What happens if I don't pay the payday loans

i have 3 payday loans online. one has been turned over to a collections. it's with ace cash services. what will be done now that it's been turned over to collections.

How do you know it's been turned over to collections? What is the name of the collection agency? Have you received a letter of collection in the mail? If so, you should send them a debt validation letter.

Now that your PDLs have been turned over to a CA, at least with me, the calls increased, they called my place of employment and my sister who lives 50 miles from me. I kept a log of every call. Time, date, who and a brief summary of what was said. Your may want to read the Fair Debt Collection Pratices Act (FDCPA),
http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

dont listen to them they are just making hollow threats to scare you into paying them thats their job... theyre trying to screw you so try and screw em right back... by not paying them a single penny more

I don't think that the 'screw back' techniques really work. Anyway, you need not be scared since if it's an illegal pdl the collection company too can't collect against it. Do as Shazz has said, send a DV letter to the collector.

Can anyone tell me if one click cash is a liscensed lender?

they are MTE,and not licensed anywhere.

Form my experince my lawyer states they must file in your county and then it has to be approved by an judge before they can do anything. Ask them to send you a letter or contact a lawyer and ask themf or help

I have two pay day loans out there and i closed my account cause it was rent or pay them can i get in trouble

more details please.

who are the lenders
how much borrowed from each
how much in fees debited by each
what state are you in
internet or storefront

answer those and we can help further.

So i have a payday loan out at Ace Cash Express In Nebraska for 352.00 (thats what i owe) I have some company from New York calling me called Advance credit recovery. They told me that I need to pay or Ace is taking me to court for writing a bad check. I'm pretty sure my bank account was open when i wrote that check but i'm not 100 percent sure. What is the worst thing that could happen if they did take me to court. Could i go to jail?? I tried making arrangements but they won't let me.

i answered your other post.in short no you can't go to jail,and this place sounds like a typical bottomfeeding collector.file AG complaints against this bottomfeeder,and tell them you won't speak to them again without details in writing.then hang up.

One Thing
I received a call from an "Unkown" Caller. They said they were with with a legal office trying to collect my debt from a payday loan i never paid. They said i can either settle outside court for 930 Dollars i took a 120 dollar loan out. They want me to write some stuff down on a paper and put my credit card number on the sheet and fax it? They did not speak english well at all. If i dont pay it they said they are going to have an officer to come over and pick me up. What should i do??? Is it a scam???? Im from minnesota!! Any help would be great!

It's a scam, file complaints with the FTC, BBB and your AG (link for the FTC in my signature). Next time they call, hang up immediately.

yes it is a scam.do not give this foreign idiot any info at all.in fact it sounds like the scam in INDIA.this loser won't do a thing he threatens,and it's not worth your time to talk to him again.file a police report for the harrassment.then file AG,and FTC complaints.above all else do not speak to him,and give him nothing.scam in INDIA.

O man thank you so much!!! that is a HUGE relief!!! they always call me from unknown number gave me there direct line witch is 626-789-0158 and there fax number is 206-338-1272. 626 is in cali 206 is Washington? I thought that was strange right away. Thank you so much guys i feel much better! last thing i want is to have a cop come to my work and drag me away!!