Internet's first get-out-of-debt community - 135,000 members

Linda Yeager · Posted: Mon Jun 19, 2006 8:18 am Subject: SMJ Markting

Please send anyinformation you have on these people. I am working on getting this matter cleared up. I do not know what state your in but good luck. Please send information. Everyone on this site needs it.

Posted: Mon Jun 19, 2006 8:18 am Subject:

I can't believe these people. So many people on here have been harrassed by this company. I too was quoted the Martha Stewart thing..LOL

Linda Yeager · Posted: Mon Jun 19, 2006 8:20 am Subject: Platinum B or SMJ Marketing

They are absolutely horrible I paid 900.00 for 300.00 and they keep wanting more. I have had to file bankruptcy over this.

delores green · Posted: Tue Jun 20, 2006 3:07 am Subject: sjm need to know who are you

why Im beening draft from my bank acct. for what

Posted: Tue Jun 20, 2006 6:05 am Subject:

I contacted the original creditor (Platinum B/SJM Marketing) and asked them who they send their collection accounts to. She told me I had to call this place name named I-Collect. So I called I-Collect and told them about the harrassing phone calls I received from Prelitigations. She told me that they(I-collect) own the debt but they use the company prelitigation to collect it. I then proceeded to tell her about their illegal tactics and harrassment. I also told her I am tired of arguing on the phone with them and that they won't give me any information. I also told her that if they wanted any money, they would have to fax something in writing over to my credit counselor. I told her that I refuse to make any more contact with prelitigation and that they better not call me anymore and that I have already reported them to the Florida Attorneys General and the FTC. I haven't heard from them since that conversation. I told my credit counselor to call me when she receives the fax, that was 4 weeks ago and she never called me.

tanya m · Posted: Wed Jun 21, 2006 10:42 am Subject:

It was a relief to know I was not the only one pulling my hair out trying to get a contact number. I don't understand why it is so hard for this so-called company not to put a contact number. Well, I guess taking money out of our accounts for months and months is how they make their money. If it was not for this website I don't know what I would've done. This was the only way I was able to get a phone number. My bank was not much help and did not even offer a trace, like one of you did. I just want to get them out of my hair!!!

alissa · Posted: Mon Jun 26, 2006 9:37 am Subject: united federal

I received a call this morning from Chris at United federal. He informed me that I was about to be prosecuted to the fullest extent of the law if i did not send them 820.00 by noon today. I told him that I could not afford to send them that but would be happy to make payment arrangements. He said no and I would be arrested. after doing some research, i found that this has happened to a lot of people. I called them back and asked for the origional creditors name. the address of united federal but they would not give me any information. they will not work with me on anything. what has the outcome been for you all dealing with these people?

Posted: Mon Jun 26, 2006 9:54 am Subject:

Alissa,

Have you defaulted on any payday loans. If so which ones? When I got the phone call from these people, I went on and on with them until I think I got him frustrated that he spilled out the name of the original creditor. Of course none of us have been arrested. When I got the name of the original creditor, I immeidatly called them and asked who they turned my account over to. They gave me the name of the agency and it was not who called me. The collection agency they turned it over to was called
I-collect and when I called I-collect she said they used the United Federal/Pre-Litigation people to collect on there debt. I proceeded to tell her of their harrassing tactics and that it was illegal. I told her about the reporting I did with the attorney general and the FTC. I told her I was not going to send money to anybody who doesn't want to give me information. I told her that if they wanted any money from me they would have to deal with my Consumer Credit Counselor. I gave her the address and fax number to my counselor and told her I didn't want any more contact from her or the other company. Haven't heard from them since and it's been about a month.

You just have to take control of the situation and not let these people scare you.

tmelvin · Posted: Wed Jul 05, 2006 10:15 am Subject: Question about loan

I do not remember applying for this loan. I have no loan confirmation for this company. What do I do to make sure the money deposited in my account is returned to this company and I am not charged?

kaykitty · Posted: Wed Jul 05, 2006 3:16 pm Subject: This is crazy

I have been getting these crazy call for months. This woman left a message, and said that she needed to speak to either me or my attorney. I finally spoke to her, and she read me some crap about my rights. She said that some papers would be sent to my home, and job. She said the balance on my account came to 820.00. For the amount I owed, and legal fees. I told her that I couldn't pay anything now. She told me to ask friends and family. I told her that I could pay half now. She said " Let me call the client to see if that's okay. She put me on hold not even one minute, and got back on the phone, and said that the client approved. That was just too weird. I sent half through the money gram thing. Now the crazy phones calls are continuing. We should all report this to the BBB. This is against the law. Pray on it!

Posted: Thu Jul 06, 2006 9:42 am Subject:

kaykitty,

You should have asked for verification before you sent these people anything. If they continue to call tell them you want verification in writing and they are required to send that to you.

Bootchee · Posted: Fri Jul 07, 2006 12:51 pm Subject: United Federal Bank

Can anybody on this forum tell me if what this company is doing is legal. I was contacted by a Mark Henry telling me that I had committed bank fraud and that he had a legal document that he was downloading at 2:00 pm on Wednesday if I didn't pay him $820. Of course, I was frightened out of my boots as I have never done anything illegal. I told them that I had never done any business with Platinum B Services. He put me on hold and then came back and said SJM Marketing. I did have a $300 loan with SJM and they were deducting the $90 every 2 weeks from my account until it was recently closed. I guess that is why this Mark Henry fellow is calling me. Can they file criminal charges against me? Why didn't they contact me to make some kind of payment arrangement?

Posted: Fri Jul 07, 2006 2:12 pm Subject:

Yet another victim of the harrasing phone calls from this place. What they are doing is 120% illegal and don't send these people a dime. Tons of people have been harrassed by this place and you need to immdiatly report them. SJM Marketing and Platinum B Services is the same company. I filed a complaint with the Florida Attorney General and the Federal Trade Commission. My loan with thim was 260 including the fee and they were trying to get me to send 700....trust me no criminal files can be brought against you. You should call SJM Marketing and as them who your account was sent to. 1-866-722-2770.

c good · Posted: Sun Jul 09, 2006 11:22 pm Subject: sjm

i have had to file for bankrupsy do to all of my bills how can i get out of this mess

Posted: Mon Jul 10, 2006 4:00 pm Subject:

c good, didn't you include the account in the bankruptcy? If the debt has been discharged, you won't have to pay it back. If this account occurred after bankruptcy was filed, you will have to pay them. Order the latest statement and work out payment arrangements. If you need professional help, do a free registration in this website and someone will call you back and discuss about your situation.

Posted: Thu Jul 13, 2006 1:36 pm Subject:

Okay, I keep getting the annoying calls from United Federal. These guys are very persistent. They called this morning on my job and I requested them not to call me (Mark Henry) again. He immediately became rude and said that he wished me the best of luck. Less than 2 minutes later, I get a call from Andrew ??? (couldn't understand last name) and he stated that I was refusing to pay a debt. I told him I was not refusing to pay a debt, but I was refusing to discuss this with them while at work. I've sent the debt validation letter. What more can I do? I will pay them if they are the individuals I'm supposed to send the funds to. I've reported them to the BBB, the FTC and the AG of Alabama and Florida.

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