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RJM Acquisitions LLC - Malpractices and Consumer Harassment

Consumer experiences with RJM Acquisitions LLC, a collection agency, are not good. Complaints against them are varied and are pilling up day-by-day. Some of these complaints are given below:

RJM Acquisitions LLC calls debtor for collecting a false debt owed to a certain book club or Fingerhut.
They buy junk debt from the creditors which has past its statute of limitation and consequently harass debtor for the same. Sometimes, it has also been observed that RJM is calling to collect a debt which dates back to the early 1990s.
RJM Acquisitions collection agency falsely report to a person's credit report.
Many-a-times, they have misled people by offering Double Credit which ultimately turned out to be debt settlement. Then they send a 1099-C form to the debtor and he/she has to give tax on a settlement which never happened.
RJM Acquisitions LLC harasses people for a debt which he/she never possessed.
Sometimes, they have committed in removing the negative marking from debtor's credit report but actually they don't.
RJM Acquisitions LLC, many-a-times, offer an expensive gift or an additional credit card as an incentive for paying off debts that have past its statute of limitation.

For any query you can contact them at:

Mailing Address:
575 Underhill Blvd Suite 224,
Syosset, NY , 11791-3416

Telephone: 516-714-1300 / 800-541-0824 (Toll Free)

Fax: 516-714-1310

Email at: "jrozansky@rjmacq.com" / "smatte@rjmacq.com"

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Posted: Thu Sep 01, 2005 9:59 pm Post subject: RJM Acquisitions LLC - Malpractices and Consumer Harassment

Has anyone ever had any experiences with this company. I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).

Rhonda28
Debt Samaritan

Joined: 24 Aug 2005
Posts: 433

Debtcc Points: 16719

Posted: Fri Sep 02, 2005 1:50 pm Post subject:

Hi Rhonda I found that RJM is a collection agency. They also don't seem to have a good consumers' feedback. Their physical address is: RJM ACQUISITIONS PO BOX 12023 HAUPPAUGE, NY 11788 They use different numbers to call the consumers. Some of them which I found have been listed below. 800-786-0825 or 516-714-1300 or 800-353-2497 Regards Roxette _________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.

roxette
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roxette

Joined: 18 Mar 2005
Posts: 4176

Debtcc Points: 50387

Posted: Fri Sep 02, 2005 5:05 pm Post subject:

Thank you Roxette, I think I may have a tough time dealing with this one. Hopefully its not another Ellis Crosby!!!!

Rhonda28
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Joined: 24 Aug 2005
Posts: 433

Debtcc Points: 16719

Posted: Mon Sep 12, 2005 1:36 pm Post subject:

I am dealing with them on a Fingerhut bill also. They have been pretty decent. We worked it out with them that if we didn't take the "free present" that they gave you if you paid off the bill all in one lump sum, that they would settle for about $150 less than they were going to. We told them we would give them $25 a month. I have missed a couple months and they have not said anything, or even called. I just called in and paid by phone when I could. They have been really patient with us at this point. _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Wed Sep 14, 2005 1:34 pm Post subject:

I also am working with them and never had a problem. They actually offered to "help" me with improving my credit. I don't know if I am going to do it..I probably should. They will take 150.00 off my debt and I would have to pay another 192.00 on a Majestic Credit card. Once that is paid I would get issued the real card and my debt is paid in full.

annmarie0205

Joined: 29 Aug 2005
Posts: 76

Debtcc Points: 2343

Posted: Wed Sep 14, 2005 4:24 pm Post subject:

Thanks for your posts! I am trying to buy a house and this is one of the items on my credit report that I need to clean up. I just wanted to see if they would be difficult to make arrangements with.

Rhonda28
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Joined: 24 Aug 2005
Posts: 433

Debtcc Points: 16719

Posted: Wed Sep 14, 2005 4:42 pm Post subject:

Rhonda, are you negotiating with them to get this item removed from your credit file? _________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.

roxette
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roxette

Joined: 18 Mar 2005
Posts: 4176

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Posted: Wed Sep 14, 2005 4:47 pm Post subject:

They actually sent me a letter and offered a settlement and I notice that they were on my credit report.

Rhonda28
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Joined: 24 Aug 2005
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Posted: Wed Sep 14, 2005 5:04 pm Post subject:

Have they validated the debt as per the FDCPA laws? If it has been done, then it will be better to pay it off as early as possible so that you improve your credit file. _________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.

roxette
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roxette

Joined: 18 Mar 2005
Posts: 4176

Debtcc Points: 50387

Posted: Wed Sep 14, 2005 5:17 pm Post subject:

Yeah. That is the one thing I always do when collectors contact me. It isnt much, so I will pay it off within the next two weeks.

Rhonda28
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Joined: 24 Aug 2005
Posts: 433

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Posted: Wed Sep 14, 2005 5:24 pm Post subject:

Great!! _________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.

roxette
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roxette

Joined: 18 Mar 2005
Posts: 4176

Debtcc Points: 50387

Posted: Tue Sep 20, 2005 11:30 am Post subject: RJM and Capital One Bank

RJM has teamed up with Capital to deceive people with little or no credit. Capital One is offering pre approved credit cards for debt which RJM has accquired. People who are in debt often use credit card offers to get through, but I think this is very close to trickery. Is this legal. thanks _________________ Register today to encash debtcc points.

terri
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Debtcc Points: 100

Posted: Tue Sep 20, 2005 11:49 am Post subject:

terri, Offering credit card to those with poor or no credit seems to be fishy. If the person is already in debt, what is the guarantee that he will repay credit card balance in future? The practice is unfair, but the eligibility criteria of getting a credit card, I think, are defined by the company. So they can offer whatever they want, it is our responsibility to keep ourselves aside from bad things.

4ubryan
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4u.bryan

Joined: 28 Apr 2005
Posts: 891

Debtcc Points: 20491

Posted: Thu Oct 06, 2005 6:59 am Post subject: RJM credit card

I received an offer from Capital One. They got my info from RJM. Trouble is the offer is to John Ragsdale, someone who used my social secuirty number to get credit and RJM passed on this fradulent account information. Shred those credit card offers!! _________________ Register today to encash debtcc points.

nolsen
Guest

Debtcc Points: 100

Posted: Thu Oct 06, 2005 9:41 am Post subject:

Quote:

someone who used my social secuirty number to get credit

Please don't neglect the issue. If this 'someone' fails to repay the credit, the responsibilities might come to you since your SS# has been used. Beware of identity theft!

Keep a watchful eye on your credit report just to confirm no abnormal entry is there. You can also place a fraud alert on your credit report if you predict such threats. Contact any credit bureau immediately.

4ubryan
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4u.bryan

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