What about the SDS that is located in Las Vegas, NV. Is this the same company? They have told me that their corporate office is located in Colorado.

Can someone tell me if the SDS in Las Vegas, NV is part ofhte same company in Colorado. They are telling me that their Corporate office is located in Colorado.

[lisaawilliamson]

I would like to sign up with them but just cannot afford the monthly payments. I still do not want to do bankruptcy so may just be handling these on our own. I have read on this website of several people who have and while it seems tedious, I think it's doable.

We have been with them on their 30 month program to settle debt in excess of $ 70,000.00 --- don't ask! The program is working great for us (so far) with no hic-ups at all (yet) --- I have to say so far and yet because we are not completely through the 30 months but by December 2009 this will all be over .... I have nothing bad to say about them at all. There was still a bit of anxiety when we signed with them, but the phone calls soon stopped, letters, bills and all --- and they have taken care of pretty-much everything.

We just signed up with Superior Debt Services today.... I have soooo much anxiety. I hope they are successful in settling our accounts. We have over $150k in debt due to injury. Are they successful in dealing with BOA and MBNA? Please please respond if you have any information.

Did anyone that has joined superior debt have accounts with bank of america, mbna, or citi card. I have heard that these will sue you and are hard to deal with

I can't find an answer to the post about whether the Superior Debt Services company is the real deal. I got a call from the Las Vegas office - not the Colorado one. Also if anyone can recommend any other companies they have dealt with successfully with a good rating and a member of the BBB and other organizations? Thanks!

They have performed satisfactorilly to this date for me. I signed up in 2006 after my fiasco with the Stantons of Risk Management Partners, Ltd. Since we had to start over after 4 years of payments to the aformentioned theives, I was hesitant to say the least. I have 8 accounts remaining and now only have three left to go. The only problem was not their fault and the handled it very expeditiously and were able to pull off a miracle settlement even after I lost a lawsuit. I did have to report one settlement but the taxes I had to pay on it was still less than the interest I would had to pay on the amount.

Yes, they are a good company. With the economy the way it is, no one can afford to be in debt. If you need help, get help. I appreciate the good habits I have developed over the last six years. We don't but anything unless we need it, we budget better, and we save some(not enough, but improving a little bit at time. SDS seems to be a good assistant in acheiving these goals. They respond quickly and seem to be so compasionant in there handling of their custormers. My rep talked me through the tough situation(even though the lawsuit did not happen on their watch)they still went to bat for me. That's something I will not forget. They were even suprised they were able to get the settlement that they did.

Thanks so much Gonterman for the info, I feel much more comfortable now after reading your story. The man I spoke to over the phone was very nice and helpful, I had lots of questions and he answered every one - and was honest that this is not easy but can be done. I hope that I will get a great settlement on my debts too. Have been trying to crawl out of cc debt for years and we've sold, stretched and done everything we can do and it's still not enough - we need relief. Thanks again....

[matt]

Superiordebtrelief.com contacted me after I registered to this site, which set off a red flag. but now I see they MAY be trustworthy, but I am nervous.

How can one find complaints against the company at the BBB? I looked them up and they have a satisfactory rating, but I see no way to actually look up complaints against them. Perhaps I am looking in the wrong place?

What scares me is I have never missed a payment, but to get this going must now stop paying the credit cards to get this going with them. What if they fail to make a settlement? I am really really scared, but I am 25K in debt and now at the point where we can either pay the minimum monthlies or eat. Not both.We've been muching on bread, rice and noodles the last few months.

My creditors are CHASE (15k), Discovery (7.5k) and Citizens (5.5k).

Well we went ahead and signed up and are praying for good results. They seem like a good company - very friendly and our rep is very good with answering all my questions. Got the welcome packet and it is very thorough. This is the first month we're late and Discover is calling up to 5 times a day - but they gave me the info to tell them when they call - and don't talk to them if you can help it. Thank goodness we have caller ID. I wish you well Matt and hope that you can get some relief - I know how it is - the stress is terrible. I feel better knowing we have a plan now. I don't know how you can look up specific complaints on a business - what I saw was a list of how many complaints and how they were resolved - other than that I don't know what you could find out. But I was happy that this company was a member of the BBB with a satisfactory rating. We just cut up all our credit cards last nite.

[mobile0311]

It doesn`t surpise me about Discover calling you. Them and Bank of America are the worlds worst credit card company when it comes to harrassing poeple. They talk a tough game but they will settle. Hang in there it will get better and in my opinion you made a good decision going with Superior Debt Services. They have an excellent track record and if you stick with the program ,listen to SDS and keep an open line of commications with SDS you will get the best results. I truly wish you the best of luck with your situation .

I just got off the phone with Mike Stevens with Superior Debt Services who will be my agent. A very nice gentleman who wasn't pushy at all. Has anyone ever dealt with this individual and what were your results? Thanks.

I don't have Mike, I have Priscilla, but I started in Feb. and they are already close to paying off one of my (smaller) debts. Someone is always available, will always spend time answering questions, and I have felt from the beginning that they know what they are doing and how to deal with collectors. I worry about everything, all the time, and they really have put me at ease about going through a settlement.

Literally today, I got a full refund after working with SDS for the past 17 months. In 17 months, they settled 0/3 accounts. One was less than $1000. In addition, I was also sued in small claims court and the order was granted. I asked SDS several times in the preceding months if there was a law suit out there, and if they had spoken to the lawyer from whom I received paperwork. I had faxed them several times documentation from the law firm that was representing my creditor. The customer service rep I worked with told me she couldn't find any record of a current or past suit, and their own lawyer couldn't find anything either. She even said they couldn't find the judge who the hearing was scheduled with. Once I realized how incompetent they were, I finally checked myself and it took me less than 5 minutes to find the case. I just wish I had done this before, but I had been reassured several times that I was ok and that it was just a scare tactic.

I also switched customer service reps earlier this spring when my old one managed to lose a fax I sent him with a new bank account to draft money out of. He didn't change the account info even though I asked him to and spoke to him about it, and my old account (which was all but closed) was overdrawn because of it. They had to write me a check and mail it to me to pay me for the fees I incurred. A funny thing that happened along with this is when I got the check, I also got a note to pick up a certified letter/check. It was addressed to a man, but with my address. Another check to a client for some reason was sent to the wrong person! Obviously, I couldn't pick it up and didn't because it was certified and I was not the recipient, but it just shows you how incompetent they are.

I tried to give SDS several chances to fix things. I switched reps, spoke to managers, and more, but despite all this, absolutely NOTHING was accomplished with my $10,000 in debt and now it is much greater because of their neglect. I would not recommend working with them, although I'm sure some people have had good experiences, I would hate for anyone to run into the same situation I did.