Internet's first get-out-of-debt community - 135,000 members

very upset · Posted: Sat Jan 28, 2006 5:42 pm Subject: loan payment

money has been taken from my account, I have not received statements from anyone. This IS a rip off!!

Posted: Sat Jan 28, 2006 7:27 pm Subject:

I had to call my bank and getsome of the debits traced and I found phone numbers that way..You could try that. My bank didn't charge me for it either.

Posted: Mon Jan 30, 2006 7:48 am Subject:

very upset

JD is saying right. You must take the help of your bank and find out the company. The bank will dispute with them on the item that they debited. If the company fails to give you any valid info, money has to be credited back to your account.

Your bank will do great help here if they can take care of this matter. You might also be interested in putting your complaint at the FTC, BBB and the AG's office. These types of complaints should not go unheard for future awareness of the consumers.

JUDY · Posted: Tue Jan 31, 2006 8:33 am Subject: SCAM SJM MARKETING

Yes, i am glad to know i am not alone in this scam. I have had them ,sjm take out$60.00 a month forever. There was one time in the begining they took, $164.50 i am going to notify ftc, bbb, and any one else i can think of. Any more news please email me

email address removed as per forum rules - Denny

Posted: Tue Jan 31, 2006 10:55 am Subject:

JUDY,

Call SJM Marketing at 1-866-722-2770 and inquire about this debit. You can also take the help of your bank and dispute with the company on this item. The company must give a valid reason of this debit made or else they will have to credit the money back to your account.

John P · Posted: Tue Jan 31, 2006 1:24 pm Subject: SJM Marketing

Dustin at 1-866-722-2770 was extremely helpful and understanding. He returned my call within the hour. Please give him an opportunity to help you as well!

Platinum B/ SJM Marketing

I have tried to be as helpful as possible, I have responded to this forum several times.I am going to reply to this forum for the last time.
If you have an account with us WE CAN BE REACHED AT TOLL FREE 1-866-722-2770 OR BY FAX AT 1-866-599-5161, OR EMAIL AT INFO(at)PLATINUMBSERVICES.COM.
If your account has been sent to 3rd party collections, it is because YOU defaulted on your account, WE CANNOT HELP YOU. If you had read your contracts before entering into the agreement you would understand this.
If you need to schedule a payoff or paydown please call us at the above number to schedule this as soon as possible. If you need a copy of your original paperwork you can call and request them.
We are NOT located in Florida, Texas, or any other state that has been listed. CLOSING YOUR ACCOUNT WILL NOT HELP. IT WILL ONLY MAKE THINGS WORSE. The same goes for STOP PAYMENTS and REVOKED AUTHORIZATION.
If you need advice or help with your loan CALL US. We understand that people get strapped for cash from time to time. That is why we are here. We are not here to scam you, rip you off, steal your money. We do pride ourselves on customer service, we are here to help. Now, with that being said we have paperwork that we must follow. We have company policy and protocol to comply with. We leave it up to our customers to take control of their own account. If you are refinanced, it is b/c of what your paperwork states.
If you have problems of any sort with your account, just simply call us.

Yours Truly,

The Staff
SJM Marketing/Platinum B Services

Nancy McCollister · Posted: Sun Feb 05, 2006 11:22 am Subject: My account

I have trying to pay off this account but I cannot contact them I have been paying 90.00 a month for almost a year now on a 300.00 loan. Someone please get back to me. Nancy McCollister

email address removed as per forum rules - Denny

Posted: Mon Feb 06, 2006 6:32 am Subject:

Nancy, SJM Marketing can be reached at 1-866-722-2770. Call them and know the latest standing of your account. Do you have the payment receipts made to this company? This will prove that you have been paying them regularly on a $300 loan.

I am assuming that your account has not been sent to any outside collection agency as because you have been regular with your bills. Contact SJM marketing and get an itemized statement from them. After you have reviewed each of items properly, make further payment arrangements.

K Bruce · Posted: Mon Apr 03, 2006 5:06 pm Subject: Platinum B Services

I also have tried contacting SJM marketing and was doing so for the better part of February and March 2006. I received a $300 payday loan from you guys in September of 2005 and was being debited $60 bi-weekly until February of 2005 when your company double debited $60 within a matter of five days. Since then you guys have continued to try and draft funds from the accont and they were not there. I am now beig contacted by what I suppose is a third party collection agency threatening criminal action against me. The representative stated that they would pursue fraud and I believe theft by check charges against me. How can this be fraud when obviously there was intent to repay, thus the 5 months worth of payments. Also, how can you claim theft by check or whatever when you knew the funds weren't there to cover the check when it was written. Can someone who has some legal knowledge reply as to whether these charges are legal.

Posted: Tue Apr 04, 2006 1:12 pm Subject:

These are collection threats. Laws for check fraud are not applicable for post dated checks, because they are bad checks from the time of writing.

Someone from Platinum B has posted their comment on this board. You can check it. They have suggested speaking to them directly if you have any problem-

http://www.debtconsolidationcare.com/forums/before-duedate-1.html

free2play98 · Posted: Wed Apr 26, 2006 10:10 pm Subject: sjm

Hi, The number for the SJM Marketing loan company is 866-722-2770.
Deborah

yolanda wright · Posted: Thu Apr 27, 2006 2:34 pm Subject: sjm marketing

i applied on line and never accepted the loan the i noticed 300 dollars in my account and the say the called me and i accepted the loan on the phone have applied for several loans and 90.00 on 300 is a little high and have several loans for the same amount with less finance charge what to do

Posted: Thu Apr 27, 2006 2:38 pm Subject:

Call them back right away. There should be a contract that states you have at least 24 hours to decline the money...without any fees...

Posted: Thu Apr 27, 2006 3:13 pm Subject:

Yolanda, if you do not need the money in your account, you need to revert the transaction immediately or else you will catch up with the financial charges.

Call up the payday loan company and send a letter in writing that you want to return the money back.

clarice

this company has been taking money from my account since january. debiting twice a month 75.00. i need help!!!!

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