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 Posted: Wed Mar 22, 2006 2:58 pm Subject: Threat from payday loan company |
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I received this threat today and they faxed it to my work --
I work at a school adn am off this week but now I have to face the women in the office at my job when I go back!
They just sent this as a follow up to my email:
Ms. Smalls
Our loan arrangement was broken from your side and we will have to start with action for entire loan balance which is $661.42. We are giving you 8 days to paid it off by money order, bank account, western union or we will have to file claim at the court. If we wont be able to collect it on that way we will have to stick to the our arbitration agreement for overseas laws, where you gave us permission to use all phone numbers provided to us for collecting money.
Thank you for you understanding in advance.
We will also have to report you to the Credit bureau if we do not receive payment in 8 days.
Daniel
Did I make a mistake in faxing these letters?
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2073
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| Posted: Wed Mar 22, 2006 3:26 pm Subject: |
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who are they? where are they from?
_________________
Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator
Joined: 24 Oct 2005
Posts: 1044
Location: Washington State Debtcc Points: 8591
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| Posted: Wed Mar 22, 2006 3:35 pm Subject: |
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This is an excerpt from the first email they sent me:
Ms. Smalls, please read the federal law about the jurisdiction of the online businesses sand also verify it on our web page www(dot)getpaydaytoday(dot)com.
“As soon as you have been applying for the loan online it was Beliezen jurisdiction and has Florida's state law nothing to do with it.'
We are giving you notice to immediately recall all your letters or we will have to legally prosecute you and press charges.
If you do not send us recall of that letter and to the bank in next 24 hours we will have to start with actions regarding the Arbitration you signed.
LOAN CENTER
www(dot)getpaydaytoday(dot)com
Toll free: 1 866 569 4652
fax: 1 775 546 9996
LOAN CENTER
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2073
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| Posted: Wed Mar 22, 2006 5:39 pm Subject: |
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You didn't make the loan in Belize, you made the loan in Florida. Florida law applies, and Belize has no jurisdiction. Good luck enforcing a Belize judgment in Florida. (Or any judgment for that matter, Florida and New Hampshire are the two most debtor-friendly places to live.)
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I am licensed as an attorney only in Virginia. Opinions that I post here are general statements, and not legal advice. Please confirm what you need to know with an attorney licensed in your state. Email me regarding issues of Virginia or U.S. law., or if the person you're having a problem with has a presence in Virginia.
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VirginiaLegalDefense
Joined: 17 Feb 2006
Posts: 266
Debtcc Points: 1230
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| Posted: Wed Mar 22, 2006 8:46 pm Subject: |
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That's exactly what the Florida office of financial regulation told me.
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2073
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