Internet's first get-out-of-debt community - 135,000 members

COMMONSENSE · Posted: Sun Jul 15, 2007 4:48 pm Subject: STOP CRYING!

And don't blame platinum b services for you paying for 3 years. That's your fault! Who does not check their bank satement for 3 years? Who doesn't notice 30-90 dollars coming out of every check? You deserve it! When you call they say, you have to call us 3 days in advance if you want to pay the loan off in full or make a payment arrangement toward the balance. So 3 years later your crying because you were so busy spending the money in your head, you didn't listen to the tems of the loan. Grow up. Look at your bank statements. Platinum b's # is 866-722-2770 the managers ext is 104 but anyone can help you. And if you file bankrupt over a payday loan, your a fool!

oldnanna · Posted: Sun Aug 12, 2007 1:24 pm Subject:

sjm oneclickcash platinum b cmg ellis crosby are all the same company ellis crosby is in jail now in fl

Posted: Sun Aug 12, 2007 1:39 pm Subject:

Commonsense, even though what you say makes sense donkt be a hard nose, you where not there are know what this person went or is going through. Just as I do not know you I cant judge you can I. We are all here to help, not to judge or condem.

thanks

Floyd · Posted: Tue Sep 04, 2007 9:51 am Subject: SJM

I had the same thing happen to me what's the phone number

Lianne · Posted: Tue Sep 04, 2007 3:39 pm Subject: Premier Processing

Hi Everyone,

The phone number for Premier Processing Inc is 1-877-878-2700. When you call them, they are very helpful and will sometimes mark your loan as paid in full if you have not notified them that your loan should have been paid a long time ago. Fax number is 1-877-878-4700. They operate on Central standard time, so keep that in mind.

Posted: Tue Sep 04, 2007 4:28 pm Subject:

What if a person had this credit card a long time ago, and it was discharged through a chapter 7? This person was still financialy rapped by this credit card company and should get some kind of retrabution as everyone else will get.

Shona

If you have a payday loan in the state of Maryland, you should know that they are illegal in our state. Gather all the information that you can about the PDL company (address, phone number, amount borrowed, amount paid etc.) Call or write Suzanne Elbon @ 410-230-6073, Office of the Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, Maryland 21202-3651. If you are being harassed keep notes and let her know, she will write a letter to the company telling them that they must cease providing services or soliciting business with Maryland residents and tell them to reimburse you for any monies that you paid to them over the amount of the loan. She also cited, The Annotated Code of Maryland, Financial Institutions, Article 11, Section 204 states:
(a) In general - Unless a person is licensed byt he Commissioner (the Maryland Commissioner of Financial Regulation), the person may not: (1) Make a loan; or (2) In any way use any advantage provided by the Maryland Consumer Loan Law. She will also tell you to make your bank aware of the situation and close that account.

If you have a PDL check with your states Office of the Commissioner of Financial Regulation to find out if PDL's are legal in your state.

rare one · Posted: Wed Sep 26, 2007 12:12 pm Subject: sjm/ united pay service

i have been receiving calls from some people from United Pay services like some of the others in here. Can anybody tell me how to stop them from calling my home and my job threatening to arrest me.

rocky&donna dalton · Posted: Sun Oct 07, 2007 5:36 pm Subject: paydayloan id;000824070568618

we fell that we have payed you more than enough money for the loan.we have closed the account

Kevin Gaines · Posted: Sun Oct 28, 2007 11:42 am Subject: Loan

Will the $300.00 loan that i applied for be in my account at midnight tonight?

lamont ballard · Posted: Sat Dec 01, 2007 10:14 am Subject: no money recieved

I was aproved and no money was sent to my account at 12midnite today

andrew58968 · Posted: Thu Dec 27, 2007 12:59 pm Subject: help!!!!

did you ever get they number? I have a loan out with them and can not get a response to pay it off!!!! and if it is not paid today they charge you big time!!!! thanks cretia

Guest · Posted: Fri Jan 25, 2008 7:04 am Subject:

Where is your toll free number so i can call and pay my loan off I see no contact numbers or anything to help me pay this loan off you all are scams

blueyes

I thought I would send the following to the VP of Platinum B Services and it got sent back as undeliverable. So I contacted Dustin Dernier and said what is Josh Mitchem no longer at SJM/Platinum B

I have been dealing with your company for some time. I had a loan for 500 and paid it off successfully, I had a loan I think for $300 and paid it off successfully, $100 same thing. I have a $250 dollar loan I have had since 10/22/07 that I have paid about $675 in just fees-I did try several attempts to pay off, by sending emails to your staff I have sent faxes then I got a little lax and just thought I could go a little longer. I then have a problem with my bank account and I have to close it. I sent a fax on 3/4/08 revoking anyone who had ACH payments coming out of my account that I was revoking authorization and that they needed to contact me for further discussion to this matter-everyone was wonderful and gave me time and setup arrangements because they all know I am good with my accounts and I jumped on this before my due dates. I get a call from Nikki Walker stating that she revokes my revocation. I said I have been a good customer and that I just want to push the date out and send either a prepaid credit card or money order in the amount of $250, or make arrangements to pay it down. She says send something from my bank showing fraud-my bank is still monitoring and it has more information than I feel safe to give out. She says to send it no later than Thursday. I did get a little perturbed. I had my account closed and now have to wait until next week to open a new one since my direct deposit has stopped. If I have to abide by my loan and note disclosure then you guys would owe me money-see the attached it states my apr is 0.00%. I have the computer copy and I have the signed copy with the fax confirmation. I have other saved copies of my loan agreements and they all have typos wrong APR rates 2 different in same loan document. Please call me to discuss this further and let me know what I can do.

Was one of your loyal customers.

blueyes · Posted: Fri Mar 07, 2008 11:02 am Subject:

I am so upset that I fell for such a scam, they have to be the worse payday lender out there. They do go by the name United Federal Bank-they are the bank that loans you the money, they are the company you deal with that takes your money which is SJM(funny thing is its a PO Box #-where the cronnies probably pick up) and when you call to discuss they are Platinum B Services and the collection companies which is United Federal Bank is also them. Anyone who is dealing with them please stop your account for good, go in and talk to your bank branch manager and close it out and open a new one. I think we need to file a civil lawsuit in all states -i am in NJ and there is a consumer fraud act and this is definetly classified as one. My loan documents if they want to hold up to them they would owe me money as it states apr 0.00%-what a lovely thing cut and pasting does this one in my favor.

blueyes

Anyone that has a loan out with them close your account-go talk to your branch manager-send a fax to SJM Marketing/Platinum B Services and revoke their authorization as well as their affiliates-Federal Regulation E-for the consumer, look at my previous blog above and you will see why. I actually think they do this to people after they have carried a loan for over a few months. Platinum B Services is who you think you get the loan from-which is true, then your account states it was withdrawn by SJM Marketing same company(PO Box #-probably where the cronnies get paid and no one sees and it probably is also a place where all of our contact information-account #'s u name it go) when it gets tough for them they open up a new one and people have stated that United Federal Bank is a collection agency-which is also Platinum B Services. They deny this but the are so full of it. Well I do have to say I love cut and paste. The idiot who did my loan and note disclosure stated my apr%0.00 and any of my documents that I have received from them all have different APR% for the same loan. I am so mad at this point -bring the Collection agency on now. I think we need to do a civil lawsuit-I am in NJ.[/u]

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