I live in the NYC metropolitan area. I have received several calls from United Cash Loans threatning by saying, "Do you have a lawyer to represent you in court tomorrow? Police officers will be at your residence or place of business to arrest you in the morning." I don't have a loan with them. I am concerned that they told me my SS number and know where I bank. (I never gave them any info at all). The police will not do anything because all I have is a phone number of the company. Phone number for them changes (CA, FL, NV, Sourth America, etc...)--I call back with caller ID, but none of their representatives will give me an address (address is not registered with phone number on whitepages). I have filed complaint with the FTC and was only given the advice to put a fraud alert with Equifax, but nothing else could be done. FTC rep was nice and said, "Good Luck!" I can't believe that NY State, NYC or the federal government can't do anything about this....One man form UCL (with a thick like from India or Sri Lanka) who claimed to be a lawyer could not tell me when I took the loan out or which of the 400 subsidaries of United Cash Loans (he volunteered the 400) gave me the loan. I keep a close eye on my credit report, but this is over 6 months--lawyers are too expensive. Any suggestions on how to get definite address of UCL or to move goverment officials/employees?