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Guest

hi i was looking to get a personal loan to pay off some higher intrest credit cards and came across there site, so i figured why not, has anyone had dealing with this company or any problems?

PERSONAL CREDIT SERVICES INC.,
321 Dante Court (Suite #A1)
Holbrook, New York 11741

Posted: Wed Feb 15, 2006 12:20 pm Subject:

Guest

The company you speak of is actually a debt consolidation company. And based on the complaints made to the BBB, they are not in good standing.

Getting a loan is a bad idea to pay off other debts. If you're interested in trying to consolidate your debt, you can actually do so here by signing up. The consulor you'll speak with will go over with you an easy payment plan, and will help you get back on track.

http://www.debtconsolidationcare.com/signup/

Regards-
Mike

Guest · Posted: Wed Feb 15, 2006 12:38 pm Subject: thanks

thanks mike
the only reason im looking to get rid of a few higher intrest cards. im not sure i want to do the debt consolidation thing as im understanding that it may affect your credit score i have worked pretty hard to rebuild my credit it is at 670 now, i have no problem paying my bills on time. my main concern was that i have heard that card companies are going to increase there minimum payments from 2% to 4% of the total owed, though i always pay more then the minimum on them its not the 4%. i afraid i may have trouble paying the 4% increase. any other suggestions?

Posted: Wed Feb 15, 2006 12:59 pm Subject:

Guest,

The card companies are really going to increase the minimum payment. Most of the card holders anticipating a tough time, have been trying to consolidate credit cards. You must agree that it is always better to take some precautions before it's too late! Once you are default or late with your payments, the negative entry will hurt your score that you've built up after hard works of so many days.

By consolidating you lock the interest at a lower rate. Moreover, the consultant working in the program work out a perfect payment plan so that the monthly payment never exceeds your budget. By placing your cards under consolidation program, you not only secure an easy repayment process, but get rid of the headache of changes in market standards also.

Consolidation is good for your credit too. When your accounts are consolidated, your consultant will insist your creditors to report your accounts in your favor and ensure the ultimate benefit for you. Please visit the thread below-

http://www.debtconsolidationcare.com/forums/consol-result.html

Guest · Posted: Wed Feb 15, 2006 1:37 pm Subject: thanks

thanks i have registered on this site im not sure why i am coming up as guest

Posted: Wed Feb 15, 2006 2:05 pm Subject:

Guest,

Please login to the forum and then post your comments. Best of luck Very Happy

http://www.debtconsolidationcare.com/forums/login.html

Posted: Wed Feb 15, 2006 2:17 pm Subject: hello

hello well thats better thanks stanley
the above guests post are mine

Posted: Wed Feb 15, 2006 2:20 pm Subject:

whtlion

Welcome to the forums! Hopefully the consolor will go over with you the program benefits. We hope you that you do get some gain from this site, and wish to see you around the forums. If you'd, please share with us your story.

http://www.debtconsolidationcare.com/mystory/index.html

Regards-
Mike

Posted: Wed Feb 15, 2006 2:53 pm Subject: hello

thanks i started the process by adding my accounts, i will get my expenses together and add them tomorrow.
thank you again for a great site

guest

I just gave this company my information for a loan and after that i decided to do some research on this company and came across a website named ripoffreport.com ..you should check it out

ly1w@mail.ru · Posted: Sat Mar 17, 2007 7:04 pm Subject:

Spam deleted! Evil or Very Mad

Cajunbulldog

Posted: Sat Mar 17, 2007 7:29 pm Subject:

Thanks, cajun - I'm working on it too!

Posted: Sat Mar 17, 2007 7:33 pm Subject:

Grrr! Don't even get me started on that topic!!!!!!!!!!

shemeka · Posted: Fri Mar 30, 2007 8:15 am Subject: personal credit services

has anybody done buisness with them.personal credit services

Posted: Fri Mar 30, 2007 8:25 am Subject:

Shemeka,
I have not done business with them,but earlier in this topic one of our members mentioned bad record with the better business bureau. Go to bbb.org,click on business search,and put their name in for a search.It should pop up with their latest info.

Posted: Mon Apr 02, 2007 9:42 am Subject: Personal Credit Services

I have actually used them. They were very easy to work with. I have contact information for them if needed. I applied for a 5000 loan and got it paid it off in 9 months. They are a service that is not a pdl for people with bad credit. For a fee 100-350 they will send you a guaranteed listing of banks/creidt card companies that WILL approve you,. You have to do some work by calling and applying but they are real loans, not expensice pdls! I was approved with a credit score of 455 at the Bank of Balitomre with a finance fee of only 6%. If you do not get approved they WILL refund your money. (A friend of mine did not get approved) she had her full deposit refunded in 10 days via check.

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