Joined: 03 Jun 2005
Posts: 418
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| Posted: Fri Apr 28, 2006 6:17 am Subject: |
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Congratulations twokid - what a great feeling for you.
Ari - I agree that you may need anger management - lol
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Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it. - Lou Holtz
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CycloneFan
Joined: 05 Dec 2005
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| Posted: Fri Apr 28, 2006 6:47 am Subject: |
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Yippee!! Welcome to the NO PAYDAY LOAN CLUB!
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Jessi
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| Posted: Fri Apr 28, 2006 6:55 am Subject: |
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Congrats- what an awesome feeling!
Gives all of us hope that it WILL get better.
Crystal
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cmcdonald
Joined: 28 Dec 2005
Posts: 80
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| Posted: Fri Apr 28, 2006 7:28 am Subject: |
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Twokid - CONGRATULATIONS!!
GECC forgave my loan too! I got a call from them last week and an email. No paperwork in the mail yet. I have 3 pdls I am going to send letters to maybe they will write me off. I'll be debt free in 16 months according to my paperwork from T&C. CONGRAUTLATIONS AGAIN!! What A GREAT Feeling it is to be debt free of PDLS!! I just wish I was there now just like you.
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oh2benc2
Joined: 06 Mar 2006
Posts: 291
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| Posted: Fri Apr 28, 2006 8:02 am Subject: |
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Nice job Twokid.
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NotsoLucky
Joined: 02 Nov 2005
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| Posted: Fri Apr 28, 2006 9:55 am Subject: |
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Thanks guys,for your support
_________________
"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
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| Posted: Fri Apr 28, 2006 9:59 am Subject: |
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Twokid, now I see where you are coming from. I don't have kids, and I had a pretty rough upbringing, so I may not understand forgiveness as well as you. I saw my ex's behavior as a glaring insult, not as his own personality flaw.
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JediMistressAri
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| Posted: Fri Apr 28, 2006 11:36 am Subject: |
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Hi Ari and Twokid
You both have a wonderful life ahead to live and you people are presently on that path only. Ari, don't remember your past so often. It will only make you feel sad. You have a very wonderful present and a bright future. Live it that way.
Twokid, I have been seeing you since the time you were fighting hard to come out of your debt related problems last year. You have almost covered your way and would be about to reach the destination within the next 11 months. I congratulate you in advance anticipating a glorious life ahead.
Regards
Roxette
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Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
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roxette
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| Posted: Fri Apr 28, 2006 11:39 am Subject: |
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Congrat's twokid!
That light get's closer and closer real fast...so hang on for the ride!
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erzeke1
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| Posted: Fri Apr 28, 2006 12:12 pm Subject: |
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Congrats...what a great feeling! I am feeling a bit of breathing room after closing my account and signing up with T&C last Friday. I have a couple of PDLs who won't work with them and/or went straight to a collection agency. I'll pay them in May/June, so should be in great financial shape by July as I have a couple of other long-term bills paying off by then. So close I can taste it!! So glad I found this site...everyone is so supportive and not judgmental !
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