United Cash Loans - What are the complaints against them?

CLOSE YOUR ACCOUNT! That is the only way, your account will never be safe again.

Please, please please, listen to Shazzers; the only way you can stop these people from bleeding your account is to CLOSE your account. And after you close it, don't apply for other PDL's, as these companies apparently share information with each other.

Never ever apply again, the best advise here.

I would think a class action suit against them would be in order. I'm getting robo-calls from them 3-4 times a day every day. I don't owe them anything so I ignore the calls.

Just following up on my first post. Due day came and unitedcashloans took out of my account the amount they agreed to and I had no problems with them so far. My loan is paid off. 4 days before my loan was due I email them AND faxed them stating I wished to payoff the full balance of my loan. I also called to confirm all of this. I even went to their website and selected the option to payoff the full balance on due day. They required a 3 day notice but I did it a day early. All of this was stated in the loan agreement and I followed every step in that process. I'm happy to say I had no problems SO FAR. Even though I waited till I received and paid the loan I am taking your advice and closing my bank account down. Unitedcashloans has too many complains against it to trust with my bank info. I just wished they didn't have my ss# and other private info. People also need to be warned about MoneyMutual.com. That's how I got mixed up with Unitedcashloans. I thought MoneyMutual.com issued the loan but what they do is take all of your personal info and give it to companies like Unitedcashloans. Thanks for your advice.
03-04-2010 02:47 PM
David19107 I wish I had seen this forum before I applied for a payday loan today. I originally applied on the MoneyMutual.com site and was redirected to the unitedcashloans.com site. It stated I was pre-approved for a $150.00 loan. The money should be deposited tomorrow. I haven't even gotten the money and already dreading what's to come.

david19107 I am truly glad it all worked out in your favor. I'm very disappointed that Montel Williams is involved in advertising these scam payday loan companies, I wish everyone would send complaints to him about his endorsements for payday loans. I've been trying to find some type of contact info but so far I've been unable to, if anyone else has an email address or some type of contact info for him please let me know!

DO NOT WASTE YOUR TIME WITH THE BBB!

Go DIRECTLY to your state's Attorney General's office and tell them that this ILLEGAL LENDER is operating out of an Indian Tribe (Miami Indians) reservation. Tell your bank to stop payment to United Cash Loans IMMEDIATELY and file fraud charges against them now.

United Cash Loans has NO legal rights to enforce its contracts because it issued the contracts ILLEGALLY without any regulatory licensure allowing them to do so.

If enough of us go after them, perhaps the Feds will get them for wire fraud.

I also take loan from this people and after a fews weeks I lose my job but I still pay then their $390 because I bororrow $250 take the loan from then that was in october of 2009
2010 now someone call my phone saying that they are officer I ask him officer from where he refused to tell me where state in was calling from. but the most crazy part in my case is this person that claiming that he is a officer is keep calling my phone day and night treating me that he will send officers to my door to arrest me and send me to jail.andd I told him that I was waiting for is officers to arest me.this guy that told me that he is a officer told me to shut the fuck up because he was from the department law and I told him that even if you was from the department of law you do not call someone house at 6pm to tell the to shut the fuck up because am not staying with you neither you paying any of my bills this guy was so so rude to me that he hang up the phone in my ear and after that he was calling my house treating me to arest me.he want me to pay then extra money $500.00 and he also want me to write a letter with the copy of my credit card and notary it waving all my rights and he told me to write my letter saying that I was not going to dispute this transaction that worry me after he told me to write all of that.

this people that I talking about they can't even speak English well they all guys from diffrent country or state.as I write this they are still calling my house and treating me that they going to arest me.united cash loan/usfastcash never send me any agreement in the mail neither they I sign their agreement from.so I read don't know what to do in this matter I aready closed my account so they can not go in any more but this people came from no where treating about jail.what should I do please I need help in this matter asap


Help me please

Hi anonymous,

They can never send you to jail for if you fail to repay a debt. So, you do not have to worry about their threats. How long have you been making payments of $390 to them? I believe you've paid them enough and you shouldn't pay them anymore. Is this payday loan company licensed to do business in your state? If they are not legitimate, you are supposed to pay off only the principal and no interest at all.

It's good that you've closed your account. They will not be able to rob you off your money anymore. If they harass you over phone, go ahead and record the conversation if it is allowed in your state. If recording is not allowed, inform the person on the other side of the phone that you are recording the conversation. This will act as an evidence when you file a complaint against this company for harassing you.

I have a problem united cash loans they feep calling me and calling me i lost my job and i dont have they money to pay they back. Now he telling me that i have to pay him 832.70 for a 150.00 loan i got but i dont have it so now he says i have a law siut and i have to go to court and i will go to jail i still have the embarrasing message on my phone what do i do about it. He said i had to fax him a piece of paper or i will go to jail and i have never been to jail and i dont have any friends that knows about legal matters. Help me out please.

well being as united cash loans is part of MTE.they are illegal in every sense of the word.was there anything debited prior to default.if so,deduct that from the 150.00.you do not owe this bogus immunity claiming illegal pdl 832.70.the most is the 150.00 originally borrowed.file AG,and FTC complaints against united cash.then file a police report for the jail threat as you can't go to jail for owing a debt.then when the cretins call.hang up in their face as that is what they deserve.

Hi,

To my knowledge payday loans are illegal in Nevada or Oklahoma,they had violated laws in several states where they are illegal and took money forcefully from people!!!!!!!!!
They had scammed a lot of people....Please be careful while selecting the right company! If you are already into it please be careful!If something wrong happens you can seek the help of Oklahoma Consumer Protection

Please be careful about the information you provide, payday loans are legal in both states:
http://www.paydayloaninfo.org/stateinfo/OK.asp
http://www.paydayloaninfo.org/stateinfo/NV.asp

the mailing address for

United Cash Loans is:

3531 P Street NW
P.O. Box 111
Miami, OK 74355

Attention: Processing

1-800-279-8511

you could try closing the account where the loan is transferred from but that may not stop the payments from being taken from new account. Try writing a "cease and desist" letter asking them not to take money from your account because the loan is paid off. Send it return receipt so you have a record of sending it and keep copies. Good luck.

I got a call from a attorney's office in california maybe it was a collection agency about a loan I tooke out from united cash. I tried to work out a payment with them but they would not take less then 50 at the time because I am broke. So now I am being sued for more then the loan if I don't pay up before 3:00 pm I guess my time or theirs. They told me I had to pay $354 to keep the account from going to court. I told them I will only pay them 280 that is what I owe united cash they can't take anything out of checking because I closed the account . I have prepaid card. I have a new account but they don't have that info. I am seriously thinkning of paying the loan. I have courtesy pay on my account. I may have a negative balance until next payday which is next week but at least I won't get sued. They are going to turn the case over to the sheriffs department etc. I told them I was not scared. I got tired of dealing with untied cash on several occasions.
Would love some advice

no MTE loan will sue,nor will any attorney.they are illegal,and no court in the union will allow there bogus exemption.remember with illegal loans you only owe the principle.try to remember what you borrowed and what was debited before default.again no MTE loan will sue you nor will any attorney they hire be able to sue if the person knows they are illegal.if you haven't filed AG complaints yet do so.they are a "SOVREIGN NATION"which means they can't sue without losing there immunity.also the attorney must be from the supposed tribe as well.file the complaints,and don't pay them a dime more than you have to.