Alright, it's time for me to do some mediating in this forum!
Veronica and HAHAHAHA, please have a look at the rest of this forum and you will see that the debtors in this forum are considerably wounded by corrupt collectors who insult them, and threaten to do things that won't happen. This forum is called debt consolidation Care, the people here are not deadbeats, they Care about Consolidating their Debt. They are not here to hide and be irresponsible.
Don't get me wrong, I know where you're coming from since I collected defaulted student loans. I remember the frustration of trying to build rapport with people on the phone, only to have all sorts of nonsense language spat in my direction, hung up on, had fax tones blasted into my ear, and you know the rest. But, these people are not deadbeats, they are like I stated earlier, wounded. How can they trust someone who violates the fdcpa? Would you?
Tammy, Craig, Mary, Stanley, please don't take the washing of their dirty laundry with anything more than a grain of salt. It is not personal, I assure you. I remember the frustration they are venting here, except I've used my knowledge for good, as I hope they will. If not, they can wash their dirty laundry in another forum. They don't know you from Adam.
Peace everybody,
Ari