Debt Consolidation, Debt Management and Debt Settlement

United Cash Loans: Be aware of this company

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Posted: Tue Jun 19, 2007 2:10 pm Post subject:

You should also file a complaint with Oklahoma and Nevada, it would be nice to report them to their own state as well and report them for operating without a license. I know Oklahoma will more than likely take action like they did against MTE.

Joined: 05 Jun 2007
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Posted: Tue Jun 19, 2007 2:19 pm Post subject:

Also they violate Ok. state laws regarding pdls. Rollovers are not permitted there and rates are $15 per $100 if up to $300 is borrowed and $10 per $100 if $301-$500 is borrowed. I don't know about you but they charged me way more for my loan.

eleroo

Joined: 06 Jun 2007
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Posted: Tue Jun 19, 2007 2:23 pm Post subject:

Me also. Definately report them to Oklahoma. I'm sure they will investigate it.

Joined: 05 Jun 2007
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Posted: Thu Jun 28, 2007 12:22 pm Post subject: full payment refused

i had taken a 300.00 loan out with a payoff of 390.00 to be taken from my account on the 1st of july. on calling them to conferm this, i was told they would only take 90.00 from my account because i hadn't notified them in time to take the full 390.00.now i have a what they are calling (renewal) of the loan,meaning i will still owe 390.00 next patday. how can i stop this unending process. _________________ Register today to encash debtcc points.

country671
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Posted: Thu Jun 28, 2007 4:35 pm Post subject: united

Try to pay them off call a week early if you have to and then run. I would also close that bank account. I dont trust this company they just keep on taking. What state are you in? KYSIDE38 _________________ RYDERS OF THE NIGHT Last edited by KYSIDE38 on Thu Jun 28, 2007 7:41 pm

Joined: 19 Jun 2006
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Posted: Thu Jun 28, 2007 6:30 pm Post subject:

Please let us know what state you are in. Renewals are illegal in many states! This company will suck you dry. Go to the bank and close your account-but before you close it find out their policy on ACH debits coming through on closed accounts. Some banks allow them to go through and this reopens the account and then you are stuck with NSF fees and that could create a whole new problem. If the bank says they do allow this, ask them to put a hard hold on it so no debits can come through, and then close it and open an account at a NEW bank. This will get UCL out of your wallet and put you back in charge of your money. _________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.

Sassnlucy
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Posted: Thu Jun 28, 2007 7:42 pm Post subject: united

Also if you want to check the laws in your state you can go to www(dot)paydayloaninfo(dot)org and look it up. Best Wishes KYSIDE38 _________________ RYDERS OF THE NIGHT

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Posted: Mon Aug 13, 2007 1:42 pm Post subject: United Cash Loans

Back in June my husband and I filled out a request ofr a PDL online. He received a call the following day from United Cash Loans requesting further information and a number to contact his employer. A few days later the $300 was deposted into our checking. We have never received anything in writing from this company and we never formally accepted this PDL. They took $90 once a month and then started taking $90 every two weeks. My husband called them and they stated that they do not have a record of them sending us an email or confirmation for the loan but we still have to pay it. I'm not sure what to do with this because we never agreed to the terms of the loan. We are in the state of Ohio and by Ohio law PDL's can not be renewed. Does anyone have any advise??

kbehm
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Debtcc Points: 100

Posted: Mon Aug 13, 2007 1:49 pm Post subject:

How much have you paid them back so far? Could be that you really have already paid them in full. If they are renewing your loan, then they are breaking the law. Let us know how much you have paid them and it might turn out that you technically have already paid them in full, including interest.

2nband
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Posted: Mon Aug 13, 2007 2:11 pm Post subject:

They took 3 $90 pymnts thus far. So it is a total of 270.00

kdbehm
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Posted: Wed Sep 05, 2007 2:06 pm Post subject:

United Cash Loan 3531 P Street NW Miami, OK 743555 Phone 1-800-354-0602 Fax 1-800-803-8794 or 1-800-803-9137

Joined: 31 Aug 2007
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Posted: Tue Sep 11, 2007 10:32 am Post subject: I HAVE WAY WAY WAY OVERPAID THEM!!!!

I got a $300 loan from United Cash in MAY of 2007 and they are still debiting me. I tried to tell them, after the 3rd renewal, that they'd taken enough money from me to re-pay my debt and should call it good. To date I've paid these people almost $900 for a $300 loan!!!!!!! They are set to take $110 from me on the 14th of this month and I just can't afford it anymore! I'm in the state of Colorado where more than 1 renewal is ILLEGAL, and also in the Army so thought they could only take so much from me before I could get them in trouble? HELP ME!!!!

armywifeandmom
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Debtcc Points: 100

Posted: Tue Sep 11, 2007 10:51 am Post subject: CORRECTION

Oooops added up my Debits from United Cash Loans and I've paid them (to date) $625 for a $300 loan. My bad, Math's not a strong suit, sorry I did just call my Bank and put a stop payment on this weeks $110 Debit....how nasty are they gonna get now?!?! _________________ Register today to encash debtcc points.

armywifeandmom
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Debtcc Points: 100

Posted: Tue Sep 11, 2007 11:14 am Post subject: Called UCL!

They are RUDE as hell!!!! I called them to explain that I've paid $625 for a $300 loan and that I stopped payment on this weeks Debit because legally they couldn't renew a loan 7 times, like they have. She (can't remember her name) said: "I am NOT one of your kids so do not talk to me like that! You will listen to ME, I am trying to talk, so listen!" I was like "Lady I am NOT speaking with you any longer, I have a consult appt. with JAG this Thursday and you can take it up with the Army!" She tried to tell me that the laws where they are (Oklahoma, which is where we lived when we applied for the loan) governs what they can and can't Debit from us. Now I thought laws regarding our loan were based on where we lived not where the Loan Co. was?!?! UGH this is making me nervous. JAG says they have to see the paperwork from our Loan App. to see if they can even help us.

armywifeandmom
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Debtcc Points: 100

Posted: Thu Oct 11, 2007 2:32 pm Post subject: they put money in my account with out auth

they put money in my account without auth while i was out on a trip. i never told them to put money in my account. should i give them the money back? they are trying to take money from me. i never signed anything! i wondre can someone create a class action law suit against them?

jjtucson21
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Debtcc Points: 100

Posted: Fri Oct 12, 2007 10:26 am Post subject:

This company also does business as USFastCash _________________ Register today to encash debtcc points.