Internet's first get-out-of-debt community - 135,000 members

Craig Lee

Ok if you have a phone with a intercom button this works great but you can still do it without one...Ok....
1. If the caller calls and asks for you. Say please hold. Push the Intercom button..
2. Now the tone has changed and they can notice the change in speaking...Tell them they are being recorded for Better Business B. Or Federal Commissions Dept and ask them to state their Name and Business in Calling...
3. They usually hang up they do not want to be recorded...

each time I have done this..They say..Mr._____. I did not give you persmission to record me...I then say ..Well you recorded me for quility assurance. and you did call me..So therefore I do have that right.. Also I did not give you persmission to call me either.. Either you chat being recorded or you have the choice in hanging up and they do...It works They do not call as much and when they do I just do it all again.....

Posted: Thu Mar 02, 2006 6:31 am Subject:

That is an excellent way and it actually works. Just be careful and make sure your laws allow conversations to be recorded.

Posted: Thu Mar 02, 2006 10:17 am Subject: Great Idea

That's a great idea craig I have got to try this out. I like finding ways to keep CA's uneasy.

Posted: Thu Mar 02, 2006 10:22 am Subject:

Great idea, I will have to try it! Thanks.

Posted: Thu Mar 02, 2006 10:37 am Subject:

Hi all,

Just to expand on what Tammy said, here is a list of states and what they allow as far as recording conversations is concerned:

States Requiring One Party Notification

Alabama
Alaska
Arizona
Arkansas
Colorado
District Of Columbia
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Jersey
New Mexico
New York
North Carolina
North Dakota
Oklahoma
Oregon
Ohio
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming

States Requiring Two Party Notification

California
Connecticut
Delaware
Florida
Massachusetts
Maryland
Michigan
Montana
New Hampshire
Pennsylvania
Washington

Be sure to keep these things in mind if you do decide to actually record the conversation. Be safe and know your laws!!

~Mary Smile

Posted: Thu Mar 02, 2006 10:47 am Subject:

LOL!!! Craig that is hilarious!!!!

Posted: Thu Mar 02, 2006 11:11 am Subject:

Good work Mary, keep it up Very Happy

This is just a trick to stop collectors, however, you should also send cease comm. if you really want them stop calling you. It will give you legal support as well.

Anyway, good post Craig Very Happy

Keep watching forums.

HAHAHAHA · Posted: Thu Mar 02, 2006 12:26 pm Subject:

Thats pretty good.
But I have a better way to stop the collections calls, try paying your damn bills
HAHAHAHAHAHAHAHAHAHAHAHA

Posted: Thu Mar 02, 2006 1:39 pm Subject:

Here we go again!

Posted: Thu Mar 02, 2006 2:26 pm Subject:

I think his point is that this is basically a bluff. by pushing the intercom button, that changes the tone and sound quality of the call. Then by advising them they are being recorded (when they in fact are not), will cause them to hang up to avoid being recorded rather than finish the call.

Posted: Fri Mar 03, 2006 7:16 am Subject:

Another technique is to get caller id and an answering machine you can use to screen your calls. Any phone number that comes across the caller id (including things that say "out of area" or have a phone number that's all nines or all zeroes), just let them talk to the answering machine. If it turns out to be someone you want to talk to, just pick up the phone.

Posted: Fri Mar 03, 2006 11:09 am Subject:

Usually you have the right to record all incoming calls into your home without prior knowledge. This is allowed to catch harassing callers, and that's why the tap was invented. However, calling out while recording requires the other parties knowledge.

But better check with your state laws, just to be sure.

veronica · Posted: Fri Mar 03, 2006 9:17 pm Subject:

why dont you just pay your debts instead of trying to play games? this just gives collectors the idea that we as debtors simply want to dodge their call and avoid our responsibilty. it isn't fair to borrow/retain services or good and refuse to pay them back. it's is one things to be unable to pay them back and it is another to simply play games and avoid it all together. please grow up, for your own sake. thank you

Posted: Fri Mar 03, 2006 9:29 pm Subject:

Alright, it's time for me to do some mediating in this forum!

Veronica and HAHAHAHA, please have a look at the rest of this forum and you will see that the debtors in this forum are considerably wounded by corrupt collectors who insult them, and threaten to do things that won't happen. This forum is called debt consolidation Care, the people here are not deadbeats, they Care about Consolidating their Debt. They are not here to hide and be irresponsible.
Don't get me wrong, I know where you're coming from since I collected defaulted student loans. I remember the frustration of trying to build rapport with people on the phone, only to have all sorts of nonsense language spat in my direction, hung up on, had fax tones blasted into my ear, and you know the rest. But, these people are not deadbeats, they are like I stated earlier, wounded. How can they trust someone who violates the fdcpa? Would you?

Tammy, Craig, Mary, Stanley, please don't take the washing of their dirty laundry with anything more than a grain of salt. It is not personal, I assure you. I remember the frustration they are venting here, except I've used my knowledge for good, as I hope they will. If not, they can wash their dirty laundry in another forum. They don't know you from Adam.

Peace everybody,

Ari

Guest · Posted: Fri Mar 03, 2006 9:37 pm Subject:

Hi Ari,
No where did I state that anyone here is a deadbeat. I have used this site numerous times to gain useful information that I truly appreciate. It is one thing to use knowledge and put it to good use but to purposely come up with tricks to avoid facing responsibility isn't good. I'm not saying that collectors shouldn't follow the law, they should but we should also take responsibilty for our actions, and instead of coming up with schemes how about we come up with ways to pay for our debt or simlpy communicate more effecitvely with our creditors. Just a thought, I'm not trying to be mean or hateful, trust me I'm in the same boat. I just know running only last for so long. Thanks

veronica · Posted: Fri Mar 03, 2006 9:41 pm Subject:

sorry that last post was mine. thanks

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