please inform me of the collections that i am suposed to owe thak you

in 1976, my mother used my ss# and same initials to gain credit as hers was in the toilet. i was born in 1965. i have tried numerous times to have her 1976 credit accts removed, but since the initials are the same and it has lingered for so many decades, the companies are having a difficult time believing me. she has maintained good credit but the d.i.r. has now jeopardized my rating. i do not talk to her due to issues such as this one - there are others! so, what can i do?

rjm has appeared on my experian acct. i have rec'd offeres in the mail for fingerhut, which upon reading previous emails above, appears to be a connection, but i do not do business with mail orders precisely for these kinds of reasons. so, i wonder why they are my report? the address is the same as others: 575 underhill blvd, suite 2, syosset, ny 11791 800-541-0824 any advise? i don't want to call them only to be caller id'd and then initiate numerous calls in return.

I received a 11 year old finger hut bill, that I am sure I never had for $151.00. How do I stop this company from getting on my credit report.
Ray

I just applied for a credit card, I had a credit line that held a rating 800+, but not no more. This unknown to me company put on my credit report that I owe them 200 for Venus Book Club, I never heard of this club.I red flagged this w/Experian Credit Union and 24hrs later they said it remains on my credit report. This is so wrong. I owe them nothing!

My credit report shows that I owe approximately $194.00. Can this be paid on-line? Need to get this cleared ASAP!

Please reply to ***
Personal info violates TOS. -JediJeff

from the postings listed here, it seems I am not the only one who has a bogus book club charge from this company! Kind of makes one wonder if they are ligitimate at all...

RJM treats is's tmporary workers like crap.

just got one of those reports,also looking to buy.they have the correct info,but are saying they will give us stuff,three opportunities to pay off.one being 40%off original dept? whats up? pat

I just received a letter from RJM, too. They say they took over Fingerhut's account. I have not bought anything from them in YEAR's and paid them off. RJM is not on my credit report, because I just checked it. I am going to call Fingerhut directly and get down to the bottom of this. I see alot of bad things on the internet about this company.

PLEASE! DO NOT ACCEPT ANY GIFTS OR CREDIT CARD OFFERS,OR ANYTHING FROM "ANY" collection agency! These agencies specialize in buying old debts, or debts that are past the statue of limitations! Before you do anything, PLEASE check the Statue Of Limitation or SOL, which is the time period that a creditor, or collection agency is given by the government to be abled to "legally" collect on a debt by way of suing, garnishment, etc!, for your particular state as each state differs!These folks are trying to get you to either pay money, or agree, in writing, to pay money so that if it's an old debt, say 6 years or longer since it's gone into default,then they offer to "HELP" you repair your credit by offering you a credit card, a gift, in order to bait you into making any type of payment, even a penny, or agreeing in writing to a payment plan, then, they can "re-age", or renew the debt, thus making the debt current, within the statute of limitation, and thus legally collectible! NEVER admit to the debt!, DO NOT CALL THEM ON THE PHONE!!!, this is due to the fact that if they can get to talk to you, they are good as laying guilt trips on you, scaring you,making false promises to you, or manipulating your current emotional state to their benefit! All you must do is write them a letter disputing the charge within 30 days of receipt! Make them provide you with all validating information about the charge,, and if desired, request that they not contact you again unless they are providing information concerning further action on their behalf!

They say they will remove it, only to have the debt show up again some years down the road. Please do your homework when it comes to debt collectors and required them to do what is required of them under the law. Also paying off an old debt does not guarantee that another company won't try to collect from you later. Been there, done that

Look I just got this letter in the mail and it says i owe them 231.16? I have never heard of this company or "finger hut" This looks and sounds like a scam but also might be legit. I have to check this out at work 2morow.

[fedupinpa]

I call them predatory lenders, they gave me a card when my credit really sucked, with an outrageous intrest rate. I think when they participate in activity like this they deserve what they get.

You are definitely correct BDW as they love doing that! Let's say they say that the face value of the debt that they've bought is for $2000! What they will do is try to get you to settle with "them" for $700 or so lump sum, or, get you to agree, in writing, to a payment plan, thus having you think that they are such "swell people" by giving you such a break that it would be a sin to not go for such a bargain!LOL! They get the $700 from you,thus re-aging the debt if it was out of statue of limitations, having you think that it's now "SETTLED" and will be taken off of your credit, hey, they promised right?LOL, legally, it can stay on your report for 7 more years now that it's seen as a "current" debt by them re-aging it report wise, then, they go and sell the debt to another agency,whereby they are "NOT" legally obligated to tell you that they have sold your supposed debt to another agency, and they "LEGALLY" come after you for the $1300 that's still left on the debt! These agencies talk to each other, and often are sponsored by each other! If they can get someone to pay, that person then becomes one of their "PIGEONS", or, an easy mark for lots of agencies to continually buy, and sell the debt, keep comming after you over and over again for as long as they want!, especially if the statute hasn't run out yet! I have known them to try to collect on debts that were almost 40 years old! You have to know your rights!, so, you will be abled to legally give these bums a left hook, and an uppercut!LOL!

[fedupinpa]

Give it to them with knowledge, most of them don't even care to do the job.