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Posted: Sun Jun 11, 2006 12:17 pm Subject: They are definately watching |
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I have received correspondence from some of my payday lenders that have indicated that they are following the threads on this site. They don't call this site out specifically, but do point out that the letters they are receiving are form letters from a particular site. This is telling me that many of us are taking charge of our debt and trying to do something about it. Hurray for us....
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Loraina

Joined: 23 May 2006
Posts: 9
Debtcc Points: 425
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Posted: Sun Jun 11, 2006 1:46 pm Subject: |
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We are taking charge, and the companies know it. At least they are taking notice. Whether or not they are receiving a form letter, it obviously contains the correct information or we would not be getting such good results!
Congrats everyone!
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3461
Debtcc Points: 20239
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Posted: Sun Jun 11, 2006 4:16 pm Subject: |
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Oh good! I think it just shows that the pdl people have a lot of time on their hands to surf the web...Because no one's taking loans!
_________________ "It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
Moderator


Joined: 17 Feb 2006
Posts: 7021
Debtcc Points: 59871
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Posted: Sun Jun 11, 2006 6:12 pm Subject: |
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Now that they are aware of the forums and have people montoring them, they will knock their crap off and start following the laws in the state in which the borrower lives. Which we all know htey are not going to do.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3154
Debtcc Points: 45650
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Posted: Sun Jun 11, 2006 7:16 pm Subject: |
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That is too funny---doesn't it make you feel empowered!!! Maybe they really do have nothing to do---we all weren't THAT good of customers (were we)?
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Lorri
Moderator


Joined: 27 Apr 2006
Posts: 1728
Debtcc Points: 20969
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Posted: Mon Jun 12, 2006 5:56 am Subject: |
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LOL Loraina next time they say something about the forums say something like "Nanny Nanny Boo Boo stick your head in Doo doo! I know my riiiiiiights!"
Sorry, I'm a little hyper on caffeine this morning.
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3461
Debtcc Points: 20239
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Posted: Mon Jun 12, 2006 7:04 am Subject: |
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Lorri,
We all were very good customers to the pdls, we kept their paychecks coming. But now that we have fought back, it appears to me that their paychecks are dwendling fast. Keep up the fight and hopefully someday all these places will be shut down.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3154
Debtcc Points: 45650
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Posted: Mon Jun 12, 2006 7:18 am Subject: |
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It's wonderful that it's working!
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angel_weengs

Joined: 12 Jun 2006
Posts: 3
Debtcc Points: 46
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Posted: Mon Jun 12, 2006 7:25 am Subject: |
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Wow! That s great that pdl lenders are taking notice. Hopefully, something will be done!
_________________ They used to say I was
nowhere, man,
heading down
was my destiny.
But yesterday, I swear,
that was someone else not me
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sapphiredreams

Joined: 16 May 2006
Posts: 260
Debtcc Points: 5258
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Posted: Tue Jun 13, 2006 7:28 am Subject: |
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I also know first hand that they are watching this board. I wish that I could be as upbeat as the rest of you as for the damage it has caused but I tend to believe that there is a long stream of people going to these places everyday taking our place. I also believe that there is such a thing as Karma though, and that the people who get rich off of the misery of others will have to answer for it one day....
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c_stephanie

Joined: 28 Mar 2006
Posts: 93
Debtcc Points: 3248
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Posted: Tue Jun 13, 2006 8:13 am Subject: |
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Yeah!
Now that we have the PDL audience, maybe they can start paying attention to laws they must abid by? Maybe they should not do business in states where internet PDL's are forbidden. Maybe one day, all internet PDL's will be illegal and the poor or misforunate will not be prey any longer. Meanwhile, my promise to myself is to educate everyone I can that is now walking the same path I did months ago.
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KittieKat
Debt Samaritan

Joined: 07 Dec 2005
Posts: 309
Location: New Jersey Debtcc Points: 3941
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Posted: Tue Jun 13, 2006 8:18 am Subject: |
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This may have been rude, but I was in Jackson yesterday and I was at the drs. office and a lady was talking with her daughter about getting a payday loan to go on summer vacation. I asked the lady if I could say something, and she stated go ahead and I filled her ears full. I told her that they are a trap, charge high interest and if you couldn't pay it back by the due date that you would have a refinance fee and I knew of people that had lost everything, couldn't put food on the table, pay their rent or utilities. The lady actually told me thank you that she didn't realize what all was at stake with the pdls. I just hope she was serious when she said she wouldn't get a pdl because she didn't want to lose her check to fees.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3154
Debtcc Points: 45650
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Posted: Tue Jun 13, 2006 8:24 am Subject: |
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I hope these people are looking at these boards and realize that we are all here educating one another about our rights as consumers. I find that a lot of businesses will try to take advantage of your if you allow them to. Never again for me. I've learned my lesson and currently working on cleaning up my credit report. Also I do a lot of research as well, here and other websites before I make any financial decisions.
PDLs are feeding off of a lot of people and charging outrageous fees and hit your bank account whenever they find it feasible. Stay away if all possible. They will have your with your hands tied behind your back before you know it and be in more debt than you were before dealing with these companies.
Keep up the good work! I've learned a LOT from this site and will continue to educate myself and stay out of financial troubles.
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ChocolateBeauty

Joined: 19 Mar 2006
Posts: 57
Debtcc Points: 1962
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Posted: Tue Jun 13, 2006 8:28 am Subject: |
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Way to go Tammy, You did the right thing in telling her what you have seen at this forum. How this causes nothing but negativity on lives.
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KittieKat
Debt Samaritan

Joined: 07 Dec 2005
Posts: 309
Location: New Jersey Debtcc Points: 3941
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Posted: Tue Jun 13, 2006 8:44 am Subject: |
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I wish there was a way to ge the word out about these places. To bad some of the protesting groups wouldn't protest in front of the pdls and get the message out. I don't want to see anyone go thru what all of us have been through with these money grubbing, low life skunks!
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3154
Debtcc Points: 45650
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Posted: Tue Jun 13, 2006 8:49 am Subject: |
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Tammy - good for you for speaking up and getting involved. I cannot imagine that she was actually talking about getting a pdl for vacation and in front of others. I know that I for one never wanted anyone to know that I was getting pdl's or writing post-dated checks, it was all too embarrassing for me. I agree that we need some kind of group to protest and get the word out. Can you imagine if we could educate 5 people each and so on how fast we could have the US knowing what a horrible service they are providing.
_________________ Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it. - Lou Holtz
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CycloneFan

Joined: 05 Dec 2005
Posts: 1186
Debtcc Points: 18720
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