I also receive a letter from United Legal Corp yesterday November 11. There is the round postmark circle on the envelope that says "Jacksonville FL" but that is it, NO DATE (how is that possible??). I opened it and the date of the letter is October 11, in other words, I received it Nov 11 and it's dated Oct 11. It seems this may be their way around giving me 30 days to send a validation. Says it's regardintg National Title Loans, I assume it's for a payday loan, maybe one from Ellis Crosby, although I don't recognize the name. I have a validation letter ready but since I can't get one to them certified in time given the date on their letter, should I fax it so I at least have a confirmation I sent something? I am trying to take the proper steps but it's hard to do when I receive a letter on Nov 11 dated Oct 11. Thanks in advance for any advice.

Sorry I meant to say I received the letter November 10th, not 11th

[roxette]

I will do my investigation here with the postal department and confirm the date of the letter sent. A letter should presumably not take so many days to reach the destination. It must be one of the shady tactics used by United Legal Corp.

You should send your debt validation letter to the company urging for complete information of the account. Send your letter through certified mail with return receipt requested.

All I can advice you is to be a little careful while dealing with United Legal. Lots of complaints are filed against them.

Regards
Roxette

Roxette, thank you for your fast response, it's appreciated! So I should still send the certified letter even though they won't get it within the 30 days? Would you advise against faxing it just to have something in writing to them? Thanks again

[roxette]

You can send it through fax as well but I will also send the letter through certified mail. I will do my homework so that I have covered my basis.

Thanks, I will do both. I called the correct post office in Jacksonville and they said that while I can't prove they waited to send the letter because of the no postmark, they also can't prove when they sent it....she suggested I be firm with them if they argued with me about it, I have a feeling they have seen this kind of thing before. Thank you for the help!

[roxette]

This means that the mail is sent to you by fake means. If the postal authorities don't have their stamps on it, how can it be termed a legitimate mail? Keep this as a proof of illegal trick used by the company.

That's a good point, I will keep everything together in case they push this, hopefully they will cooperate but at least I know my rights thanks to this forum!

[roxette]

If you keep your basis strong, you will have everything in order. And most probably, you are sure to win over.

Can you please join our forum by filling up the registration form here? We will be glad to have you as a recognized member. This registration is free.

http://www.debtconsolidationcare.com/signup/

Regards
Roxette

United Legal did this to me as well, with the validation letter I sent them a copy of the letter and envelope showing I knew what they were up too. In addition, you can always ask for debt validation, even after the 30 day period

[LCW]

I receive mail all the time vromvarous sources which has not date stamp on it. Usually it is mail for which the sender has a bulk mailing permit rather than using metered mail or regular postage. It doesnt necessarily meant the mail was sent through "false" means, but as stated they also can not prove when they mailed the letter either.

[Htgt123]

Yes, I also received two letters with postmarks that were dated October 21, 2005 but I did not receive them until November 21, 2005. Does it take them 30 days to send a letter or do they date it how they want to?

[ben]

A letter should not be placed with dates of the company's choice. If this happens, it is definitely not legal.

I received a call from united legal, when I asked for written correspondence, i was told they sent one on May 11, to this day I still have not received anything. I can't get over how mean the woman that I talked to was.I have never felt like such a loser in my whole life.

I missed a call on my cell phone today with a 904 area code and when I called it back I got a recording from United Legal Corp. I ran upon this message board while doing research on them. I don't have a clue as to why they were trying to contact me. :shock: :?:

[PassionHunting]

United Legal might be calling you for a debt you had in the past. As per the federal laws, you must get the details of the debt in writing before sending any money. The CA is bound to follow the fdcpa laws of debt validation. Read this:

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809