RJM Acquisitions LLC - What do consumers say about them?

This is obviously a fraud I never had an account with this company or any other. I have not had any kind of credit for the past 16 years. I intend to contact the legal authorities to check into ID theft and collection fraud. I pay cash for all my purchases.

When I pulled my credit report last week I found that I had a collection on it from RJM for books from Black Expressions that totaled $195. When I disputed this with the credit bureaus I got a bill in the mail (don't know where they were going before they got my updated address) from RJM saying they knew I was disputing the bill and they answered the bureaus accordingly.?. I called them on the phone and told them I had not ordered any books and was not paying them a dime! According to the bill these books were supposedly ordered in 2003. They would not give, send, or fax me any information about the account. They finally agreed to close the account and claimed it would be removed from my credit report but would not send me anything in writing. I guess we will know when I pull my credit report in a month. I say go down fighting! If you don't owe something why would you pay it?

I settled with them back in 2008 and about a month after I received my settled in full letter, I disputed it and it was deleted off my report. They are pretty easy to deal with.

So I spoke to this super nice guy Leon. Explained to him that although I disputed this debt long ago it has been a thorn in my side. Rather than dealing with TD Bank for hours, I'd rather just pay the settlement offer they sent me. (cheaper than stress and losing time from work!) After chatting for a few mintues explaining I am in the process of buying a house, and though this debt will age out in a year, I wish it would just disappear. He tells me, if I pay it in full today (the settlement), he will have it deleted from my bureaus. Yes, I know this can be done, my mortgage banker told me to try to negotiate this solution. I tell him, would you like my credit card number? He says no, give me your email address, I will send you a letter stating what I just told you and then, after you review the letter, call me back and I'll take your card number, that way you have verification of what we just discussed! WOW! I am impressed. Maybe they are an honest company. Letter/email just came and it says exactly that. The account will be "settled in full" and "per my request, RJM Acquisitions will have their reporting of my account deleted from TransUnion and Equifax reports". I just think if you owe a debt and a company is calling to collect it, people should pay, or pay what they can, until it's paid off. You received a service/merchandise, isn't not paying similar to shoplifting? Good luck dealing with them. Maybe everyone should talk to Leon. If you're reading this Leon... thank you!

How they got her current information is beyond me but they sent letters trying to collect a 'debt' that was not only way beyond the Statute of Limitations, the incident was resolved WHEN it happened. My sister was the victim of identity theft when her car was broken into and a book of checks was stolen. She did EVERYTHING to correct and protect her account, including reporting to police, canceling her bank account, and writing letters to every business that accepted her checks from the thief - along with a copy of the police report. The bank did not hold her liable for the theft or the fraudulently cashed checks. Over 10 years later, this letter comes in the mail to our mom's house where my sister lives. Neither of them are very savvy, but my mom did call the RJM and was threatened with a warrant for my sister's arrest if the debt wasn't paid in full. My mom, bless her dim-lightbulb heart, didn't realize that only the POLICE can issue a warrant, so she PAID IT!! grrrrrrrrr..... So, I have NOTHING nice to say about this company who succeeded in harrassing, threatening, and intimidating a couple of elderly ladies into giving them money that WASN'T OWED!!

I have had an outstanding debt with a bank for almost 5 years now. The balance was $700.00. Rjm bought my account and offered a settlement of $560 (which is 20% off) , I called and told them i wanted to settle and not have monthly payments, but could not afford the 560. They offered to settle for $350! Very pleased!!! Thats half of my original debt. I know alot of people have had a bad experience with this company but i feel that they were willing to work with me. After all, you are the one with the debt (assuming that its accurate info) therefore you should repay it to get this taken off your credit. Def worth my time paying!!!

paying a JDB on a debt that depending on your state could have been past SOLgood for you.btw did you get anything in writing on this?i'm guessing not.seeing as a majority of people on here posted the exact oppesite as far as experiences go.i will either chock yours up as the exception,or you are a shill as your comment about debt smacks of shill.i for one never pay a voice over the phone without something in writing,but hey that's just me.