A guy with a heavy Indian accent, "Shawn Watson," to be exact told me I would be facing legal problems. The number he left was 718-715-0846. So do I ignore them or what?

[GunsNroses]

Don't ignore the case. Instead deal with them with your attorney. The CA will get the case if the judge feels your ignorance even though you don't have to deal with them. Complete all your paperwork and explain the situation in writing to the company. If the matter takes a legal shape, you will have your documentation to prove out the facts.

I have been recieving calls from these people who work for "Pre-litigation Services for Platinum B Services" trying to get me to pay a debt for money I never recieved. The last person who called me was Amee Landers phone number 1-866-900-7701 and she said she couldn't give me any information about my debt and that police would be sent to my place of work and residence. She also informed me that I could be "detained on sight". Does anyone have any suggestions on how to deal with these people?

[Justme]

On what grounds will the company send police if they don't have your file. I will believe their collection to be genuine if they can provide me the details of the debt. I am sure you have not received anything in writing from them. The CA is bound to follow the federal laws and they are no exception. Read the fdcpa and empower yourself with legal rights.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

Don't get duped by their fake collection procedures. Send a debt validation in writing to the company's mailing address and cover your move legally. They must send you the information first for which they are collecting. Relax, no one is coming to your work place and home. These are some scary words, collectors are fond of. Don't panic and get afraid. Ask them to show the debt and you will make your decisions after reviewing it thoroughly. You need to know for sure the name of the company for which they are collecting and their collection is a genuine one.

Thank you for the link. I have been unable to get them to tell me a physical address where I would send the debt validation paperwork. Does anyone else know it? Also, if I wanted to record my phone conversations, what is the best method?

[Gretchin]

In which state do you live? Some states allow recording of the phone calls secretly. Few state laws mention taking the permission of both the parties. If it is permissible to do the recording secretly in your state, attach a recording device and get the call recorded for legal use.

The company uses a fake address and don't have their address published online. However, I will search for it and let you know their contact info

I too have been getting harassed by Pre-litigation services. I have spoken with Lt. Koch, who gave me the details to pay by moneygram (receive code 3567). What I want to know is, has anyone ever been actually arrested for this? This is for a payday loan that I think I did take out some time ago but I thought it was paid. I'm trying to find my original loan documents so I can call the company I took the loan from since Pre-litigation has been no help to me and extremely rude. I believe my loan was through a company called E-payday if I'm not mistaken. Just curious about how far pre-litigation services can actually go. I surely don't want to be arrested but I am in the middle of filing bankruptcy and cannot afford to pay off my balance I have with the loan company. Per bankruptcy laws, they can continue to contact me until I actually file which should be in the next couple months (I'm gathering all the paperwork now). Has this ever proceeded further than harassing phone calls with anyone?

[kbraveboy]

DO NOT SEND THEM ANYTHING. DO NOT TELL THEM ANYTHING.
They cannot send you to jail, or anything else. I got the same call, same receive code, etc. But, I got scared and paid them. When I called the original company that I got the loan from, they had never heard of these people.

[PinkLady]

yes, kbraveboy is right....DO NOT SEND THESE PEOPLE ANY MONEY. NO, you will not get arrested. These people use very illegal collection practices. I'm going to say this in every post to everybody who has contact with them..File a complaint with the Attorney General in the state of florida and your state if neccessary. Also file a complaint with the FTC...these people need to be stopped and shut down.

I too have gotten a phone call from this company they said i owed money for a pdl which is true but the more i read in to this the more i find that it sounds like a bunch of b/s. I have sent the money via money gram with the r/c of 3567 but have not given them the code to recive it so i can still get a refund on it. does anyone know where i can go to get more info on these people.

[PinkLady]

I haven't been able to find much information about this company on the internet and nothing on the BBB.org website. The only info I have found is by doing a search on this website. When I contacted my orginal creditor they gave me the name of a company called I-collect. When I called I-Collect they told me they use Prelitigations to collect the debt for them. I have found nothing on I-collect either so it all seems pretty shady to me. When you call prelititgations while blocking your number they won't accept your calls.

[kbraveboy]

At least you are getting somewhere. I cannot even get I-Collect to call me back. All I get is a recording to leave my name and number and someone will call me back.

[PinkLady]

I had left messags with I-Collect and when I wasn't getting a call back I just kept hitting re-dial over and over from my desk and finally got an answer..LOL
I told her that I am no longer going to communicate with this so called prelitigation company and that they are very rude. I told her they are using illegal collection tatics and that they won't give me any information which they are required to do. She then proceeded to tell me any arrangements that I make will have to be done with them (meaning prelitigations) That really ticked me off. So I told her look, I have reported them to the Florida Attorney General and the FTC. I also told her that her company's information (I-collect) was also given in these reports and I think that may have opened her ears a little bit. After that she asked for the information to my credit counselor. That was a little over a month ago and to this day my credit counselor have not seen anything.

[PinkLady]

I tried to do more research today on Prelitigations, Inc and still came up with nothing. I did however see that the term Pre-Litigations is a tactic Attorneys can use to collect a debt from a debtor.


So I wonder if calling themselves this is another way to try and scare us.[/quote]

Link deleted as per forum rules - Mike

They just called me and stated that I would be turned into my place of work for using my work email address and that I would be arrested and etc. They had me scared to death. One woman named her business as Prelitagation and the other man said he worked for US National Bank and Savings. They said that they were downloading my account into my state and that they only were giving me a hour to pay back the money I owe them. They are just doing their jobs, and they were very nice, but I really thought that they were just another collection agency! I am glad to see that they are and that I can breath and not try to come up with alot of money in an hour!!! Thank God!! I am so happy to see you comments on here!! They wanted me to send the money by moneygram and I know they will harrass me at work from now on!!! Oh well, At least I am breathing easier now!!!

[PinkLady]

Don't put up with their harrassment. Tell them you want something in writing before you send any money and they are required to send the validation. When the lady called me today I told her I already know about their illegal tactics and before I could continue she hung up on me.