RJM Acquisitions LLC - What do consumers say about them?

Please note, I am in no way employed, contracted, or otherwise beneficially associated with RJM.
The past few years have been rough on me, much like many people. I get quite a few calls everyday from Debt Collectors using the same old hard sale tactics, and I'll tell you now, those companies are last on the list to be paid, if they ever do. I recently received a few letters from RJM about debts going as far back as 2000, from 3 banks, Wachovia, Wells Fargo, and Compass. I am well aware of all the debts. Apparently, they have owned these accounts for several years, but not once have they tried to call me. They only sent out periodic letters (Which until now, went to old addresses) with offers of settlement.
Did a little research, and decided to call them up. The agent I spoke to (Otis) was American (huge plus in my book), friendly, and talkative heh. Thanks to their business practices, I have already paid off 1 of the debts, and have monthly installments of only $35/month to pay the others.
In addition, they removed the credit bureau reporting on the 1 I paid immediately, and are showing positive payments on the other one (The wachovia account is too old to list on credit), and have promised to delete it completely if I want when its paid.
If all debt companies did business like RJM, the debt collection industry would be in MUCH better shape, and more people would pay off their old debts.

again shillin,shillin,shillin.keep them shills a shillin.that was one mass of humanoid stupidity.none of it is true of course and you go back to the phones RJM drone.

I got a letter from them saying that i owe 88.00,but they will settle for 26.oo on a crossings book club. I have never received the first book from this company ever. I do not know how they can claim that someone owes a debt that is not real.

Yes I read the posts but I keep getting letters from this place. And some one told me that they ask to settle account but the amount of money has something to do with your income tax, that the debt would be something that u have to pay in, Lord knows no one needs this in this time.. And this might be for instance a 10 yr debt, that was taken care of, why are u still bothering. Something suspicious about this.

If the debt has been paid off, then you don't require to pay for it. Send them a written notice to validate the debt. Send a Cease and Desist letter if they can't validate it.

We got a letter from RJM LLC, stating we owed them $3257.25. It was a bill from my deceased father-in-law who has been dead for 20 years. They said they would take our name off their mailing list. They have a mailing list??? They wouldn't tell us what the bill was for either.

yes of people to try and scam out of money.if they try to continue to collect this sue them.go to naca.net and find a consumer attorney in your area.i don't believe that for a second.they are unscrupulous and have no morals whatsoever.they knew this was a zombie debt and still sent a letter.talk about sick.

They were beyond the statute of limitations so they couldn't do anything to you if they were as old as you say. They fall off of your credit report after seven years so they couldn't relist these legally. this is Zombie debt. If they report this to the credit bureas immediately dispute it!. Ask for debt validation.Never ever pay a collection agency past the statute of limitations. All you've done is "re-age" the debt and placed it back on your credit report for seven years.

Got a letter from this company saying I owe $176 for books. Problem number 1 was that the bill had my first name, someone else's last name and then my last name. Problem number 2 was the previous address that I never lived at. When I called them they said the account was opened by someone with the same first name and the last name listed on the bill. I got the bill because I had the same first name and lived in the vicinity of this person. REALLY? They said they would close the account but anything that shows on my credit will have to be taken care of with the reporting agencies. Overall: not happy.

I received a letter today from them saying I owed Wells Fargo Bank for overdraft fees. It was sent to my name at my new address because I just moved into a new apartment a few weeks back. Theres a few problems though: 1. I have never had a Wells Fargo bank account, ive had the same bank since I was 16 when I started working, and 2. they provided the first 4 of the SS# thats associated with that account and its nothing close to my SS#. I hope when I call tomorrow, I can get it resolved.

instead of waiting for them to call(which they will try to bully,and threaten you)send a DV(debt validation)letter certified mail return receipt.do that and you shouldn't hear from them again.

I just received a notice from RJM about a Fingerhut bill I was suppose to have from 1995
for a kitchen play set. There are two things wrong with this bill.
1. I WOULD NEVER ORDER FROM FINGERHUT
2. I DO NOT HAVE A DAUGHTER and my sons' were adults at the time this order was suppose to have been made.

Talk about a rip off. Trying to get me to pay for something I never heard of.

What the Mess! Messing up my Credit Report. They charged me 83.00 on my Credit Report for an account they say was opened in late 2006 in PA. My moms moved to PA and not me and that was in 2007. What the Mess! I called them and they said they're going to close the account as a courtesy and it should be taking off my report in like 30-45 days. SCAMMERS...

It is good that they have agreed to delete the account from your credit report. Check your credit report after 30-45 days for sure.

They contacted me about a overdrawn Wells Fargo account I never had. I emailed egraham@rjmacq.com and basically said I don't know what this is about and to provide me some documentation so I can provide it to the authorities. I received a form response saying to consider the matter resolved. I ate up one of my free credit reports checking to see if the debt was on my report. It wasn't.
They are hoping you pay without asking any questions.

I have been paying RJM off and they have been really good to me. Good activity going on my credit report...happy with them so far.