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RJM Acquisitions LLC - Malpractices and Consumer Harassment


Consumer experiences with RJM Acquisitions LLC, a collection agency, are not good. Complaints against them are varied and are pilling up day-by-day. Some of these complaints are given below:
  • RJM Acquisitions LLC calls debtor for collecting a false debt owed to a certain book club or Fingerhut.
  • They buy junk debt from the creditors which has past its statute of limitation and consequently harass debtor for the same. Sometimes, it has also been observed that RJM is calling to collect a debt which dates back to the early 1990s.
  • RJM Acquisitions collection agency falsely report to a person's credit report.
  • Many-a-times, they have misled people by offering Double Credit which ultimately turned out to be debt settlement. Then they send a 1099-C form to the debtor and he/she has to give tax on a settlement which never happened.
  • RJM Acquisitions LLC harasses people for a debt which he/she never possessed.
  • Sometimes, they have committed in removing the negative marking from debtor's credit report but actually they don't.
  • RJM Acquisitions LLC, many-a-times, offer an expensive gift or an additional credit card as an incentive for paying off debts that have past its statute of limitation.
For any query you can contact them at:

Mailing Address:
575 Underhill Blvd Suite 224,
Syosset, NY , 11791-3416

Telephone: 516-714-1300 / 800-541-0824 (Toll Free)

Fax: 516-714-1310

Email at: "jrozansky@rjmacq.com" / "smatte@rjmacq.com"

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PostPosted: Thu Sep 01, 2005 9:59 pm    Post subject: RJM Acquisitions LLC - Malpractices and Consumer Harassment

Has anyone ever had any experiences with RJM Acquisitions LLC? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).
Rhonda28
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PostPosted: Fri Sep 02, 2005 1:50 pm    Post subject: RJM Acquisitions address

Hi Rhonda

I found that RJM is a collection agency. They also don't seem to have a good consumers' feedback.

Their physical address is:

RJM ACQUISITIONS
PO BOX 12023
HAUPPAUGE, NY 11788

They use different numbers to call the consumers. Some of them which I found have been listed below.

800-786-0825 or 516-714-1300 or 800-353-2497

Regards
Roxette

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PostPosted: Fri Sep 02, 2005 5:05 pm    Post subject: Thanks for RJM Acquisitions LLC help

Thank you Roxette, I think I may have a tough time dealing with RJM Acquisitions LLC. Hopefully its not another Ellis Crosby!!!!
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PostPosted: Mon Sep 12, 2005 1:36 pm    Post subject: Dealing with RJM on Fingerfut

I am dealing with rjm acq llc on a Fingerhut bill also. They have been pretty decent. We worked it out with them that if we didn't take the "free present" that they gave you if you paid off the bill all in one lump sum, that they would settle for about $150 less than they were going to. We told them we would give them $25 a month. I have missed a couple months and they have not said anything, or even called. I just called in and paid by phone when I could. They have been really patient with us at this point.
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PostPosted: Wed Sep 14, 2005 1:34 pm    Post subject: Working with RJM Acquisitions

I also am working with RJM Acquisitions and never had a problem. They actually offered to "help" me with improving my credit. I don't know if I am going to do it..I probably should. They will take 150.00 off my debt and I would have to pay another 192.00 on a Majestic Credit card. Once that is paid I would get issued the real card and my debt is paid in full.
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PostPosted: Wed Sep 14, 2005 4:24 pm    Post subject: RJM Acquisitions LLC

Thanks for your posts! I am trying to buy a house and this is one of the items on my credit report that I need to clean up. I just wanted to see if they would be difficult to make arrangements with.
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PostPosted: Wed Sep 14, 2005 4:42 pm    Post subject: negotiation with RJM Acquisitions LLC

Rhonda, are you negotiating with RJM Acquisitions LLC to get this item removed from your credit file?
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PostPosted: Wed Sep 14, 2005 4:47 pm    Post subject: RJM Acquisitions settlement offer

RJM Acquisitions sent me a letter and offered a settlement and I notice that they were on my credit report.
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PostPosted: Wed Sep 14, 2005 5:04 pm    Post subject: Did RJM Acquisitions llc validate?

Have rjm acq llc validated the debt as per the fdcpa laws? If it has been done, then it will be better to pay it off as early as possible so that you improve your credit file.
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PostPosted: Wed Sep 14, 2005 5:17 pm    Post subject:

Yeah. That is the one thing I always do when collectors contact me. It isnt much, so I will pay it off within the next two weeks.
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PostPosted: Tue Sep 20, 2005 11:30 am    Post subject: RJM Acquisitions and Capital One Bank

RJM has teamed up with Capital to deceive people with little or no credit. Capital One is offering pre approved credit cards for debt which RJM Acquisitions LLC has accquired. People who are in debt often use credit card offers to get through, but I think this is very close to trickery. Is this legal. thanks
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PostPosted: Tue Sep 20, 2005 11:49 am    Post subject:

terri,

Offering credit card to those with poor or no credit seems to be fishy. If the person is already in debt, what is the guarantee that he will repay credit card balance in future?

The practice is unfair, but the eligibility criteria of getting a credit card, I think, are defined by the company. So they can offer whatever they want, it is our responsibility to keep ourselves aside from bad things.
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PostPosted: Thu Oct 06, 2005 6:59 am    Post subject: RJM Acquisitions llc

I received an offer from Capital One. They got my info from RJM. Trouble is the offer is to John Ragsdale, someone who used my social secuirty number to get credit and RJM Acquisitions passed on this fradulent account information. Shred those credit card offers!!
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PostPosted: Thu Oct 06, 2005 9:41 am    Post subject: RJM Acquisitions LLC, don't ignore them

Quote:
someone who used my social secuirty number to get credit


Please don't neglect the issue. If this 'someone' fails to repay the credit, the responsibilities might come to you since your SS# has been used. Beware of identity theft!

Keep a watchful eye on your credit report just to confirm no abnormal entry is there. You can also place a fraud alert on your credit report if you predict such threats. Contact any credit bureau immediately.
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PostPosted: Thu Oct 06, 2005 4:00 pm    Post subject: RJM Acquisitions LLC is a threat

Hi nolsen

Adding to Bryan statements, I also suggest you to change your ssn #. This number is the portal for new credit to be opened in your name by fraudulent activities. You can contact the fraud department of the FTC and get more information on how to change your ssn #

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PostPosted: Wed Oct 12, 2005 5:25 am    Post subject: RJM Acquisitions LLC is a scum

I have two accts, one not much the other sizeable. They gave me the "double" offer and have been paying monthly faithly since march. They took the higher one, sold it to another collection agency and the last check I sent, they forwarded it to that agency. They cashed it and I am not getting my "double" money credit offer like I was, even tho they claim to keep the same payments and arrangements as rjm. I will be calling thisnew company here in a few mins. I had no prior warning to this sale, I sent my payment like normal, now it is all fudged up! I want to clean this up, I have a few things showing on my credit and I want to take care of em.. why do collection companies like RJM Acquisitions LLC make it hard for those who try to do the right thing? I fell like I got a swift kick in the butt. BTW they didnt sell the other acct. GRR!!
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