United Cash Loans - What are the complaints against them?
Written by Good Nelly Rating:
United Cash Loans is a payday loan company that claims to offer quick cash to borrowers. Consumers dealing with this company have a lot of complaints. Read through the section below to know more about these complaints.
What are the United Cash Loans complaints?
There are many consumers who have shared their bitter experience with United Cash Loans in the DebtCC forums. They have the following complaints against this company:
- Debiting money even after loan is paid: Some consumers claim that the company kept debiting their accounts even after the loan amount was paid. One such consumer says that he took a loan of $300 from the company. They kept renewing his loan and debited his account for a total of almost $900! Read more.
- Not licensed to lend: Consumers allege that the company is not licensed to lend in many states like Nevada, Oklahoma, etc. They often violate the laws regarding lending and thus, they pose a threat to those taking loans from this company. Know more.
- Withdrawing extra money: United Cash Loans is accused of withdrawing extra money from customers' accounts. A customer says he took out a loan of $200 and the company was withdrawing $60 every two weeks. But suddenly they started withdrawing $80-100! He ended up paying them over $600 for the loan! Find more on this.
- Unauthorized withdrawal: A customer made arrangements to pay the company $135 from his bank account to repay a loan. But later on, the company took another $105 which was not authorized by the customer. On contacting, the company told him that he made arrangements to pay $105 and they did not do anything illegal. But he insists that he had authorized the withdrawal of only $135! Check out for more.
- Harassing calls: Customers complain of getting harassing calls from United Cash Loans. A customer says he paid well over $700 for a loan of just $200. He had to close his account as the company had drained his funds. But even then, he kept on receiving harassing calls from the company. He was also threatened that a lawsuit would be filed against him. Know more.
- Rude behavior: People say that United Cash Loans customer service is not good. A person complains that the company renewed his loan 7 times illegally and charged him more than they should have. When he called the company regarding this, the representative talked to him in a rude manner. Find the details.
If you need to contact this company, you may find the following details useful:
United Cash Loans Address:
The company is said to do business in many states and have different addresses. One of their addresses as found in the BBB site is:
3531 P St. NW
Miami, OK 74355
United Cash Loans phone number: (800)410-9275
(Source: "http://www.bbb.org/tulsa/business-reviews/loans/united-cash-loans-in-miami-ok-38008088#profile")
Posts: 32
Credits: 1358.95 Send message to truwoman31
I couldn't locate that united cash loans phone number but the company has the following DBA's. It is located in Oklahoma and is also under Rio Resources.
UnitedCashLoans
Quickest-Payday-Loan.com
Your-Approved-To-1000.com
1000 Payday Cash
Emergency-Cash-Loans.com
Found another one located in Nevada. You can look that up through the Better Business Bureau
Posts: 45
Credits: 7604.85 Send message to SHbear
The one I took out a loan from United Cash Loans was in Nevada. I am trying to info of phone numbers from anyone in this forum before I make the time to call her back today. What's the address for united cash loans?
Posts: 2907
Credits: 53442.5 Send message to Not so Lucky
Shbear,
United Cash Loans are conducting illegal activity. They are not licensed to lend in the state of Nevada or Oklahoma. They have committed alot of violations. This is a common threat with United Cash loans. Make them aware that you have knowledge of their non-licensure. What state do you live in? Do not let them intimidate you through phone calls and other tactics.
Posts: 32
Credits: 1358.95 Send message to truwoman31
This group is not a member of the BBB. They are not accepting any mail at the united cash loans mailing address, only by faxing or emailing the company. They have an unsatisfactory record with BBB. The United Cash Loans phone number as listed by the BBB is 800-354-0602 fax 888-570-9772
Posts: 45
Credits: 7604.85 Send message to SHbear
Tammy,
I live in Texas. Is United Cash Loans licensed in TX?
Posts: 2907
Credits: 53442.5 Send message to Not so Lucky
I have yet to find a state that United Cash Loans are licensed in. Here are the laws of Texas.
Source: http://www.consumerlaw.org/action_agenda/payday_loans/content/NCLC_SUMMARY.pdf
You need to hit them with the famous letter.
Posts: 45
Credits: 7604.85 Send message to SHbear
These laws just basically tell me that a payday lender like United Cash Loans can loan money in Texas and charge fees at a certain amount. It doesn't tell me if they are licensed to do business in Texas.
I have hit them with the validation letter 3 times and they are not paying attention.
Posts: 2907
Credits: 53442.5 Send message to Not so Lucky
Shbear
go into this website and they have all the states business entity sites listed.
wwwdotfreeprfdotcom/corporationsdothtml
Posts: 8
Credits: 250 Send message to ccgirl31
I have been trying to get rid of telmerica wwwcashnow and they are so rude. I found out they are not licensed in VA and so I called them and let them know that I already paid them $302 for a $200 loan and I want my loan considered paid in full. However, the person I speak to says they are licensed, etc. etc. She then lets me to speak to her supervisor who I go through the same conversation with and she says that I took out the loan illegally since they are not licensed in VA. I told her that no I have found out all this information since I took out the loan. Thank god for this site. I was transferred to the main boss who of course is not in and I had to leave a message. About 5 minutes later the first lady calls me back and says they are going to take the full amount of the loan on Friday. I said oh no you better not and when I mentioned being not licensed again she said lets not start that again. Anyway is there a letter I should send them or something that can revoke my authorization to debit my account. Please help as I am desperate.
Posts: 2907
Credits: 53442.5 Send message to Not so Lucky
Contact your bank and let them know what is going on and put a stop on the debit. They are not going to admit if they are not licensed to lend and you are not the one who took the loan illgally, they are the guilty ones for issuing the loan to a state they are not licensed in.
Pages
Add new comment