Creditors and Collection Agencies address book

RJM Acquisitions LLC - Malpractices and Consumer Harassment

Message

Author

Posted: Mon May 22, 2006 6:30 pm Post subject:

Do you have the phone number of RJM Acquisitions? You can request for their email address

john
Moderator
john

Joined: 05 Jan 2006
Posts: 1297

Debtcc Points: 26427

Posted: Tue May 23, 2006 2:21 pm Post subject:

I called them up they said that they did not have an email address but we could communicate via FAX if I wanted. I am setting up an online FAX service right now.

Rmecseki
Guest

Debtcc Points: 100

Posted: Wed May 31, 2006 7:44 am Post subject: RJM

I am paying off a debt that RJM purchased. It is fourteen years old--past the statute of limitations with regards bills. They were honest, told me I would not have my credit score effected by not paying, and couln'dt be sued. They were more than reasonable about a very cheap deal (they probably bought the thing at cost--I suppose around $200.00) They probably contatced me because I was workinbg with a debt consolidation group, and saw that I was paying everything off.

Scott Hoye
Guest

Debtcc Points: 100

Posted: Thu Jun 01, 2006 6:49 am Post subject:

I got a notice from them stating they had acquired a debt from some other company. I KNOW I paid that debt with the other company. I called RJM and they were going to try and get the original file form the original company. I waited 2 months and heard nothing. Called this morning and they had closed out the account as a dispute. Thanks for letting me know! However, I pulled my credit report last week--which everyone should do yearly!--and they are on there. They were on there prior to my receiving the notice from them! So now I have to file an investigation with the credit agency. DRAMA!!!!! I have excellent credit and this type of crap pisses me off! I take care of my bills and yet shady companies such as these keep screwing up! _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Sat Jun 03, 2006 5:00 am Post subject:

I am happy I found this thread about RJM. They sent a letter that said "WE are your new creditor". It is for a Corinthian College account that they "so called" purchased. I have been very busy and didn't have a chance to respond to their first letter, then, recently a pulled a copy of my credit report and sure enough(they are on it) $2741.00 I need help!! please give me some friendly advice,

sky
Guest

Debtcc Points: 100

Posted: Mon Jun 05, 2006 4:46 pm Post subject:

Sky, has this company verified in writing that that they have purchased the debt from the previous company? If this debt is legitimate, you will like to pay if off and improve your credit.

Justme
Debt Samaritan
Justme

Joined: 19 Jan 2005
Posts: 504

Debtcc Points: 8026

Posted: Wed Jul 12, 2006 11:07 am Post subject:

I just got one & was looking for the company. They are trying to collect money from me for books ordered from a book club that I haven't belonged to in more than 30 years. _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Thu Jul 13, 2006 2:07 am Post subject:

Tell them the SOL is over hence they should not waste your and their time by asking money. Send the letter certified.

dave

Joined: 15 May 2006
Posts: 64

Debtcc Points: 1012

Posted: Mon Jul 24, 2006 2:27 pm Post subject: RJM Acquisitions

I have been dealing with them and they are fine. My debt is now paid off. _________________ Register today to encash debtcc points.

fuss722
Guest

Debtcc Points: 100

Posted: Fri Aug 11, 2006 10:16 pm Post subject: Did they delete

Fuss722, did they DELETE the record? I only want to pay the $56 I owe if they will DELETE it from my credit report, not just mark it "paid collection," which I understand is not worth much.

TomKC3565
Guest

Debtcc Points: 100

Posted: Tue Aug 22, 2006 9:23 am Post subject: They have committed it in writing!

Guess what...I called them and asked if they would DELETE the item if I paid it in full. And believe it or not...they agreed to it, and sent me a letter confirming that when the payment is received, they will DELETE it entirely. There's even a checkbox on the return portion that says "Please delete this from my credit file." It sounds like they are at least willing to work with you if you contact them...but the proof will be in the pudding. I'll keep you posted after I send the payment and watch to see if it really does come off!

TomKC3565
Guest

Debtcc Points: 100

Posted: Mon Aug 28, 2006 3:08 pm Post subject: RJM

Junk debt purchaser. Buys accounts past statute of limitations for legal collections. They generally can't force you to pay or sue you or report to credit agencys. Can only generaly make you pay if you agree to credit card, make payment etc, which restarts statute of limitations. You screwed yourself.

cgservs
Guest

Debtcc Points: 100

Posted: Fri Sep 08, 2006 11:52 am Post subject: RJM tryin to collect from 4 years ago

[b] I recieved a letter from RJM Acquisitions the other day. This was from a debt about 4 years ago that had been closed by another creditor. Any suggestions? I cannot pay this and refuse to under my personal circumstances... sincerely, Branden[/b]

BT
Guest

Debtcc Points: 100

Posted: Fri Sep 08, 2006 1:48 pm Post subject:

BT, you need to check the last payment date on your account and confirm whether it is still with the SOL period. If the statutes have expired, you can legally refuse to pay the account but it will be still reported in your credit file by the company. First verify the SOL of this debt.

Joined: 13 Jul 2006
Posts: 502

Debtcc Points: 7286

Posted: Sat Sep 16, 2006 5:56 am Post subject: RJM Acquisitions

Most States have a 7 year statute of limitations on Old Debts. After 7 years, companies can no longer collect. NY is 6 years. If they are trying to collect an old debt you simply need to send them a letter saying that it is no longer valid, it is past the point of collection and to never contact you again. You have rights and just because they send a letter and back-it up with valid debt data doesn't mean you have to pay it.