[Rhonda28]

Has anyone ever had any experiences with RJM Acquisitions LLC? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).

[roxette]

Hi Rhonda

I found that RJM is a collection agency. They also don't seem to have a good consumers' feedback.

Their physical address is:

RJM ACQUISITIONS
PO BOX 12023
HAUPPAUGE, NY 11788

They use different numbers to call the consumers. Some of them which I found have been listed below.

800-786-0825 or 516-714-1300 or 800-353-2497

Regards
Roxette

[Rhonda28]

Thank you Roxette, I think I may have a tough time dealing with RJM Acquisitions LLC. Hopefully its not another Ellis Crosby!!!!

I am dealing with rjm acq llc on a Fingerhut bill also. They have been pretty decent. We worked it out with them that if we didn't take the "free present" that they gave you if you paid off the bill all in one lump sum, that they would settle for about $150 less than they were going to. We told them we would give them $25 a month. I have missed a couple months and they have not said anything, or even called. I just called in and paid by phone when I could. They have been really patient with us at this point.

[annmarie0205]

I also am working with RJM Acquisitions and never had a problem. They actually offered to "help" me with improving my credit. I don't know if I am going to do it..I probably should. They will take 150.00 off my debt and I would have to pay another 192.00 on a Majestic Credit card. Once that is paid I would get issued the real card and my debt is paid in full.

[Rhonda28]

Thanks for your posts! I am trying to buy a house and this is one of the items on my credit report that I need to clean up. I just wanted to see if they would be difficult to make arrangements with.

[roxette]

Rhonda, are you negotiating with RJM Acquisitions LLC to get this item removed from your credit file?

[Rhonda28]

RJM Acquisitions sent me a letter and offered a settlement and I notice that they were on my credit report.

[roxette]

Have rjm acq llc validated the debt as per the fdcpa laws? If it has been done, then it will be better to pay it off as early as possible so that you improve your credit file.

[Rhonda28]

Yeah. That is the one thing I always do when collectors contact me. It isnt much, so I will pay it off within the next two weeks.

RJM has teamed up with Capital to deceive people with little or no credit. Capital One is offering pre approved credit cards for debt which RJM Acquisitions LLC has accquired. People who are in debt often use credit card offers to get through, but I think this is very close to trickery. Is this legal. thanks

[4u.bryan]

terri,

Offering credit card to those with poor or no credit seems to be fishy. If the person is already in debt, what is the guarantee that he will repay credit card balance in future?

The practice is unfair, but the eligibility criteria of getting a credit card, I think, are defined by the company. So they can offer whatever they want, it is our responsibility to keep ourselves aside from bad things.

I received an offer from Capital One. They got my info from RJM. Trouble is the offer is to John Ragsdale, someone who used my social secuirty number to get credit and RJM Acquisitions passed on this fradulent account information. Shred those credit card offers!!

[4u.bryan]

someone who used my social secuirty number to get credit

Please don't neglect the issue. If this 'someone' fails to repay the credit, the responsibilities might come to you since your SS# has been used. Beware of identity theft!

Keep a watchful eye on your credit report just to confirm no abnormal entry is there. You can also place a fraud alert on your credit report if you predict such threats. Contact any credit bureau immediately.

[roxette]

Hi nolsen

Adding to Bryan statements, I also suggest you to change your ssn #. This number is the portal for new credit to be opened in your name by fraudulent activities. You can contact the fraud department of the FTC and get more information on how to change your ssn #

I have two accts, one not much the other sizeable. They gave me the "double" offer and have been paying monthly faithly since march. They took the higher one, sold it to another collection agency and the last check I sent, they forwarded it to that agency. They cashed it and I am not getting my "double" money credit offer like I was, even tho they claim to keep the same payments and arrangements as rjm. I will be calling thisnew company here in a few mins. I had no prior warning to this sale, I sent my payment like normal, now it is all fudged up! I want to clean this up, I have a few things showing on my credit and I want to take care of em.. why do collection companies like RJM Acquisitions LLC make it hard for those who try to do the right thing? I fell like I got a swift kick in the butt. BTW they didnt sell the other acct. GRR!!