Rjm has sent me many letters regarding a wells Fargo account that I had 10 Yeats ago and say that I owe for overdraft fees that were never paid. I called them on it and they say that the debt was sold to them and I owe it. I schooled them in the Oregon statute of 6 years along with the ordinance number for Oregon and told them that if they do not remov it from my credit report that I will file a complaint with th FTC and the Oregon attorney general and they granted my request. It was hard because they made a lot if it very difficult to deal with but after 6 months or more of arguing it they knew they were inthe went and I am not a sucker and I was not going to budge. Before paying these guys or calling them make sure you check your state lawsTamiflu on the statute and have questions wrot down for them. Ask them if they have any proof of them debt and send you proof of it and to not contact you until they can furnish this. They sent me to wells Fargo and I could not get anulything from them cause it did no exist in their system so if they cannot furnish proof or signatures or anything you request it is either a bogus or a zombie debt.

I just recieved a letter from RJM...I have never ever used fingerhut!!!! I called them and they asked for my social. I gave it to them and now I am worried that they will use it somehow to hurt me! There is no proof of this company, no email address, no website address! I got on line and saw these postings. I am so afraid of what they can do with my social, has anyone incurred bills since dealing with RJM?
I called fingerhut and they do not know who I am!

I just got a letter from RJM Acqusitions LLC stating that they bought my debt from the original collector. The issue I have with it is thats its addressed to an apt that I have not lived at since 2005. What's wrong with that picture? I'm glad i'm friends with the girl that lives there now otherwise I wouldn't have known about it. The other issue I have is that I paid off the original debt and their trying to say that I owe them that same amount again. I have all the receipts and everything but they said it doesn't matter, that i owe them the money and thats that. What do I do?

[paulmergel]

send them copies of the receipts.include a DV letter as well.basically stating that this is paid,and for them to prove otherwise.this place is a JDB bottomfeeder.just curious who's the collector?it could be that you paid another JDB before,and they sold it to RJM.either way you say you have receipts,but did get a letter stating the debt was paid?if not the receipts should be good enough.

I just got a letter from them about an AMSouth account. They have a previous address and social security number that is clearly not mine. If their trying to pull something like this it is clearly a scam.

I keep receiving letters from RJM stating that I owe $448.06 on a bank account that I closed in either 2004 or 2005. I have repeatedly asked them for solid proof that I owe this money(bank statements) and all I got today was my original application. That is not solid proof to me. Anybody have any advice? Thank you.

I got a letter from RJM today saying that I owe $900 on a BoA account that was closed a year ago. The funny thing is there's no name on the letter, just my address and I just moved here 6 weeks ago. I'm calling BoA tomorrow.

Keep good records and file against them for any violations!! I just won a judgement against them for violating the FCRA. This company will continue to operate without regard to the law until enough people stand up for themselves!

Best of luck to all!!

I tried to get a new social when my identity was stolen. The only way to get a new one is to be in the witness protection plan.