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RJM Acquisitions LLC - Malpractices and Consumer Harassment

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PostPosted: Mon Apr 14, 2008 1:46 pm    Post subject:

I'm in the same boat, I got a mark on my credit report and I protested it. A few weeks later I got a letter in the mail from RJM Acquisitions saying I owed $91 for the Literary Guild Book Club. I called them up and told the lady that I had no knowledge of this debt. I asked what SSN they had on file and she said that they didn't have one. I then asked if they would/could provide me with any and all records showing that I agreed to this charge. She basically told me that they didn't have it on hand and that she would remove the debt from their accounts and the credit agency.

I guess the moral of the story is that you can (legally) just ask them to provide rediculous amounts of information and, in general, it just won't be worth it for them to chase down the info for a little bit of $$$... and even if you do have to pay, make them work for it, you'll feel better. Very Happy
Ryguy
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PostPosted: Mon Apr 14, 2008 4:19 pm    Post subject: rjmacqyisitions

I have recieved two notices fromthem on an acoount that I have sent back the books for $60.00. Though they have told me that they bought the account from the crafters choice book club. Is it best to pay them off or what?
naranjo78
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PostPosted: Mon Apr 21, 2008 2:18 pm    Post subject: RJM ACQ LLC

There address 575 Underhill Blvd. Ste#224
Syosset, NY 11791-3416. Ph (800)651-4542 or (800)541-0824. Fax (516)714-1300. Wish you the best of luck with these people.

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Shona
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PostPosted: Tue May 06, 2008 6:27 am    Post subject: just got notice from RJM

i received a notice of a valid debt, but from YEARS ago--how long do they have before the debt is invalid--isn't there a 5 yr. stautute???
Tiffany-84
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PostPosted: Tue May 06, 2008 6:39 am    Post subject:

A debt is valid until paid for all but two states which have a statute of repose.You would have to google to see which two as I have long forgotten. After a debt has reached both civil & reporting sol,the only thing they can do is write letters & call. Whether you pay ancient debt or not is a personal decision.
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http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
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PostPosted: Tue May 06, 2008 7:57 pm    Post subject: RJM

How about I just checked my credit report and I have a $1,352.00 Bill from them on a bank account I've never had with some woman whom I dont know... WEIRD.. One thing I know is I WILL get to the bottom of it. Oh and I disputed it with Experian and somehow they verified it... Tomorrow I will get answers!
Nicole0521
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PostPosted: Tue Jun 24, 2008 8:36 am    Post subject:

I have 2 seperate bills that hit my credit report and they are both from RJM, I am pretty sure that both of them are mine but would like to know if they should have added the amount and only reported one combined account to the credit agencies? I have been also reading the horror stories and sympathize, and want to know how to NOT let that happen to me..
Lo
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PostPosted: Tue Jul 22, 2008 5:42 pm    Post subject: RJM Acquisitions LLC

Hey there! I just wanted to throw in my 2 cents, I had a collections account at RJM and disputed it, they were very quick to verify so I then sent them a settlement letter for $150.00 and asked they delete the reporting from my report. About two weeks later I received the settlement offer I proposed on their letterhead that also states they will remove negative reporting and that they are pleased to accept my offer of $150, it was great. I didnt even deal with anyone over the phone. Good Luck to you all!!!
Jenn Jenn
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PostPosted: Wed Aug 13, 2008 6:46 am    Post subject: RJM Acquisitions LLC?

I just received a statement from them trying to collect $102.00 from me. I have no idea what for. I recently pulled my credit report and I do not have any outstanding or old debt on my report. So who are these people and what are they trying to collect?
legalpower1
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