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RJM Acquisitions LLC - Malpractices and Consumer Harassment

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PostPosted: Sun May 13, 2007 3:07 am    Post subject: The same thing happened to me!!!

The same thing happend to me I got a 9 year old bank overdraft of $65.68 and it says they'll settle for $39.40. So I sent the money in on monday and I have not contacted them yet but I plan to on Monday. I hope they tell me that I can open a bank account with that bank because I actualy went to the bank and they told me that I could not open an account because of that debt.
Lilliana
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PostPosted: Mon May 21, 2007 3:51 pm    Post subject: Is this Legit?

Just want to know if this RJM Acq LLC is Legit. They sent me an offer to pay the debt At 50% Discount, Now has anyone had a problem with them keeping thir word. and have they recorded and kept the credit report agencies up to date?
Marcy C.
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PostPosted: Tue May 22, 2007 6:33 am    Post subject: rjm

RJM is trying to collect from me for someone who doesn't even live at my address or is related to me. If they say it's for a book club that's horse shit, I only read Playboy!
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pissedoff
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PostPosted: Tue May 22, 2007 6:41 am    Post subject: RJM

These dumb ass people call my house all the time and have been told over and over they have the wrong number. Now their sending bills to my house, can you say harrasment? We need a class action law suit against them. It's time to SUE THEIR ASS!!!!!!!!!
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RJM is a pain in my ass
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PostPosted: Tue May 22, 2007 6:46 am    Post subject: rjm

DON'T GIVE THEM A PENNY THOSE STUPID F@*KS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  !!!!!!!!
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scam
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PostPosted: Sun May 27, 2007 8:23 pm    Post subject:

RJM is a joke. Lately they're trying to collect on debts from as far back as the early 1990s. They rely on the fact that most people don't even know about statutes of limitations, etc. They expect you to send some token payment and thus re-start the SOL. Don't be fooled by the "50% discounts" etc. They expect you to take advantage of this, so that they can take advantage of you by re-starting the sol and coming after you for the entire amount. RJM is not even licensed in several states where it is operating as a debt collector. Report them to your state AG if they are unlicensed, and tell them you are filing a complaint in a court in your jurisdiction against them, should you hear from them again.
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The science is in knowing, the art is in perceiving - Robert Fripp (1946-)

Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
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PostPosted: Thu May 31, 2007 9:59 am    Post subject: rjm

I got a letter from RJM and was going to pay it because it is a debt I know I have but it sounded a little strange with the gift offer and stuff. Should I go ahead and pay it? What is the SOL factor? And how do I find out the laws in my state?
Bethann
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PostPosted: Thu May 31, 2007 10:03 am    Post subject:

Hi Bethann

Have you gone through all the details mentioned in the letter? If it is correct and you are sure that the RJM is authorized to collect on the account, pay it off.

SOL is calculated from the last payment date done on your account? Every state has its own statutes. You will find all the info with your state attorney general's office.
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PostPosted: Fri Jun 01, 2007 7:59 pm    Post subject:

Bethann, the SOL depends on which state you are in. Most are between 4 and 6 years, except for Ohio which is an incredible 15 years. If you got a letter from RJM, nine times out of ten that SOL has run. Recently they've been trying to collect "debts" as far back as the early 1990s. Find out your state's SOL, and if it has run, send RJM a cease and desist letter (return reciept) saying that the SOL has run. Recently on some dunning letters I saw, RJM actually prints the date of last activity (such as Dec 20, 1994, etc) LOL. As I said earlier, in many states RJM is not even licensed, which adds to any potential litigation you might wish later.
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He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)

The science is in knowing, the art is in perceiving - Robert Fripp (1946-)

Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
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PostPosted: Mon Jun 04, 2007 1:11 pm    Post subject: rjm scam

I to have just received a bill from rjm acquistions saying i have belonged to a book club and ow 167.63 i called and demanded proof of this thier saying i bought a bunch of books back in 2002 and i am now just getting a bill for this? i have demanded proof what else can i do i am also showing this company on my credit reports
cw
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PostPosted: Mon Jun 04, 2007 6:24 pm    Post subject:

cw, send your demand for proof registered mail return reciept. I would also add in the letter, until which time they provide strict proof, any negative information on your credit report should be removed, or you will seek remedies which the law provides.
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He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)

The science is in knowing, the art is in perceiving - Robert Fripp (1946-)

Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
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PostPosted: Wed Jun 06, 2007 12:18 pm    Post subject: heres one

google rjm acq ,llc, ny,

then mapquest it goto street level looks like a crack house
skkfkfkf
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PostPosted: Tue Jun 12, 2007 11:23 pm    Post subject: Clearance of paid debt

In re:
Quote:

Fingerhut/Axsys National Bank;
Previous creditor's account # 8050101975494442;
RJM file # 1000291597;

To whom it may concern,
I, Cassandra P. Diego have settled the above mentioned account with a money order payment of $128.44 to RJM Acquisitions, address 575 Underhill Blvd. Suite 224 after receiving a letter from your company dated September 29, 2004. The money order was dated Oct. 23, 2004.

I am writing because I am unable to get any kind of loans due to this showing as an adverse action and showing as not being paid at all on credit reports given by credit reporting agencies.

I am writing to see if this problem can be remedied by your company. I have paid the debt off and would like to receive some sort of receipt showing it as paid to your company and for your company to clear this with credit reporting agencies. If need be, I will provide hard copies via certified mail to your company.

I would also like to receive acknowledgement of this correspondence from your company that can be either e-mailed to me at:

cassie_d_96916(at)yahoo.com

or mailed to me via hard copy to:

P.O. BOX 6134
Merizo, GU 96916

I thank you in advance for your time and look forward to your acknowledgement.

Casandra P. Diego
Cassandra P. Diego
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PostPosted: Sun Jul 01, 2007 6:45 pm    Post subject: RJM Acquisitions

I have received two demands for payment from RJM acquisitions over the last few months. Thing is, they were both for debts that were satisfied before they went to collections, 6 years ago to be exact. Do they think people are so stupid that the will not go to their credit reports to check on the debts? Also, how does offering an expensive gift or credit card to someone as incentive to pay off a debt if they have poor credit in the first place.?!?!? Twisted Evil
kogarah
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PostPosted: Sun Jul 01, 2007 7:44 pm    Post subject:

kogarah, they offer incentives because most of the debts they are trying to collect are out of the statute of limitations. They don't count on the consumer to know such things, and offer some payment (which would restart the statute of limitations).
_________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)

The science is in knowing, the art is in perceiving - Robert Fripp (1946-)

Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
LawStudent
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