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Posted: Sat Nov 17, 2007 10:30 am Post subject: united cash loans &500 fast cash loans |
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i took out a $300.00 loan with united cash loans in june and the amount to be paid back over time was $390.00 . which are debits from my account of $90.00 a month. it is now november and they are still debiting money out of my account every month and the loan is paid back. i also did the same thing with 500 fast cash loans because i was having hard times and the loan was set up the same way and they are doing the same thing. this loan was also taken out in june and it is now november.this loan is also paid in full. what can i do to get my money back or stop them from debiting my account when these loans have been already paid in full. i am a 82 year old woman on a fixed social security account. _________________ Register today to encash debtcc points. |
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addie feimster Guest

Debtcc Points: 100
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Posted: Sat Nov 17, 2007 10:39 am Post subject: r |
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| addie, both United Cash Loans and 500 Fast Cash are unlicensed/illegal lenders. They are d/b/a's of MTE Financial. Your best bet, and I know it stinks, it to close your bank account. These guys are horrible. They will continue to debit your account forever. You will also need to file complaints against them. File with the BBB, the FTC, and the state AG. You have more than likely overpaid both of these pdls; however, they're hard as you-know-what to get a refund from. |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Tue Nov 20, 2007 9:54 am Post subject: They called my house |
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A person from United Cash Loans left a meesage on my answering machine that I need to call them back and provide a landline number so they can process my loan.
1. I never applied for a loan and have never heard of them.
2. They left the message on my land line?????
3. I'm nervous that my ID has been compromised as I have recently had found some nasty spyware on my computer.
So, I called them back at the number they provided (1-800-279-8511). The message was from a woman named Pat.
I talked to a service rep and when they asked for my social security number, I told them that I would not give them that information, as I don't know who they are. I explained that Pat had called me and left a message to call her back. She (Tracey) that she could not help me because I'm not giving her my personal information. I told her that I could give her the number that Pat used to contact me. She said that wasn't good enough. I asked if she know who Pat was and she said that she did. I asked to be transferred to Pat and she told me that I can't contact Pat. Only Pat can call me. I asked to speak to her manager and she said that I couldn't because I wasn't a customer. I asked to be put in contact with their legal department, and she agian refused.
I still extremely nervous that my ID has been compromised, but I'm not sure what to do aabout it. Any suggestions?
Jim |
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MrJones Guest

Debtcc Points: 100
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Posted: Tue Nov 20, 2007 2:44 pm Post subject: r |
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| jim, if you notice ANY deposits made to your account, have them returned immediately. If this does happen, close your account and open a new one, as they may have your bank account information. Check every single day to see if anything has been deposited into your bank account. |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Wed Nov 21, 2007 12:52 pm Post subject: UCL |
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Hi everybody,
I live in PA and took out a loan with UCL for $300.00 back in April of this year. Since then I've had 625.00 deducted from my bank account. Now they are still calling saying I have a balance of 65.00 that they ofcourse need immediatley. I have paid back double what I borrowed and feel I shouldn't pay back anything else. They refuse to listen. Should I pay them or are they ripping me off? Thanks.
Jim _________________ Register today to encash debtcc points. |
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flyerjd77 Guest

Debtcc Points: 100
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Posted: Wed Nov 21, 2007 5:38 pm Post subject: r |
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| flyer, honey, they are ripping you off. First of all, in PA, pdls are prohibited. However, an internet lender will be "allowed" if they are licensed SOMEWHERE. This company is unlicensed, which means illegal. You have overpaid them $325.00 and they want another $65.00. Hell, no. They owe you a refund. |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Mon Nov 26, 2007 8:09 am Post subject: UCL |
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Cannr,
Thank you very much for the info.
Jim |
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flyerjd77 Guest

Debtcc Points: 100
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Posted: Mon Nov 26, 2007 10:00 am Post subject: |
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| Flyer I just received a PIF from United Cash loans, I can PM you the letter I sent if you would like? I had overpaid them also. |
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TMBL
 Joined: 11 Sep 2007
Posts: 115
Debtcc Points: 2226
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Posted: Mon Nov 26, 2007 12:00 pm Post subject: address |
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| what is the address for united cash loans? |
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s hubbard Guest

Debtcc Points: 100
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Posted: Mon Nov 26, 2007 2:38 pm Post subject: r |
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United Cash Loans
Phone: (800) 230-9480
Address: 3531 P Street NW
Miami, OK 74355 |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Wed Nov 28, 2007 7:45 am Post subject: UCL |
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TMBL,
Yeah, please send me the letter that you sent them. I would greatly appreciate it. Thanks a bunch.
Jim |
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FLYERJD77 Guest

Debtcc Points: 100
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Posted: Wed Nov 28, 2007 7:52 am Post subject: r |
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jim, if you could register as a member of the site, we can 'pm' each other. This is called 'private message'. TMBL or anyone can send you a letter to use through 'pm'. Can you register as a member & then we can 'pm' you?  |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Mon Dec 03, 2007 3:54 pm Post subject: Address |
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| Does anyone have the address for United Cash Loans? |
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Joshua Gore Guest

Debtcc Points: 100
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Posted: Mon Dec 03, 2007 5:05 pm Post subject: r |
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United Cash Loans
Phone: (800) 230-9480
Address: 3531 P Street NW
Miami, OK 74355 |
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cannr
Moderator

 Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Sat Jan 26, 2008 7:51 am Post subject: |
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| What do I do if this is all just starting to happen to me? I recently took a loan out for $150 and was due to pay $195 on January 25, 2008. I did all the right steps to ensuring this bill was paid off but they only debited $45 from my account and said that i still owed $195 on February. There is no direct way to ensure they received my letters, emails, etc. How can I protect myself from them? I'm already going to close my bank account...should I change my phone number? They have my SSN too...please help! |
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Guest

Debtcc Points: 100
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Posted: Sat Feb 02, 2008 11:16 pm Post subject: Help with PDL |
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Hello,
I have the same issues with this company as well as another. Can someone send me the letter I should be sending to this PDL?
Looks like I will have to close my account.
Thanks for the help. |
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 Joined: 02 Feb 2008
Posts: 3
Debtcc Points: 101
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