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United Cash Loans: Be aware of this company

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PostPosted: Sat May 05, 2007 9:42 am    Post subject:

I cannot even believe they are still trying. I had united cash loans, they were one of my first PDLS almost 2 yrs ago. They were the first I defaulted on, a year and a half ago. I really didn't owe them much, and never could get in touch with them..I never heard a word, until about 6 months after I defaulted, I got an email very similar to that one. Be careful with these guys, they are sneaky.
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PostPosted: Thu May 24, 2007 9:31 am    Post subject: United Cash Loans phone #

After being transfered to 4 different people, the number they can be reached is 800-279-8511...The only nice person I spoke to was Alyssa @ x 2074
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PostPosted: Fri Jun 08, 2007 4:52 am    Post subject: bank withdrawels

iwant a supervisor to call me in regards to 3 different withdrawels from my acccount without my permission!!!
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PostPosted: Fri Jun 08, 2007 5:20 am    Post subject:

Lady Lucy,
We are a debt collection forum and message board and we do not debit anyone's account whatsoever. Do you have the name of the company that did this and perhaps we could help you with contact information?
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PostPosted: Tue Jun 12, 2007 1:20 am    Post subject: united cash loans

I'm trying to understand what you guys are talking about. I got a loan from them for $250 dollars what is going to happen to my bank account. I live in IL.
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PostPosted: Tue Jun 12, 2007 1:40 am    Post subject:

well, my suggestion to you is to get the money together and pay all of it off at once, otherwise that 250 loan will end up costing you ALOT more!
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PostPosted: Tue Jun 12, 2007 1:41 am    Post subject:

For example, my 250 loan with them ended up costing me over 600 dollars and they still claim I owe them 590
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PostPosted: Thu Jun 14, 2007 11:52 am    Post subject: United Cash Loans

I'm in the same position with United Cash Loans right now. I took out a loan for $300 with a $90 Finance Charge. They have debited my account now for a total of $450. I called and talked to someone in collections today and they said that I still owe $405. I live in North Carolina and I don't want to have to pay these people one more penny when I have well paid the $300 that they loaned me. What do you suggest that I do? Should I close my bank account? I'm worried because they have my work telephone number Sad PLEASE HELP!
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PostPosted: Thu Jun 14, 2007 3:39 pm    Post subject:

I would say you have already paid off your loan including the interest allowed by your state. Another $450 for a $300 loan, no way. Close your checking account if you have to otherwise they will take your money out. Also don't worry if they threaten you with criminal action, you can't go to jail for not paying a payday loan.
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PostPosted: Thu Jun 14, 2007 6:50 pm    Post subject:

You are done with them. PERIOD. And payday loans are illegal and prohibited in North Carolina, you need to file complaints with your attorney general's office. And definately close that bank account, as soon as possible, they will continue to take more money if you don't.
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PostPosted: Fri Jun 15, 2007 12:27 pm    Post subject: Thank you

I want to thank you for your advice. I did talk to my bank and they strongly suggested I close my account as well. This will be the VERY last time that I ever use a service like this. And to think that I just needed a loan because for the first time I was short on money Twisted Evil These people are terrible and I'm very concerned that they will start calling my work, but at least they can't take anymore of my money!
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PostPosted: Fri Jun 15, 2007 1:14 pm    Post subject:

I've never dealt with United Cash, I have heard they are real a$$holes. But you are right, they can't take anymore of your money. Did you file complaints against them with your Attorney General's office yet? If not, I suggest you do that also. Another piece of advice, should they turn you over to a collection agency that goes by Bass and Associates or Bass Prelitigations, IGNORE THEM! And just laugh when they say you are going to be arrested.
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PostPosted: Tue Jun 19, 2007 8:15 am    Post subject: nuted cash loans

800 279 8511 ext 1
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PostPosted: Tue Jun 19, 2007 11:59 am    Post subject:

I have a loan with UCL and I have already paid over 300 dollars for a loan of 250. I live in Fl. and wanted know if anybody knows whether they are licensed here and what I should do?
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PostPosted: Tue Jun 19, 2007 2:02 pm    Post subject:

No, they are not licensed in Florida. You will find they are not licensed to loan in any state, and probably don't even have a license to operate in the state they are physically located.



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PostPosted: Tue Jun 19, 2007 2:07 pm    Post subject:

They have at least 2 physical addresses. One in Oklahoma and one in Nevada. They are not licensed in either state. I'm dealing with them, as well, and it is like pulling teeth to get them to respond to correspondence.
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