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Posted: Fri Mar 31, 2006 5:58 pm Subject: Purpose Advantage Discovercard Network

I was approved for Purpose Advantage credit card with Discover network, they have the worst customer service, I think they have 12 yr old kids working there the way it sounds when you talk to them on phone. They have reported on my credit report I have 2 cards with them, and I don't. does anyone have any info on this company

Posted: Sat Apr 01, 2006 12:50 pm Subject:

looking for address hang on

Purpose Advantage Credit Card - 1-888-618-9880 (Promo Code: 720)
Purpose Advantage, PO Box 105591, Atlanta , Georgia 30348-5591

Posted: Sat Apr 01, 2006 2:08 pm Subject:

Posted: Wed Apr 05, 2006 9:15 pm Subject: really though...

Hello,

Does this purpose advantage really go on the credit report and ruin telecheck/the ability to get a checking account at a bank? I have a Purpose Advantage card and I tried to change my banking information because I had closed the bank I originally signed up with and assigned to debit out of the card right away but they said I can't do it because it's too late? They started the debit process one week before the statement even ended. Are these guys a joke? They also gave me a starting available credit of $50! and said I was prohibited of using this card at gas station pumps.

Posted: Sat Apr 29, 2006 9:17 pm Subject: Hi,

I have had this card for 3 months and received two increases already. I really don't have a problem with them. the answer to your question. they really do report your credit history with them. i don't know about the telecheck though.

mikedica · Posted: Mon May 15, 2006 11:06 am Subject:

is there a website to check balance, etc...

Posted: Mon May 15, 2006 5:35 pm Subject:

Hi mikedica

Try the website of Purpose Advantage Credit Card and check your balance out there. Put a search on google and you might get their website

sbgermek · Posted: Sun Jun 11, 2006 10:57 pm Subject:

they debited my checking account twice for the same amount and won't refund the extra money they took, has anyone else had this problem?

ejvegas · Posted: Wed Jun 28, 2006 2:39 pm Subject: Purpose Advantage Card

I had this card for 2mos and cancelled it because they started randomly deducting payments from my checking account. I requested that they credit back my acct bank account fees. I faxed my bank statement for proof and after two weeks, it was still in their dispute department! Sorry isn't work $50,

lomgold@netscape.com · Posted: Thu Jun 29, 2006 6:31 pm Subject: PURPOSE ADVANTAGE

I did not know i could not use the card at the pump,and they put a 85.00 dollar deposit on my card for a ten dollar purchase . They kept saying that the 85.00 dollars was a transaction. And i got proof from the 7-11 that it was a deposit and it said right on the sheet that i was to get a 74.98 dollar refund but i called them about 10 times and it seemed like i got the same person with a different name this went on for about 10 days and then i finaly canceled my card just 2 days before this happened i recieved a 50 dollar increase bringing my credit limit to 150 dollars but it's still not worth keeping the card worst service i ever had

NikaAisha · Posted: Fri Jun 30, 2006 4:45 pm Subject: Purpose Advantage

Worst Customer Service. Took money out of account earlier than what I had specified resulting in a 35.00 NSF fee from my bank. When I called to dispute it and was told "fluff", I then asked to speak with a supervisor. The rep had the nerve to return to the line and inform that supervisors were taking other calls. I was so hot that I cancelled my card. I have had better experience with Rewards 660 and I am sticking with them.

Soonika00 · Posted: Thu Jul 06, 2006 8:20 am Subject: same stupid card with problems

I have a purpose advantage card with similar problems has anyone come up with a viable solution? I'll try the better business bureau and see what I come up with. I'm sure they should be at least sending notifications.

ashmac0304 · Posted: Fri Jul 07, 2006 5:38 pm Subject:

just recieved and activated my card today. i already have a 9.99 annual fee amount i owe. after reading these posts im thinking of not even using the card at all but keeping it just for the positive TL on my credit report

autumn · Posted: Tue Jul 11, 2006 6:21 am Subject: same

I have all the same problems with this card, i have just cancelled it, if anyone knows a solution please e mail me, at

Email address removed as per forum rules - Mike

Sandy · Posted: Wed Jul 12, 2006 3:04 pm Subject: Purpose Advantage Card

Does anyone know how quickly they will report this new tradeline?

fuse · Posted: Wed Jul 12, 2006 4:36 pm Subject: Purpose Advantage Discover Card

I received this card only 2 months ago. I had made only (2) transactions. Both transactions were paid for immediately (they had direct payment from my checking account). That was 7 weeks ago. I have made ( Cool

phone calls to the customer service departments who acknowledged that the payments were received on time for the
transactions but not yet posted by their collections department??? When I asked why my card was in collections, they said because the
payment that was made on June 4, 2006 had not yet been posted.When I asked when it would be posted they could not tell me. When I asked for
phone number(s) to the collections department, they said they did not have any. Customer Service said they E-mail to the collections department when they have customer issues. I have had 7 of the 8 Customer Service People tell
me that my requests via their E-mail had been
"Escallated" which I understood to mean "Expedited" I was only able to speak to a manager once & the service was just as lousy.I
asked for the E-mail address to the collections
department and they would not give it to me.
The phone call I made tonight was 48 minutes long.Finally after 20 minutes into the conversation, the customer service rep told me the reason my payment from June 4, 2006 was never posted was because discover had made errors in posting payments to the wrong accounts. Yet she confirmed that my payment was
received & said my card was released, but yet on
hold because the collections department had not
yet posted it to my account. I demanded that I
receive a phone call from their collections department tomorrow at work, & that I want it resolved tomorrow. I do not want excuses or someone telling me they are working on it. I also told her that I should have my credit limit
immediately elevated to a couple hundred dollars
to compensate for all my cell phone time invested in getting the run-a-round.If this happens, I'll use the card to the max one more time and if they take my money again and do not
credit me for it, I will not pay them.

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