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 Posted: Tue Mar 21, 2006 11:44 am Subject: Looking for sample Cease and Desist Letters |
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Where are the cease and desist letter samples? I know that I saw them posted but I just can't remember where.
Thanks
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2051
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| Posted: Tue Mar 21, 2006 11:47 am Subject: |
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Here is a sample cease and desist I found to be useful.
| Quote: | [Your Name]
[Your Mailing Address]
[Your City/State/Zip]
Certified Mail, Return Receipt Requested # [Insert the Certified Mail Receipt Number here]
[Insert today's Date]
[Insert name of collection agent, if available]
[Insert name of collection agency]
[Insert address of collection agency]
[Insert City/State/Zip of collection agency]
REF: Account # [Insert either the original account number or the collection agency's account reference number here]
Dear [Insert name of debt collector calling--if available--here]:
You are hereby notified under provisions of Public Laws 95-109 and 99-361, also known as the Fair Debt Collection Practices Act, that your services are no longer desired.
You and your organization must CEASE & DESIST all attempts to collect the above debt. Failure to comply with this law will result in my immediately filing a complaint with the Federal Trade Commission and the [Insert your home state here] Attorney General's office. I will pursue all criminal and civil claims against you and your company.
Let this letter also serve as your warning that I may utilize telephone recording devices in order to document any telephone conversations that we may have in the future.
Furthermore, if any negative information is placed on my credit bureau reports by your agency after receipt of this notice, this will cause me to file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by law.
Since it is my policy neither to recognize nor deal with collection agencies, I will settle this account with the original creditor.
Give this matter the attention it deserves!
And have a nice day. |
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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| Posted: Tue Mar 21, 2006 11:49 am Subject: |
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Here is another sample.
| Quote: | CEASE and DESIST COLLECTION EFFORTS
Cheatem Collections
123 Fagetaboutit Ave
Chicago, IL
17 April 2000
RE: Account xxxxxxxxxx
Dear Sir or Madam:
I request that you CEASE and DESIST in your efforts to collect on the above referenced account (SEE letter attached). It is my personal policy not to deal with collection agencies and I will only deal with the original creditor of this account.
You are hereby instructed to cease collection efforts immediately or face legal sanctions under applicable Federal and State law.
GIVE THIS LETTER THE IMMEDIATE ATTENTION IT DESERVES.
Cordially |
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Alex_Zee
Joined: 24 Jan 2006
Posts: 99
Debtcc Points: 1816
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| Posted: Tue Mar 21, 2006 11:56 am Subject: |
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Now can I use this if it is the original creditor who is calling my job, neighbors, etc. I don't want zero communication, I just want them to communicate via mail or thru my debt consolidation company.
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2051
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| Posted: Tue Mar 21, 2006 11:59 am Subject: |
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You can reword the letters to fit your needs.
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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| Posted: Tue Mar 21, 2006 12:06 pm Subject: |
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Thanks Tammy!
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2051
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| Posted: Thu Sep 28, 2006 12:50 pm Subject: reaging |
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what can be done for protection from these companies that buy very old debts (10 years) and try to collect on them and reage them on credit reorts
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Guest
Debtcc Points: 100
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| Posted: Thu Sep 28, 2006 2:06 pm Subject: |
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Reaging of the debt accounts in order to give it a current look is violation in the FCRA laws. Go, sue the company doing such an illegal activity. The company must pay you for the damages.
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mcranberra
Joined: 14 Aug 2006
Posts: 528
Debtcc Points: 7151
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