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Pinnacle Credit Services LLC - Do not mess with them

You can contact Pinnacle Credit service in the following address,

Pinnacle Credit Services LLC
7900 Highway 7 Ste 100
Minneapolis, MN 55426-4049

Pinnacle has successfully created an image of "don't mess with us". It applies all sorts of scares tactics, from- threatening calls, calling multiple times a day, using abusive words and being rude over the phone and so forth. Hence, it's important that you learn your rights described in the Fair Debt Collection Practices Act by heart before dealing with them. You need to be strong enough to thrust upon them the fact that they may have to face a lawsuit if they violate the FDCPA regulations.

You're required to file a complaint with the Federal Trade Commission of your state as it has the authority to enforce the FDCPA. Also you can file a personal lawsuit against the collection agency and can collect upto $1000 as damages.

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  #1  
Old 12-27-2005, 05:29 AM
Anonymous
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Default Pinnacle Credit Services LLC - Do not mess with them

Does anyone have any idea who Pinnacle Credit Services LLC are? Financial Recovery notified me that I owe 2500.00 and have no idea who these people are...
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  #2  
Old 12-27-2005, 10:20 AM
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4u.bryan 4u.bryan is offline
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Default Pinnacle credit services payment address

dawnie,

Welcome to forums. Here is the Pinnacle credit services payment address -
Pinnacle Credit Services LLC
7900 Highway 7 Ste 100
Minneapolis, MN 55426-4049

It is listed as a credit reporting agency in BBB's database.

You have mentioned that Financial Recovery notified you about a due debt. Did they send you the debt validation? If not ask for it, send CMRRR to them. You need to pay the amount once they provide valid proof of your debts.

If they have already sent the validation to Pinnacle Credit Services LLC, go through it carefully. If you find any incorrect entry, dispute it within 30 days. Get the details of debt validation here-
http://www.debtconsolidationcare.com/validation.html

if you need any more information, feel free to post in forums.
__________________
Pay off debt and enter a debt free life.
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  #3  
Old 01-19-2006, 05:16 PM
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Default pinnacle credit services llc - This stupid company

This exact company (Pinnacle Credit Services LLC) has been calling my home for MONTHS all day every day trying to find some girl who doesn't even have this number anymore. I live in a college town so numbers around here change hands frequently. I don't care how many times I tell these people this girl doesn't have this number anymore, they won't stop. I've been nice, I've been rude, I've been ruder than rude. No luck. Until tonight I didn't even realize who the company was except they had a recording call me first and that mentioned their name. What can I do to stop this harassment??
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Old 01-19-2006, 05:33 PM
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david david is offline
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Default pinnacle credit services

Wngzie, the company must give you some details proving that you owe this debt. As Pinnacle Credit Services LLC may fail to give you the valid details, they will have to remove your number from their system.
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Old 02-23-2006, 07:06 AM
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Default Pinnacle Credit Services LLC sounds like a scam to me

all I ever got about these people was a mark on my credit report for $232.00. I never got a call, letter, bill, nothing from Pinnacle Credit Services LLC. What kind of scam are these knuckleheads trying to pull
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Old 02-23-2006, 08:39 AM
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stanley stanley is offline
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illazilla,

You can contact your original creditor and confirm who is holding your account currently. You can ask your creditor to settle the account directly with them. OC might accept your proposal. If they do, make an agreement and get it signed by them.

Once your account is paid in full, your creditor has to report it to the credit bureaus.
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Old 03-24-2006, 10:38 AM
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Default Pinnacle Credit Services

Here's a bit of info for this company (Pinnacle Credit). I found your forum on accident, but i hope it helps someone. This company showed up on my credit report too. It took me 45 minutes to find a good phone # for these bozos, and I asked the b*tch how they got on my credit report and she told me to call the lawyers servicing my account. Then I asked why no one contacted me before they sent my account to a damn lawyer, and the little b*tch (Julie is her name) hung up on me! Thanks for the great customer service! Anyway, their number is 952-939-8100 if anyone needs it!
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Old 03-27-2006, 01:40 PM
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Default Pinnacle Credit Services LLC

What a joke of a company! Don't do any business with them. I just got took for $850.00. Thanks for the number, you are right it is hard to find a number for those bozos!
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Old 05-30-2006, 10:28 PM
sogand65 sogand65 is offline
 
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Default pinnacle credit services

Yeah so i just got my credit report. Pinnacle Credit Services LLC obviosuly are trying to prevent releasing their number. Regardless they bought out who I was in collections for initially and took it upon themself to add to my balance (not including the interest im sure they will inform me of when i call. Thanks for the number Ive been looking for it for a while too.
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Old 07-06-2006, 01:05 PM
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Default pinnacle credit services number

i found another number of Pinnacle Credit Services LLC 1-888-809-2320. They like to leave you on hold. No point in paying for it
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Old 08-17-2006, 02:40 PM
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Default pinnacle credit services

i called them and they said i have to contact nelson watson and asscociates @ 800-388-1190 not sure if that helps.
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Old 09-07-2006, 01:12 PM
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Default pinnacle

first i heard of Pinnacle Credit Services LLC is a letter from another company stating they were going to start investigating my assests and property for collection on behalf of Pinnacle. Next thing I knew Pinnacle had negative reports on my credit report and they had never even contacted me. what can be done to stop these clowns? How many collection agency can try collect the same debt?
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Old 09-07-2006, 02:51 PM
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Default pinnacle credit services

lag02, only that collection agency that has your file with proper information is allowed to attempt collections. If a company fails to validate the debt, you are not obligated to send your money to them. You never know if it ever will be posted towards your debt account. The CA, Pinnacle Credit Services LLC, will legit information has the rights to hit your credit file, not every agency contacting you. If some company has reported in your credit without your debt information, it is fraudulent under the fdcpa laws. Sue them if they don’t take back the negative remark.
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Old 09-20-2006, 11:57 AM
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Default Pinnacle Credit Services LLC subsidiary national enterprise

these people are also idiots they are part of pinnacle there customer service sucks a bunch of 5.00 per hour loosers expecially this guy steven a stupidvisor
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Old 10-18-2006, 11:17 AM
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Default pinnacle credit services

These are truly sick people.
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  #16  
Old 11-24-2006, 05:23 PM
b_bergeron b_bergeron is offline
 
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Default PINNACLE CREDIT SERVICES LLC

Pinnacle Credit Services is a debt purchaser. They purchase debt at auction from all sorts of different companies. If you have an issue and you proved you resolved it prior, you proved it to someone else and they sold off the balance to Pinnacle. It's not Pinnacle's fault that the other company who sold the debt didn't properly close the account per fdcpa guidelines. I know firsthand, Pinnacle is not a collection agency, thats why they do not speak to consumers calling in. They hire 3rd party agencies to speak for them. IF there are disputes or issues with the credit report, Pinnacle is very willing to remove or update inaccurate information. The number for Pinnacle Credit Services LLC is 952-939-8100
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