this was paid several years ago to the book club involved they continued to send books which I returned unopened .These people reported me to the credit reporting agencies for a debit that I do not owe...I can not afford an Attorney to resolve this issue and I am sure that what they count on when harassing people

RJM Acquisitions LLC sends me a note about once a year (the exact smae note that I get about once a year for the last 12-15 years) trying to collect on a $115 debt that is now 22 years old (from 1987), was purchased by my mother using my credit so it's not even my debt, and she passed away back in 1998. What is the statute of limitations anyway?

[Count_Vlad]

SOL Is anywhere from 4-10 years depending on what state you live in. Now that can "try" to collect on the debt as long as they have it or until it is paid off. The best bet for you would be to send them a C&D letter.

RJM actually dropped a number of debts for people in hardtimes and would send out a mailer regarding debts people owed. The poor feedback is due to people who have long forgotten about money they owed and are not happy about it being on their credit reports. Yes, some of it may be due to "bookclub" fees they have never paid & the not so free trial offers people have gotten themselves into.

When I worked there I did not see any cold calling at all. They sent out a mailer and If you called you would 90% of the time be asked to pay a fraction of what you owed. They dropped 60% of the debts for people in the "Katrina area".

Yes, some of it might be out of the statute but come on... only due to clever dodging.

Not i did not work on commish.... No I do not work for them any longer...


Oh an if the info was not cleared off the credit report ...CALL BACK!


Not so bad people over there.
B.

[paulmergel]

oh please.there isn't a single decent person there if you are an example of there employee.

They have been harrassing me about my old Fingerhut account as well.

Why would you delete it? I would just like people to know exactly what kind of human scum they are dealing with, and hopefully his employees can now be informed about what kind of pervert they work for, so that is what it has to do with anything. Delete it, I guess you condone those kind of people in our society, sorry for spreading the know. Just remember that you own sh(t cyberdork.

That stupidity comment was really creative, I would bet that people must really enjoy your witty comments and intelligent banter. Maybe you could give scott some tips on how not to get busted with that kind of stuff. I guess I offended you.

[paulmergel]

because humanoid.being i was slandered on other sites i don't feel the need for vulgar,disgusting,and probably false accusations.this is a bottomfeeder,but i won't tolerate just throwing you know what to the wall hoping it sticks.present proof of your posts not just conjecture.okay?because without some plausible proof that's what it is.

oh please.there isn't a single decent person there if you are an example of there employee. -paulmergel This was your post, and you're talking sh(t about my comment? By the way, it is spelled "their" not "there".......... but you're the man around here.

[paulmergel]

that's right.at least i'm not posting material that can get this site sued.how's my spelling now?in fact i deleted your vulgar first post.how's that for ya?

LOOK IT UP ON THE INTERNET. It's true because I was close to the situation, I used to work for him. It's not a matter of making something stick, but protect them if you want-PEACE

[paulmergel]

i'm not looking up anyhting humanoid.as for your one point.thetruth at last.a disgruntled humanoid.if you leave we will have peace.slander your ex-boss on another site.btw saying look it up means you have no proof.see ya wouldn't want to be ya.

[Chrys Henderson]

Gee, they gave a normal settlement offer to those who lost homes, families, jobs, and saw their beloved city wasted due to government incompetence. :roll: My heart just feels so warm toward this debt collector. :x

And if you didn't get "comish" then you didn't collect enough.

I took training at one of the better CAs (I cannot say which one due to disclosure). They were obsessed with the FDCPA and monitored calls and immediately fired anyone who violated the FDCPA. But even then, they would tell the trainees "it's *your* money that you're collecting. Don't believe any story they give you, ask them to borrow it from their families, etc..."

After collecting a certain amount in a month, then commission begins (this agency it was $5000). But the crux of the matter is that collectors are trained not to care at all about you, on top of that, with the autodialer they talk to 200 or more people every day, which can leave one jaded very fast. It is not a job for humans...

I am glad that I have always had the policy of communication with a CA in writing *only*. I will *never* talk to them on the phone.

I understand your responsibility to protect this website and ridiculing your spelling was childish. I have a feeling that worked for him would be disgruntled, hehe. I kinda get rageful about crimes against the defensless and I think you would agree there is something shady about a guy who uses his father's initials to open various shady operations, initials of a man who deserves to keep HIS name honorable. AND you would want to be me lol. later on.

What I meant was anyone that has worked for him is probably disgruntled hehe. I kinda screwed him when I worked for him, and it felt soooooo good. Now you can bash my grammar.