I have been with SDS for about two years. I did considerable research before I signed up with a debt settlement company. SDS was the top on all my research. I have not been dissapointed. I find them to be very professional and understanding. I have just 4 accounts to go until I am debt free. I am able to keep my business and I am still able to provide for my son as a single dad. But, don't take my word for it. Do the research yourself. And, be prepared to make siginificant lifestyle changes. Getting yourself out of debt is not a simple or easy task despite what you may hear. It takes dedication and work. Keep focused on you goal and you will succeed.

Good luck! Enjoy getting your life back!!

[da_ziegler]

I am just about complete with Superior. The settlements are complete and now we'll if their promise to restore credit holds true. I thing you should know is they cannot settle with every creditor. I had to settle my Advanta account on my own, which was frustrating to say the least. Another thing you should be aware of is when estimate the settlement it is a percentage of the current balance. What they do not clearly explain is as you making payment to Superior, interest is accumulating on your accounts and when it come to settling, the percent is actually on the original balance and interest that has accumulated. In other words, if your debt is high enough, you may end up paying the entire amount of the original balance because of the high interest. When asked about it they state they cannot guarantee settlement amounts.