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Sub: #17 Debt Consolidation and Settlement
Replied on 07-13-2006, 06:26 AM
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I have a quick question.. I just signed up with T&C and they are working on negotiating payment to some charged off cards on my credit report. If they get the balance down lower then it is now will this be reflected on my credit report.
Example:
Citibank shows past due $1500
T&C gets them down to $1000
Will the credit report then say
Citibank past due $1000?

Sub: #18
Replied on 07-13-2006, 01:30 PM
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You can't put a check on the creditor on how they will be reporting to the bureaus. But your consolidation company can convince them to report in a fair way. If they are assured of your payments, they can report your accounts to the bureaus in a fair way.

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Sub: #19 superior debt services
Replied on 08-14-2007, 11:46 PM
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this company was recomended but i checked bbb and the las vegas people are NOT members of the BBB. CO. is. what should i do? i do not want to make matters worse. any help wouls be appreciated

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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