There is an attorney named Bud Hibbs that specializes in dealing with these renegade debt collectors. Here is what he as to say about them at his site:
"It's my position the majority of debt buyers, bottom feeders, vultures and junk debt buyers cannot file valid legal claims to collect without lying in their pleadings and affidavits.
Resurgence Financial, LLC appears to be one of those who engage in illegal and bogus filings on purchased Citibank (South Dakota) accounts.
‘Authorized Agent’ John H. Over may have lied in his affidavit used in a Texas court filing on a Citibank (South Dakota) account. His
perjured affidavit may affect other court filings and any credit bureau reporting done by Resurgence Financial, LLC.
Anyone facing litigation initiated by Resurgence Financial, LLC on any Citibank (South Dakota) is urged to contact me for referral to a local consumer law professional for assistance.
If you find they have placed information on your credit bureau reports, you may want to consider various options that include debt validation, credit bureau disputing and advice from an attorney versed in the law that governs credit bureau reporting.
Do NOT allow any of their court filings to go to a default judgment; you may have options available you are unaware of and the possibility their information could be bogus."