Navigation
  #289  
Old 10-21-2009, 08:38 PM
shay abene
Guest
 
Posts: n/a
Credits: 8 [Check]
Default

i have 3 payday loans online. one has been turned over to a collections. it's with ace cash services. what will be done now that it's been turned over to collections.
Reply With Quote Quick reply to this message
  #290  
Old 10-21-2009, 09:08 PM
Shazzers's Avatar
Shazzers Shazzers is online now
Moderator
 
Join Date: Dec 2007
Location: Idaho
Posts: 9,141
Credits: 63,631
Default

Quote:
Originally Posted by Anonymous View Post
i have 3 payday loans online. one has been turned over to a collections. it's with ace cash services. what will be done now that it's been turned over to collections.
How do you know it's been turned over to collections? What is the name of the collection agency? Have you received a letter of collection in the mail? If so, you should send them a debt validation letter.
Reply With Quote Quick reply to this message
  #291  
Old 10-21-2009, 09:52 PM
wchambe641's Avatar
wchambe641 wchambe641 is offline
Member
 
Join Date: Aug 2009
Location: Ohio
Posts: 131
Credits: 2,332
Default

Now that your PDLs have been turned over to a CA, at least with me, the calls increased, they called my place of employment and my sister who lives 50 miles from me. I kept a log of every call. Time, date, who and a brief summary of what was said. Your may want to read the Fair Debt Collection Pratices Act (FDCPA),
http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf
__________________
Federal code with regard to your ACH rights
http://www.cardreport.com/laws/eft.html#205.10
Ohio Code stating out of state PDLs are illegal
http://codes.ohio.gov/orc/1321.36
Ohio Attorney General
http://www.ohioattorneygeneral.gov/
BBB
http://www.bbb.org/us/
Fair Debt Collection Practices Act
http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

To find out who's been calling
www.800notes.com
www.whocallsme.com
Reply With Quote Quick reply to this message
  #292  
Old 11-01-2009, 10:33 PM
fightin phils 713
Guest
 
Posts: n/a
Credits: 8 [Check]
Default

dont listen to them they are just making hollow threats to scare you into paying them thats their job... theyre trying to screw you so try and screw em right back... by not paying them a single penny more
Reply With Quote Quick reply to this message
  #293  
Old 11-02-2009, 02:20 AM
SC's Avatar
SC SC is offline
Senior Member
 
Join Date: Apr 2009
Posts: 1,363
Credits: 11,069
Default

I don't think that the 'screw back' techniques really work. Anyway, you need not be scared since if it's an illegal pdl the collection company too can't collect against it. Do as Shazz has said, send a DV letter to the collector.
Reply With Quote Quick reply to this message
  #294  
Old 11-03-2009, 11:31 AM
Unregistered
Guest
 
Posts: n/a
Credits: 8 [Check]
Default

Can anyone tell me if one click cash is a liscensed lender?
Reply With Quote Quick reply to this message
  #295  
Old 11-03-2009, 11:43 AM
paulmergel's Avatar
paulmergel paulmergel is offline
Moderator
 
Join Date: Jun 2007
Location: illinois
Posts: 8,057
Credits: 35,879
Default

they are MTE,and not licensed anywhere.
__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.
Reply With Quote Quick reply to this message
  #296  
Old 11-04-2009, 06:03 PM
janiece porcher janiece porcher is offline
 
Join Date: Nov 2009
Posts: 2
Credits: 140
Default

Form my experince my lawyer states they must file in your county and then it has to be approved by an judge before they can do anything. Ask them to send you a letter or contact a lawyer and ask themf or help
Reply With Quote Quick reply to this message
  #297  
Old 11-14-2009, 12:28 PM
Unregistered
Guest
 
Posts: n/a
Credits: 8 [Check]
Default

I have two pay day loans out there and i closed my account cause it was rent or pay them can i get in trouble
Reply With Quote Quick reply to this message
  #298  
Old 11-14-2009, 12:30 PM
paulmergel's Avatar
paulmergel paulmergel is offline
Moderator
 
Join Date: Jun 2007
Location: illinois
Posts: 8,057
Credits: 35,879
Default

more details please.

who are the lenders
how much borrowed from each
how much in fees debited by each
what state are you in
internet or storefront

answer those and we can help further.
__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.
Reply With Quote Quick reply to this message
Reply

Quick Reply
Name:
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Decrease Size
Increase Size
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 06:50 AM.




About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services Navigation