I know I asked them a billion times what their business name was and the woman said prelitigations but the man told me US National Bank and Savings then I asked the woman again before we got off the phone and she said prelitigations again and I asked her why if that man was her director, why didn't she know the name of his business. They are screwed up! I guess I normally ask for written stuff but this one was good they got me.

I just got a call from the number 954-237-6824. the guy didnt tell me who he was calling for but that i needed to call him if i didnt call he said good luck to me.

These idiots were on the phone after my husband tried calling the operator said (904)359-5195 was not available. So we googled this # and the address came back as Cecli Baldwin Sr. 1301 Tyler St. Jacksonville Fl. 32209. They gave him the run around all day saying they could only speak with his attorney. He said he was representing himself and demanded a pay off amount and an address where he could send a debt verification. They insisted on only speaking with an attorney still.Said he was in serious trouble and his case was in que to download and they were having the book thrown at him. All of our payday loans had been more than paid in full.So my husband and I had a good chuckle.

I am so grateful I found this website. I too was contacted by a guy with a heavy india accent at the above phone number. After I got wise from some infromation I obtained at allexperts.com I got wise and gave it back to the guy and told him I was recoding the conversations, I was sending him ciest and deist letters and I reported him to the attorney general. I told him if this was legit he needed to send something in writing, he needed to give me his address. Of course all he did was hang up on me.
I am so glad I found out this was a scam! I have also had others call me from pre litigation corp in floriday at that same number and I told them the same thing. When I asked for their address they told me it was a secret - since they had people after them- gee I wonder why!!!

[PinkLady]

You did the right thing, i just feel sorry for those individuals who don't know about this website and fall victims to all their scams....it's a shame that these people are still out their doing this..I pray that they get shut down soon.

I recieved a phone call from United Pay Services today saying that I need to get a lawyer or we could settle this out of court by me paying $650.00 this was the first amount that he said I had to pay. Then when I said I could not pay that amount he reduced it to $550.00. Then he told me that if I did not take care of this today that my file would be downloaded today after 3p.m. He also said that I was charged with check fraud and false communication. He then told me to call back at 1pm. So I called back and he then said that my total is $535.00. I would send it Money graham the r/c 5056. I felt suspious of them so I looked on the internet to see if I could find anything out on them, and I found a few reports of Fraud on them. Another thing is that his number is in New jersey and the address that I need to send payment to is in Jacksonville, Fl. What should I do?

[PinkLady]

First of all there is nothing for them to download and you won't be arrested or anything like that. Second tell them you are requesting a debt validation and you will not be sending them any money until you see something on paper. Was United Pay Service the collection agency or who you got the loan through? If it is not the Loan company, call them and verify who they sent your account to.

Thank you. United pay services is the collection agency. He had a heavy eastern accent and he was sayiny that this phone conversation was being recorded and he would push some buttons on the phone to make it sound like he was recording. At the beginning of the call I was speaking to a guy named peter and then he transferred me to a guy named Ron Collins who is suposed to be the manager. They sounded exactly like the same person. I asked him if this was the same person and he said no. So I set up a payment date for the 17th by money graham. What do I need to do to make them stop harrasing me?

[PDLFREE]

Deos anyone think that these collection agencies 800# are being outsourced to India or beyong like many of the customer service #'s we have to call in regards to purchases or daily things going on if life?

[PinkLady]

Tell them that you know your rights and as a collection agency they are required by law to send you a debt validation. What was your orginal loan amount and what company was that with? I wouldn't not send these people any money until you see it in writing. If they continue to harrass you and they don't follow through with the validation, tell them you will be filing a complaint to the Attorney generals office and also the FTC. It sounds like the same tactics the Bass & Associates aka Prelitigatins aka United Legal have been using. Seems like they have added another name to the list.

I had the same thing happen about getting arrested ect....but it scared me and I paid same name, pre lit..same code ect.....that was in june...and they said their name was United Legal Corp. but the receive code and name was Pre-Lit....then I get a call from them again yest wanting the money again. Itold them I had already paid and found my info and they told me that that was not them. Has anyone ever heard of ULC? Is it the same as Pre Lit??? and on a funny note, I had the contact numbers from before and what a surprise...NONE of the numbers work now!!!

[PinkLady]

Oh my goodness, these people are tying to scam you. They are the same people and they use several different numbers and names. They are getting way out of control and they need to hurry up and get shut down. Definatly report them to the Attorney General and the ftc and make sure you include the info from what you paid them already.

thank you so much, I wish I had known before I did that months ago. My husband tried to talk me out of it after he called his friend at the bank and told them what they had done and he laughed and said for 300 dollars that made no sense..but when they said jail it scared the shit out of me. I tried to call the PDL and see if they have ever received the money from before and they wouldn't even talk to me...referred me to the company I had talked to that said it wasn't them....what a bunch of crap.

[PinkLady]

What payday loan company was this with? Defiantly stay firm with them, they probably think since they got you before they can get you again?
Report them to your attorney general and the attorney general in florida.

Back in March (9 months ago)I was contacted by some
one at Fredrick Kelly's office in Houston TX. He
told me he was collecting on a payday loan that I
had defaulted on. I did not ever rememeber taking out
a loan with American web cash. He told me he was
contacting the District attorney and that they were
going to issue a warrant for my arrest. I told him I wanted somethng in writing. I knew he could not just
threaten me with something like this over the phone.
He then tells me there is nothing I can do - he is
just the messenger with the info. I knew he did not
have a leg to stand on. Never heard from the firm
again until Friday. A differnt guy calls me at work and is once again threating me. I hung up the phone on him and needless to say he kept calling back. I could not belive it. I sent them a Ciest and deist letter Saturday via certified mail. I was wondering if I should fax them the letter too - or just wait for them to get it in the mail?

[brownsugar]

To me, this prelitigations stuff and saying a warrant would be issued for your arrest sounds exactly like something Bass & Associates say.