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Guest · Posted: Mon Oct 02, 2006 1:47 pm Subject:

Is there another number for SJM Marketing (1-866-722-2770) isn't the correct number.

Posted: Mon Oct 02, 2006 2:40 pm Subject:

That is the correct number, they say Platinum B Services but its the same company. Try hitting 0 when the voicemail picks up...that's how I usually got to a live person.

Stan - cushcalc@aol.com · Posted: Mon Oct 16, 2006 7:24 am Subject: SJM Marketing & Arrowhead Investments

Thank you for all the info in this forum - thanks to what I've learned here, I was able to call both these companies, say the things mentioned about how much I've paid in, asking for debt validation letter, fees paid, etc. - and got BOTH companies to write off the balance - so I am now out from under what my desperation and stupidity got me into.
Thanks everybody

Stan - cushcalc@aol.com

For SJM Marketing, I called 1-866-722-2770, ext 104 and spoke with Dustin - first he offered to just charge me the principle without any further finance charge, then when I asked for debt validation, told him how much I thought I'd paid in total, asked for confirmation, he asked me to hold, them came back and told me he would mark it paid in full, and gave me a confirmation number. (Oh, and his email address is ddernier(at)platinumbservices.com, NOT dustin(at)platinumbservices.com like their phone message says)

RE: Arrowhead Investments, I called 1-866-355-7308 and asked for Liz or Katie (apparently the 2 managers). Liz came on, I told her my situation, asked for the documentation, she put me on hold, then also came back with "I will mark it paid off, and send confirmation"

So, hopefully this is the end of these 2 money pits that I got myself into - thanks to all the good advice on this forum!

joanne jones · Posted: Sat Oct 28, 2006 7:26 am Subject: loans

i took out overnight loans with both premiere processing and sjm marketing i have lost the number to call to set up payment arrangement you have been taking out a fee for both loans but my husband account has been a broken into and i had to shut down my account i need to talk to someone about paying back these loans and how to do that please

joanne jones email address removed as per forum rules - Mike

Charles A. · Posted: Mon Nov 06, 2006 7:16 pm Subject: PAYDAY

This is a post from a person i founf on the internet.
Re: Pay Day Loan Addies
Find out the truth about debt consolidation, credit counseling, debt elimination, debt settlement, debt negotiation and debt reduction. Learn the best ways to get debt relief and get out of debt. The meeting place where people just like you come to share their stories and experiences about how to deal with credit and debt.
Discover what really works and what doesn't before you decide which one is best for you.

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---------------------------------------------------------------------- ----------

Posted by: ren on 06/16/05:
In Reply to: Pay Day Loan Addies posted by: Kam on June 16, 2005 at 14:06:48:

: I have compiled a list of addresses for pay day loan places that I am including in our BK. Some of these places flat out refused to give me their address and I had to call back repeatedly and keep reminding them that the BK courts *want* to know their addresses so they can receive the appropriate paperwork.

: What really galls me is their refusal to give their mailing address. Why is that? Ashamed to admit they might be breaking the law by running an illegal operation? Do they figure that if they can not be contacted they are exempt from being included in a BK? I think any time that someone wishes to utilize a pay loan place they should ask for the company's mailing address, fax number, phone number. What is especially shady are these 'services' that find the best pay day loan for you. Companies that want to hide their mailing address, in my opinion, lurk behind these services. ICS is especially guilty of this practice. It took me a half dozen phone calls to finally get a mailing address!

: I will never use these places again. They prey on desperate people and advertise themselves as offering a 'service' to avoid bounced check fees, eviction, utility shut-off, etc, yet make it virtually impossible to repay one loan without having to reborrow.

: ameriloan
: 2533 N Carson St, Ste 4976
: Carson City, NV 89706
: 1-800-362-9090

: CashNetUSA.com
: PO Box 547
: Lake Bluff, IL 60044
: 1-888-801-9075

: International Cash Services
: 2207 Concord Pike, Ste 417
: Wilmington, DE 19803
: 1-800-865-3703

: M1Y Direct
: PO Box 881574
: Los Angeles, CA 90009
: 1-877-619-6583

: One Click Cash --> Formerly Preferred Cash
: 2533 N Carson St, Ste 5024
: Carson City, NV 89706
: 1-800-230-3266

: Pay Day One
: PO Box 1933
: Fort Worth, TX 76101
: 1-877-503-2300

: SJM/Platinum B Services
: PO Box 558
: Shawnee Mission, KS 66201
: 1-866-722-2770

: Sonic Cash
: 7219 Potomac Drive
: Boise, ID 83704
: 1-866-574-CASH

: United Cash Loans
: 2533 N Carson St, Ste 5020
: Carson City, NV 89706
: 1-800-279-8511

: Urgent Cash Advance
: 306 West JJ Drive
: Greensboro, NC 27406
: 1-866-333-7340

: Express Cash
: Po Box 26413
: Kansas City, MO 64196
: 1-800-493-3380

: Zurich Ventures/PD6 Loan SHoppe
: 2207 Concord Pike #505
: Wilmington, DE 19803
: 1-800-493-3380

:
:
WOW, thanks for the post, I have a few of these I need to get info on next week, I wasn't sure how to go about it. How long between you borrowing and not paying back? Did they hassle you alot?? What reason did you give them for not paying them back, and did you stop payment on the checks, how did you stop them from going to your bank? sorry for all the questions, this is the only part I'm extremly upset about, I too wish I would have NEVER gotten involved with them, there is just no way to pay them off!! Thanks Ren

Guest · Posted: Mon Nov 06, 2006 7:19 pm Subject:

i also sugest go to domain lookups and see who owns the sites and give them a call. use sites like whois.net/ or similar. somebody knows something. or sue the site owner.

Dorothy Grayam · Posted: Wed Nov 08, 2006 11:37 am Subject: SJM Marketing

Hey all of you guys - I've never done a payday loan but i know some people who have. Haven't you guys heard of a "Class Action" lawsuit. These guys have probably broken more truth-in-lending laws than breeding rabbits. Some lawyer would take this case on a contingent basis. If they are in the business of loaning money, then they have to be "BONDED" - meaning they have insurance money you can collect. Stop allowing Rip Offs like this to take advantage of you. Get together and file a class action lawsuit against them.

Christopher J Taylor · Posted: Thu Nov 09, 2006 5:58 pm Subject: Contact INfo for E-Payday

I have a payday loan with an E-Payday Company, but there seems to be COUNTLESS companies with this name and I have no idea which one is the one I have a loan with. I have had this loan for nearly a year and need to pay it off. Can anyone help me? THe bank can't trace it. I've tried.

charity_reed03@yahoo.com · Posted: Wed Nov 15, 2006 12:49 pm Subject: secret cash card

I recently took a payday loan through SJM plaatinum B services. Today I got a charge of 49.95 for some secret cash card. I have no recognition of authorizing this transaction. Please Help !!

Posted: Wed Nov 15, 2006 1:32 pm Subject:

Call SJM right away and ask them what this is about. You can also dispute this with your bank, let your bank know that you did not authorize any transactions to take place for this.

JAI · Posted: Thu Nov 16, 2006 4:09 pm Subject: SJM Marketing

Please be careful with this company. They leave you only two options: continue paying refinancing charges forever or if you do like I did and tried to get them to contact me - the first payment I missed they tried to press charges against me, malicious intent to not repay and want me to pay 600+ dollars for a 200 dollar loan! I tried to get a hold of them to pay my loan off and I made more than 5 (involuntary refinance charges.) I am sure the contract said they would refinance 3 times and then the amount would be required in full.

virginia jenkins · Posted: Wed Nov 22, 2006 6:21 pm Subject: payoff

want to pay off my loan on 11/27/06

kat · Posted: Wed Nov 29, 2006 7:54 am Subject: What action can they take?

I have defaulted and made a partial payment. Of course, the collection agency is now starting to harrass yet again. Threatening messages. She has given me two different amounts due. What actual action can they take?

Posted: Wed Nov 29, 2006 8:00 am Subject:

Tell them you want the debt validated and also a statement for the partial payment you already made. What is the name of the collecion agency that is contacting you?

kat · Posted: Wed Nov 29, 2006 8:22 am Subject: collection agency

They referred me to I-collect - which in turn farms out the accounts. Is it the collection agency that needs to validate as the woman I am dealing with doesn't speak English very well and is extremely threatening. Her message this morning - if you don't pay - you know what will happen

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